Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks & Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Car Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencer Money website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencer Money loans, credit cards or Property Insurance - besides a number of other insurance products, Marks & Spencer Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencer Money insurance products (Property Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M & S insurance products in document format too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks and Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Property Insurance than you will anywhere else, and you may even pay less with M&S.

Chunky Sparkle Bead Necklace, at Marks & Spencers
Mixed bead feature Chunky style Sparkle detail Intermittent design Necklace length 45cm, extendable by 8cm

Black & Decker® V6090CN 6V Chrome Dustbuster® Hand Vac, at Marks and Spenser
Rechargeable handheld vacuum cleaner 6v power volts Weight 0.95kg Wall mountable Includes crevice tool and upholstery brush For dry spills only M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

2 Younger Boys' Cotton Rich Little Devil Pyjamas, at Mark & Spensers
Soft and comfy, this pack of 2 little devil pyjamas are outstanding value

Vantage Point Blu-ray DVD, at Marks & Spencers
Rating Suitable for 12 years and over,

Make Your Own Watch Set, at Marks and Spenser
Suitable for ages 5+ Adult supervision recommended Set includes: 5 changeable faces & 7 different straps This product conforms to the EN71 and the Toy Safety Directive M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Autograph Weekend Long Sleeve Pyjama Top, at Marks and Spencer
Luxurious and sophisticated, this modern long sleeve pyjama top is part of our exclusive Autograph Weekend collection. It's beautifully designed and detailed with button placket and made from the softest fabrics for the ultimate in comfort

Black Half Frame Reading Glasses, at Marks & Spencers
Rectangle lens Black half frame For near vision and reading use only Not suitable for persons under 16 years of age Marks and Spencer reading glasses conform to British Standard BS: EN 14 139:2002

Portfolio Speckled Bangle, at Marks and Spencer
Chunky style Speckled design

Moulton Shelving Unit, at Marks & Spencers
H190 x W90 x D38cm 5 shelves Made from solid ash and ash veneer All wooden shelving is finished with a starburst veneer effect Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

125 Years Mug, at Marks & Spencer
Retro style Part of the Commemorative Collection, Manufacturer: Marks & Spencer

2 Autograph Positano Chairs, at Marks and Spencer
All-weather synthetic rattan Aluminium frame Sold as a pair Includes seat pads H83.5 x W58.5 x D58cm, Manufacturer: Marks & Spencer

Cross Dye Cushion, at Marks n Spencer
Square shape Stitch detail Cross dye design L45cm x W45cm, Manufacturer: Marks & Spencer

Formula Calming Extra Dry Skin Cream & Vitamin E, at Marks and Spenser
Contains camomile and vitamin E Especially formulated for extra dry/sensitive skin Hypoallergenic 50ml

Dressing up Butterfly Age 3 Card, at Marks and Spencers
Cover text: Happy Birthday Inside message: Have a lovely day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future. Approx size: 150 x 150mm

2 Pairs of °Climate Control Balance Point Boot Socks, at Marks and Spencers
Climate control keeps you cool when you're hot and warms you up when you're cold so you're always at your optimum temperature. Exclusive to M&S, Climate control clothing is comfortable and breathable - ideal for sportswear. Comfortable and hardwearing, these socks are designed with Aegis Active Fresh technology to keep them odour free. Three levels of cushioning give comfort and protection where it's needed most

Brass Collection Damask Table Lamp, at MarksandSpencer
Brass finish Damask shade 30.5 x 30.5 x 70cm, Manufacturer: Marks & Spencer

Animal Print Square Bracelet, at Marks and Spencers
Animal print design Square beads

Signature Grapefruit & Ginger Burner & Refresher Oil, at Mark's & Spencer
Grapefruit and ginger fragrance 15ml, Manufacturer: Marks & Spencer

Per Una Wide Leg Centre Crease Trousers, at Marks and Spenser
A smart pair of wide leg trousers in stretch cotton featuring a centre crease

Knitted Double Breasted Military Wrap, at Marks n Spencer
Keep warm without compromising on style! This fashionable double breasted military wrap feels soft and cosy and makes a great way to add an extra layer

Small Hurricane Lamp, at MarksandSpencer
Hurricane design Thick base Clear glass Candle and sand included, Manufacturer: Marks & Spencer

English Bloom Chrysanths, at Marks & Spencers
This beautiful bouquet of award winning British bloom chrysanthemums, will make someone's day. Chrysanthemums Direct, our British grower based in Cheshire, was a gold medallist at this year's RHS Chelsea Flower Show for their display of Chrysanthemums Available for delivery until 30th September 2009

