There are lots of ways to save money using M&S Money. Not least of these is Marks and Spencer Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money, you get more, and you pay less.

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

Besides Marks n Spencer Motor Insurance, M&S Money Credit Cards and other financial products, M&S Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark's & Spencer purchases are also protected while you take them home.

Also, on both M&S Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

2 Piece Pure Cotton Stripe Dungaree Outfit, at Marks and Spenser
Fun and practical, this cute 2 piece outfit features stripe design. It's made from soft cotton to keep him comfy

Kitchen Island & Granite Top Set, at Marks & Spensers
H90.5 x W100 x D80cm Some self-assembly required. Delivered boxed to your door. You will need to unpack, assemble and position the item yourself This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

MoDA Red Geometric Bamboo Paper Blank Card, at Marks & Spencer
Cover text: Blank Inside message: Blank for your own message Our MoDA range has been screen printed onto paper made from bamboo. Bamboo is a truly sustainable and renewable resource as it's the fastest growing plant on the planet! Approx size: 150 x 150mm

Small Chrome Case Clock, at M+S
Simple design Quartz accuracy High shine chrome finish Metal case, glass lens Contemporary dial A quartz clock keeps time by the vibrations of a quartz crystal. It is judged to be the most accurate timepiece now on the market, losing or gaining only a minute a year, compared with one or two minutes a week for most other watches Case H20 x W20 x D4cm, Manufacturer: Marks & Spencer

Silver Plated Abalone Cube Earrings, at Marks and Spencer
Hook fastening Drop style Abalone design For hygiene reasons, refunds will only be given in accordance with your legal rights

Large Country Basket, at Marks and Spencers
This beautiful basket uses a kalanchoe, begonia, fern, chrysanthemum and hedera variegated to create a natural yet colourful effect that can be used to brighten up any room in your home Available for delivery from 9th April to 30th September 2009

Sentimental Father Birthday Card, at Marks and Spencer
Cover Text: Father, Memories of happy times, And moments spent together They seem like only yesterday, When really they're forever. Inside Message: With love Approx. Size: 178mm x 126 mm

Ingredients Pomegranate Shower Gel, at Marks & Spencers
Pomegranate scent This fruity shower gel will leave your skin feeling fresh and clean 200ml

3 Pairs of Cotton Rich Spot & Stripe Design Socks, at Marks and Spencer
These classic cotton rich socks are soft, breathable and comfortable. Added stretch gives a great fit

Autograph Pure Cashmere Windowpane Scarf, at Mark's & Spencer
Indulge in a touch of stylish luxury! This beautiful scarf is woven from pure cashmere and feels wonderfully soft and warm

Autograph Pure Cotton Stripe Jumper with Hat, at Marks and Spenser
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Silver Plated Elongated Puffed Heart Earrings & Necklace Set, at Marks and Spencer
2 part set Clasp fastening heart style long necklace Drop style heart earrings

Chunky Sparkle Bead Necklace, at Marks and Spencer
Mixed bead feature Chunky style Sparkle detail Intermittent design Necklace length 45cm, extendable by 8cm

Fish Selection (Serves 4-6), at Marks & Spencer
Contains 20 quarters Serves 4-6 5 different fillings Ready to eat As featured on page 7 of the Food to Order brochure Order by 5pm to collect in 2 days Available for collection in the majority of our UK mainland stores

Mechanical Dancing Friends Birthday Card, at Marks & Spencers
Cover Text: a friend is someone to dance like crazy with... Inside Message: With love Approx size: 135 x 135mm

Pacific 2 Seater Sofa, at Marks & Spencer
H90 x W136 x D90cm Seat H50cm, arm H68cm, top back rail H67cm Seat cushions made from Quallofil Extralife filling. Click here for more information on Quallofil Extralife Other cushions made from polyester fibre All cushions are reversible Cushion covers can be removed Pine feet with a light finish This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Standard Outdoor Barrel, at Mark & Spensers
This square wooden barrel is packed with marguerite, elwoodi, petunia and hedera. A charming planter, ideal for brightening gardens, courtyards or patios Available for delivery from 28th April to 30th September 2009

Short Sleeve Embroidered Jumper & Floral Print Top Set, at Mark's & Spencer
Cute and casual, these short sleeve cardigan and floral print top look fabulously fashionable worn together or separately

Maternity Cotton Rich Drawstring Joggers, at M+S
Relaxed and casual, these plain joggers are designed to flatter you and your bump. A drawstring waist gives a neat, comfortable fit with room for growth. A fashionable, functional choice

Autograph Linen Blend Variegated Short Sleeve Shirt, at M+S
Smart and refined, this shirt is part of an exclusive range of beautiful garments, available only in our top stores and online. It's made from superfine yarn so it feels luxuriously smooth. Designed for a stylish contemporary look and great fit

Pure Cotton Check Pyjama Bottoms, at Marks and Spenser
Fashionable and practical, these check pyjama bottoms are made from soft breathable cotton for a comfortable night's sleep

Pure Cotton Bow Bib Top, at Marks and Spencer
Chic and modern, this short sleeve top is made from cool comfortable cotton and features a bow bib detail

4 Assorted Hair Bands, at MarksandSpencer
Hold back those tresses in style with these fabulous hair bands

Leopard Print Pointed Toe Court Shoes, at Marks & Spencers
Pointed toe Leopard print Slip on Mid heel Heel height: 67mm Comes in sizes 8 and 9, including half size

Per Una 3/4 Sleeve Stripe Zip Cardigan, at Marks and Spenser
A colourful 3/4 sleeve cardigan featuring stripe design and zip fastening

Beau Moulin Rouge 2008 - Case of 12, at Marks & Spencer
Grape variety: 60% Merlot, 40% Syrah Country of origin: France Closure: Screw cap Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Portfolio Tie Belt Safari Jacket, at M&S
Part of Portfolio's Shades of Paradise trend, featuring the earthy tones of nature combined with rich, tropical highlights. Elegant and feminine styling makes this a chic summer look

Edwardian Lady Slim Diary, at Marks and Spenser
The Country Diary of an Edwardian Lady Rowena Scott (Designs) Ltd RW.UK. Ltd 2008. Licensed by opyrights Group Approx size: 80 x 165mm

Blue Harbour Luxury Plain Shirt with Silk, at M & S
Stylishly smart casual, this comfortable shirt looks great dressed up or down

Monsters Inc DVD, at Marks and Spencer
Rating Universal, suitable for all,

M&S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tescos:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.