M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks n Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Car Insurance, but Mark & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Buildings Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencers insurance products in document format too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Wavy Embroidered A-Line Mini Skirt, at MarksandSpencer
Elegant and feminine, this a-line embroidered skirt is a look you'll love. Stylish, practical and fashionable

Pure One Elite DAB Radio, at Marks and Spenser
Frequency ranges: DAB Band III 174240 MHz, L-Band 1452-1490 MHz, FM 87.5108 MHz Timers: Sleep and kitchen timers Speaker: 2 x Full-range 3" drive units Audio power output: 2.5 RMS per channel; 5W RMS total Input connectors: 12V DC power adapter socket (230V adapter supplied), Mini USB connector for software upgrades, 3.5mm Line in for auxiliary devices Output connectors: 3.5mm headphone socket LCD Display: Custom, easy to read LCD with 16 x 2 character display plus status icons Mains power supply: 230V AC to 12V (0.8A) DC external power adapter Battery power supply:Six C (R14) batteries or ChargePAK C6L (not supplied). At normal listening levels alkaline batteries provide up top 70 hours, and ChargePAK C6L provides approximately 35 hours of portable DAB listening per charge Aerial: Integral telescopic aerial Text scan: Pause and control scrolling text, giving you time to note down web addresses, competition phone numbers or song titles Intellitext: Browse stored scrolling text at your convenience ReVu: Pause and rewind live radio for up to 15 minutes Alarm: Easy to use radio or tone alarm USB: Add new features as they become available via USB R.D.S: RDS support for station name display on FM and RDS scrolling text Connection: Connect an iPod/MP3 player or portable CD Charge pak ready: For maximum convenience add the optional "Fit and Forget" ChargePAK, for around 35 hours of portable DAB listening 50 presets: 50 presets (DAB or FM) Dimensions: H15.5 x W25.6 x D8.8cm (excluding controls) M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Painterly Church Communion Card, at Marks & Spencers
Cover text: First Communion Inside message: With love Approx size: 174 x 126mm

Blue Foxglove Mum Birthday Card, at Mark & Spensers
Cover text: Happy Birthday Mum x Inside message: Hope your day is as wonderful as you are Approx size: Unfolded: 178 x 126mm

Gold Plated Hooped Drop Earrings, at Marks and Spencer
Butterfly fastening Hoop design For hygiene reasons, refunds will only be given in accordance with your legal rights

Pure Wool Chequerboard Rug, at Mark & Spensers
Rectangle shape Chequer board design Small: L140 x W80cm Medium: L170x W120cm Large: L230 x W160cm, Manufacturer: Marks & Spencer

North Coast Pure Cotton Botton Down Shirt, at Mark's & Spencer
Stylishly smart casual, this button down shirt is made from pure cotton so it feels soft and comfortable to wear

Sony Ericsson W350i - Orange Pay as you talk Mobile Phone, at Marks n Spencer
A maximum of 2 phones per customer may be purchased Talk time: Up to 8 hours Stand-by time: Up to 360 hours Dimensions: 10.3 x 4.2 x 1.1cm Weight: 80g Bandwidth: 900/1800/1900 Orange Pay as you Go: Your mobile service provider will be Orange. An Orange SIM card is included with this handset. Standard features: Memory slot, memory card, Bluetooth, hands free, voice activated dialling, Triband, GPRS, organiser and alarm Special features: Active flip, downloadable realtones, data modem, voice memo recorder and webmail Fun features: 1.3MP camera, games, polyphonic ringtones and mp3 player

Limited Collection Pure Linen Foil Shorts, at Marks & Spencer
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

First Readers The Elves and the Shoemaker, at Marks and Spencer
First readers help beginner readers to enjoy their favourite fairy tales. Sharing the main story and the delightful pictures with your child will develop familiarity with the words and phrases. Your child will soon be ready to read the short, simple sentences on each right-hand page

Fruity Beauty Bath Sugar Gift Set, at M&S
6 bottle set Contains: wowee plum, zingy lemon, funky orange, shocking raspberry, luscious lemon, supercool berry Bath sugars

Maternity Cotton Rich Straight Leg Jeans, at Marks & Spensers
Smart and stylish, these straight leg jeans are designed to flatter you and your bump. The stretch waist gives a neat, comfortable fit with room for growth. Enjoy your pregnancy in style!