Per Una Pure Cotton Long Sleeve Stripe Pyjamas, at Marks & Spencers
Modern and feminine, these pretty stripe pyjamas are made from soft pure cotton. So you can relax in comfort and style. Part of Per Una's sleepwear collection

Nintendo DS™ LEGO® Batman®: The Videogame, at Marks and Spencer
Fight for justice as Batman and Robin or create chaos as The Joker, Catwoman and other villains, as you save or wreak havoc in Gotham City Rocket through sewers and bound across rooftops as you take the fight to the criminals across classic locations in Gotham City Fight on land, sea and in the air using a number of powerful Batman, Robin and villain-controlled vehicles, including the rocket-powered Batmobile, sleek Batboat and stealthy Batwing Enhance the abilities of the Dynamic Duo by unlocking Batman's Demolition, Sonic and Glide suits and Robin's Gravity, Magnetic and Dive suits to help fight Gotham's villains Play through the game in Story Mode from both the hero and villain sides The Nintendo DS version will offer touch screen interaction, and two-player co-op using the DS local wireless network capability You must be 7 years of age or over to purchase this product M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Platforms: Nintendo DS, ESRB Rating: Kids to Adults

Limited Collection Vintage Dove Cluster Necklace, at M & S
Clasp fastening Adjustable length Dove cluster pendant Ball detail Necklace length 45cm, extendable by 8cm

Stain Defence™ Non-Iron Adjustable Waist Trousers With Stormwear™, at Marks and Spencer
These trousers are treated with Stain Defence™ and Stormwear™ technology so they repel water and stains. They're non-iron for convenience - for best results, machine wash, tumble dry and hang straight away

M&S 2200W Watt Steam Iron, at Marks and Spencer
1850 - 2200 watt Variable steam Easy-glide stainless steel soleplate Dry/steam ironing Anti-drip and anti-scale Auto shut off Soft grip handle 300ml transparent water reservoir 360 degree swivel cord Dimensions: H28cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Hooded Jumper with Cashmere, at Marks & Spensers
Soft and snugly, this practical jumper will keep him feeling warm and comfortable

Philips 32FL5404 32" HD Ready Digital LCD TV, at Marks&Spencer
HD Ready: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device Display: 32" Widescreen LCD WXGA Active Matrix TFT, 1366 x 768p Contrast Ratio: Dynamic contrast 50000:1 for incredible rich black details Screen Enhancement: Anti-Reflection coated screen Brightness: 450 cd/m Viewing angle: 178 (H)/178 (V) Picture enhancement: Pixel Plus HD, 3/2 - 2/2 motion pull down, 3D Combfilter, Active Control + Light sensor, Colour Enhancement, Colour Transient Improvement, Digital Noise Reduction, Dynamic contrast enhancement, Luminance Transient Improver Connectivity: Ext 1 Scart - Audio L/R, CVBS in, RGB; Ext 2 Scart - Audio L/R, CVBS in, RGB; Ext 3 - YPbPr, Audio L/R in; Front/Side connections - HDMI v1.3, S-video in, CVBS in, Audio L/R in, Headphone out, USB 2.0; Other connections - Audio constant level out, PC Audio in, PC-In VGA, S/PDIF out (coaxial), Common Interface; HDMI 1 - HDMI v1.3; HDMI 2 - HDMI v1.3; EasyLink (HDMI-CEC) - One touch play, System info (menu language), Remote control pass-through, System audio control Sound: Output power (RMS) - 2 x 10 W; Sound Enhancement - Incredible Surround, Treble and Bass Control; Sound System - Nicam Stereo Child Protection: Child Lock+Parental Control Screen Format Adjustments: Auto Format, Movie expand 16:9, Super Zoom, Widescreen Smart mode: Game, Cinema, Personal, Energy saving, Standard, Vivid Playback Formats: MP3, LPCM, JPEG Still pictures, MPEG1, MPEG2, H.264/MPEG-4 AVC Mains power: 220-240 V, 50 Hz Power consumption: 130 W Dimensions: W81 x H52 x D9.5cm Weight: 10kg, 13kg(with stand) Included Accessories: Tabletop swivel stand, Power cord, Quick start guide, CD-ROM with software + manual, User Manual, Warranty certificate, Remote Control, 2 x AAA Batteries M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cotton Blend Short Sleeve Hello Kitty Top, at Marks and Spenser
Fans of Hello Kitty will love this cotton top featuring the popular character. A practical, easycare style.

Marks & Spencer Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.