Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

There are lots of ways to save money using M+S Money. Not least of these is Marks & Spencer Standard Motor Insurance. With M+S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencers Money, you get more, and you pay less.

When you're shopping at Marks and Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at Marks & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Hooded Block Panel Coat, at Mark & Spencers
Fashionable and practical, this warmly padded jacket is lined with fleece and treated with our unique Stormwear™ technology which repels water and stains. Storm cuffs help keep arms warm and hold on gloves

Pearlescent & Flock Flowers Large Gift Bag, at Marks & Spencer
1 gift bag with tag Floral design Approx size: H:360 x W:270 x D:100mm

Younger Boys' Hat & Mittens Set, at Mark & Spensers
Snug and cosy, this hat and mittens set is a perfect choice for chilly weather

Chablis Grand Cru Grenouille 2004 - Case of 6, at Marks & Spensers
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una Ruffle Bib Longline Tunic, at Marks & Spencers
A stylish longline tunic in soft textured fabric featuring ruffle bib panel with button detail

ARCHOS TV+ 250GB, at Marks & Spenser
Record TV: Easily schedule recording with the electronic program guide from satellite receiver, cable box or DVB-T adapter Hard Drive: 250GB hard drive to store up to 310 films or 465 hours of recorded TV content, 2.5 million photos or 145,000 songs, create a media library, watch video and view photos Recording: High quality MPEG-4 recording Internet: Direct and instant access to the internet (requires web browser plugin), WiFi and internet connections, remote control with mouse pointer and keyboard for easy navigation Content Portal: Easy access to download and rent DVD resolution films and video content via the Content Portal icon Stream Content: Watch videos, views photos or listen to music stored on your computer, no file copying needed Share: Easy and fast transfer from digital camera and other storage devices Connectors: Composite video, S-Video, RGB, Component in and HDMI out M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Pacific 2-Seater Sofa, at Marks and Spenser
H92 x W137 x D91cm Seat H54cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that gives long-lasting performance and helps to maintain the cushions look and shape. Provides improved resilience without compromising on softness. Easy-care and springs back to its original shape after re-fluffing Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Cushion covers are removeable Available in conservatory fabrics and leather only Frame made from solid hardwood wrapped in pandan. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Pine feet with a light finish Includes 2 free matching arm bolsters All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Blue Christening Cake (25 portions), at M & S
25 portions Fruit Cake: Made with vine fruits, nuts and cherries laced with brandy. Fruit cake is 20.5cm (diam) and weighs 3.12kg. Can be eaten up to 14 days after collection Sponge Cake: All-butter sponge filled with buttercream and raspberry jam. Sponge cake is 20.5cm (diam) and weighs 1.86kg. Can be eaten up to 5 days after collection Not suitable for nut allergy sufferers Suitable for vegetarians Comes in a box suitable for storing the cake before serving As featured on page 69 of the Food to Order brochure Order by 5pm to collect in 7 days Available for collection in the majority of our UK mainland stores

Linen Blend Sleeveless Shell Top, at Marks and Spencers
This sleeveless top will make a useful addition to your wardrobe. It features pretty pintuck detailing for a stylish casual look

Short Sleeve Bold Abstract Print Dress, at Marks & Spencer
Make a fashionable statement in this godet insert dress featuring a bold abstract print. Added stretch and a great cut give a figure-flattering fit

Skinny Bow Belt, at Marks n Spencer
Define your waistline with this fashionable skinny bow belt

Stripe Lined Espadrilles, at Marks and Spencer
Round toe Stripe lining Flat sole

Underwired Piped Bikini Top, at Marks & Spencer
Stunningly stylish, this flattering bikini top is underwired for a flattering, supported shape. The ultimate in poolside glamour

Limited Collection Knitted Tank Jumper, at Marks and Spenser
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

5 Older Boys' Pure Cotton Plain Boxers, at M+S
Comfortable, practical and fashionable, this 5 pack of boxers are made from soft breathable cotton

Fairview Sauvignon Blanc Semillon 2008 - Case of 6, at Marks&Spencer
Style: Dry Grape variety: 50% Sauvignon Blanc, 50% Semillon Country of origin: South Africa Closure: Screw cap Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites

Ingredients Passion Fruit Body Butter, at MarksandSpencer
Passion fruit scented 200ml Ingredients: Aqua, Ethylhexyl Palmitate, PEG-8 Beeswax, Cyclomethicone, Glycerin, Cetearyl Alcohol, Glyceryl Stearate, Theobroma Cacao, Bis PEG-12 Dimethicone Beeswax, Benzyl Alcohol, PEG-100 Stearate, Phenoxyethanol, Xanthan Gum, Parfum, Methylparaben, Disodium EDTA, Hexyl Cinnamal, Tocopherol, Limonene, Linalool, Citrus Aurantium Dulcis, Butylparaben, Sodium Hydroxide, Ethylparaben, Passiflora Edulis (Passion Fruit) Propylene Glycol, Geraniol, Propylparaben, Alcohol Denat., Isobutylparaben Citral, Sodium Benzoate, Sorbic Acid, Barosma Betulina, CI 42090, CI 17200

Autograph Pure Cashmere V-Neck Jumper, at Marks and Spencer
Sophisticated and modern, this v-neck jumper is made from pure cashmere for the ultimate in luxurious softness.

Patent Low Heel Elastic Strap Shoes, at Marks&Spencer
Round toe Wide elastic strap Low heel Patent effect Heel height: 38mm Comes in sizes 3-8, including half sizes

Elephant & Cat Multipack of 8 Cards, at Mark's & Spencer
Cover Text: All designs - blank Inside Message: All designs - blank for your own message Pack Contains: 8 cards, 3 designs Approx. Size (folded): 95 x 80 mm Approx. Size (unfolded): 200 x 80 mm

Château Richelieu 2004 - Case of 6, at Marks and Spenser
Style: Full bodied Grape variety: Merlot & Cabernet Franc Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Older Girls' Star Print Ruck Sack, at MarksandSpencer
Fashionable and practical, this ruck sack features a stunning star print design. It's easy to carry and there's lots of room for all the essentials

Soft Vanilla Room Spray, at Marks & Spenser
Vanilla fragrance 15ml This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Ladder Resist 10 Denier Tights, at Marks & Spencer
This is hosiery at its finest - these innovative superfine matt tights are lightweight, ladder resistant and a dream to wear

Small Teardrop Gem Photo Frame 10 x 10 cm (4 x 4"), at M&S
Round shape Tear drop gemstone design Aperture: 10 x 15cm (4 x 6in), Manufacturer: Marks & Spencer

Maxim Pasta Bowl, at Marks & Spencer
Versatile fine dining range Pure white porcelain Suitable for everyday use Makes an ideal gift Diam 22cm, Manufacturer: Marks & Spencer

Pure Cotton Mini Check Shirt, at MarksandSpencer
This fab long sleeve shirt features a stunning mini check design. A sophisticated new look, perfect for this season

Autograph Pure Silk Spot Tie, at M&S
Crafted from pure silk for a truly elegant look and feel, this stylish tie adds a dash of colour to your smart boardroom look

Autograph Luxury Cotton Rich Pintuck Shirt with Silk, at Marks & Spensers
Feminine and elegant, this sophisticated shirt is beautifully designed and cut for a flattering shape and features a contemporary stripe print

The Official England FA Facts 'n' Stats Sticker Book, at Marks & Spencer
Check out all the trivia on the England players in this fun book, using the stickers to fill in any missing info. Press-out the six England players on the gatefold and play a game of paper Subbuteo on the fold-out scene.

M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Mark & Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.