Autograph Pure New Wool Flat Front Eveningwear Trousers, at Marks and Spencers
Smart and stylish, make that special occasion even more special with our dashing range of luxurious eveningwear. Featuring classic DJs and slick suits for the ultimate in sophistication

Pure Cotton Lightweight Spot Dressing Gown, at M+S
Soft and comfortable, this cotton dressing gown makes the perfect lightweight cover up

Pure Cotton Belted Denim Dress, at Marks & Spencers
Fun and fashionable, this pure cotton dress feels relaxed and comfy to wear

Classic Collection Sleeveless Embroidered Nightdress, at Marks & Spensers
Flattering and stylish, this nightdress is comfortable to sleep in and features a pretty floral embroidered design

Autograph Leaf Jacquard Runner, at M&S
Textured stripe design Embroidered leaf detail Straight edges, Manufacturer: Marks & Spencer

Pulling Faces Puzzle, at Marks & Spencer
Suitable for ages 0-3 years 16 pieces Helps with hand-eye coordination and problem solving This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

North Coast Pure Cotton Jeans, at Marks and Spencer
Relaxed and casual, these straight leg jeans are made for comfort and ease of movement

2 Older Girls' Sport Santoni Crop Tops, at M & S
Soft and stretchy, these comfy sport santoni crop tops make a great way of getting girls used to the idea of wearing bras

Pienzo Small Rectangular Table & 4 Chair Set, at Marks & Spensers
5-piece set Table dimension: H75 x W80 x L140cm Chair dimension: H82 x W57 x L65cm Powder coated steel Suitable for all weathers Available to buy online only, this will not be sold in stores This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Philips 42'' FL7404 Full HD LCD TV, at Marks and Spencer
HD Ready 1080p: High Definition Multimedia Interface™ (HDMI) connections make your TV a multimedia centrepiece. Connect HD digital devices like disc players, game consoles, Digital Camcoder and satellite dish components into the rear connection for displaying an HD source on an HDTV Display: 42 inch LCD TV Contrast Ratios: Dynamic contrast 80,000:1 Integrated Digital and Cable Tuner Aerial Input- 75 ohm coaxial (IEC75) , Video Playback- NTSC, SECAM, PAL , DVB- DVB-T MPEG4*, DVB-C MPEG4* Tuner bands-Hyperband, S-Channel, UHF, VHF Dimensions: W97 x H60 x D9cm (without stand) , W97 x H66 x D26cm (with stand) Weight: 17kg (without stand), 20kg (with stand) Connections: 4 x HDMI , PC connectivity, USB, EasyLink (HDMI-CEC)- One touch play, Remote control pass-through, System audio control, System standby HD Natural Motion: Philips invented HD Natural Motion to eliminate juddering effects that are visible with movie-based picture content 2 x 10 W with Incredible Surround: An invisible sound system that blends perfectly with the design of the cabinet Picture enhancement: Pixel precise HD, 3/2 - 2/2 motion pull down, 3D Combfilter, Active Control + Light sensor, Digital Noise Reduction, Dynamic contrast enhancement, Luminance Transient Improver, Progressive Scan, 2D/3D noise reduction, 100 Hz LCD, HD Natural Motion Playback Formats: MP3, LPCM, JPEG Still pictures, MPEG1, MPEG2, H.264/MPEG-4 AVC Video formats: 480i, 60 Hz, 480p, 60 Hz, 576i, 50 Hz, 576p, 50 Hz, 720p, 50, 60 Hz, 1080i, 50, 60 Hz, 1080p, 24, 25, 30, 50, 60 Hz Computer formats: 640 x 480, 60 Hz, 800 x 600, 60 Hz, 1024 x 768, 60 Hz, 1280 x 1024, 60 Hz, 1360 x 768, 60 Hz, 1600 x 1200, 60 Hz, 1920 x 1080, 60 Hz Sound: 2 x 10 W (Incredible Surround, Treble and Bass Control, Nicam Stereo) Power: 220 - 240 V, 50 Hz This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Weight: 0.17 lbs., Manufacturer: Marks & Spencer

Silicone Pads, at Marks and Spencer
Give your shape a boost with these silicone pads. They slip into your usual bras to add an extra cup size and enhance your cleavage

Cotton Rich Eskimo Top & Dungaree Outfit, at Marks and Spencers
Soft cotton rich fabrics, fashionable designs and cute finishing touches make our babywear range outstanding. This high quality, great value top and dungaree outfit is designed to keep baby looking adorable and feeling comfy and happy

Blue Harbour Pure Cotton Leaf Print T-Shirt, at Marks and Spencer
Fashionable and relaxed, this leaf print t-shirt is made from pure cotton. It's soft, breathable and comfortable to wear

3 Tear Drop Gemstone Photo Frames, at Marks and Spenser
Set of 3 Circular frames Tear drop gemstone design H8 x W8 x D2cm, Manufacturer: Marks & Spencer

5 Big & Tall Authentic RealCool Cotton™ Plain Slips, at M&S
These slips are made with RealCool Cotton™ which combines natural cotton with moisture management technology. The innovative fabric draws moisture away from your skin for rapid evaporation to keep you fresh, dry and comfortable

Perfect Wool Blend Double Breasted Belted Coat, at Mark & Spencers
Military detailing is still one of this season's main style stories. This belted, funnel neck coat really works the look

Crossover Strap Wedge Sandals, at MarksandSpencer
Open toe Crossover strap Stitch detail Buckle fastening Wedge heel Heel height: 95mm

Autograph Adjustable Floor Lamp, at Marks & Spencers
Adjustable Blackened chrome plated steel Round Base H132 x Diam 80cm Bulb: GX53 or 9W CFL, Manufacturer: Marks & Spencer

Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Marks and Spencers online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark & Spensers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.