M+S may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Motor Insurance, but Marks and Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Buildings & Contents Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Mark's & Spencer insurance products in document format too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while MarksandSpencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencers, through its M&S Financial Services website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

There are lots of ways to save money using M&S Financial Services. Not least of these is Marks&Spencer Standard Motor Insurance. With M&S Financial Services you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Finance, you get more, and you pay less.

Chevron Print Scarf, at Marks & Spensers
Add a fashionable finishing touch to your look with this elegant chevron print scarf. The perfect accessory to this season's styles

Secret Support™ Check Moccasin Slippers, at Marks & Spenser
Round toe Check design Flat sole Comes in sizes 3-8

4 Silver Plated Clip On Earrings, at Marks and Spencer
Set of 4 Assorted designs Clip on style

Baby Boys' Tartan Pram Shoes, at Mark's & Spencer
Round toe Tartan design Twin riptape fastening Flat sole Lined

TomTom One IQ Routes™ Edition Europe Satellite Navigation System, at Mark's & Spencer
Maps: Full door to door maps of Western and Central Europe (42 countries) Display: 3.5'' touch screen Safety Camera Database: Comes with fixed safety camera alerts pre-installed, to help you to drive more safely and responsibly Easyport™ Mount: EasyPort™ mount folds neatly onto the back of your device, making the whole navigation package fit into your pocket, bag or glove compartment Latest Map Guarantee: The latest map guarantee keeps you right up to date. If a new version of any map on this device is released within 30 days of your purchase, you can download a new one via TomTom HOME for free TomTom Mapshare™ Technology: Make corrections to your own map and benefit from thousands of corrections made by TomTom users every day - free of charge Updates from TomTom HOME: Get new software and download new maps via TomTom Home site, includes free and subscription services Sound: Loud and clear voice instructions Points of Interest: Pre-installed map has Points of Interest from petrol stations to hotels. Can be updated via TomTom HOME Traffic-Ready: Compatible with TMC Traffic Receivers, so your route can be altered to avoid the traffic ahead Plug & Go: Just plug in and tap the touch screen to begin using the intuitive user friendly interface Advanced lane guidance: Gives you extra clarity when navigating difficult junctions IQ Routes™ technology: Get a faster route to your destination, up to 35% of the time QuickGPSfix™: Get a faster route to your destination, up to 35% of the time Speeding alert: Alerts you that youre speeding, even if you''re not in navigation mode Help Me! menu: You can find help with local emergency service information at your fingertips. From hospitals to roadside assistance, this information will be useful in any area Accessories: Comes with USB car charger and USB cable Dimensions: 92 mm x 78 mm x 25 mm Weight: 140 grams Battery: Lithium-Ion (up to 3 hrs autonomous battery life) Memory: 2 GB internal flash memory TomTom Ticket 2 Drive savings when you purchase this product before 30th September 2009. Click here for more information

Winchester Armchair, at Marks & Spenser
H94 x W94 x D100cm Seat H49cm, arm H62cm, top back rail H81cm Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions made from polyester fibre Fabric options have reversible cushions Fixed covers only Solid birch feet with a dark finish Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Seams and pattern match on fabrics - Please note that the images of fabrics displayed here are overlaid onto models. These images act as a guide and may not be representative of the finished product. Seams and pattern match may differ from what is shown This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Sing-a-Long Hannah Montana CD, at Mark & Spensers
Audio CD, Marks & Spencer

Green Swirl Gift Card, at Marks & Spencer
Credit card-sized Gift Card with presentation greetings card Can be redeemed in any of our UK stores and online Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Signature Green Fig Scented Filled Candle, at Marks and Spenser
Glass holder Green fig fragrance Burns up to 40 hours, Manufacturer: Marks & Spencer

3 Pairs of Assorted Bird Design Socks, at Marks & Spenser
Celebrate the weekend with these fun novelty socks, great as a gift

4 Glass Coasters, at Marks and Spenser
Pack of 4 Solid glass Square shape, Manufacturer: Marks & Spencer

Cotton Rich Pick Stitch Slim Bootleg Jeans, at Marks and Spencer
They have a universally flattering shape that's easily dressed up or down

Pure New Wool Crew Neck Jumper, at MarksandSpencer
Made from pure lambswool, this plain jumper is irresistibly soft and cosy. It features a crew neck for a fashionable look

Silver Numbers 30th Birthday Card, at Marks & Spencer
Cover text: Party 30 Happy birthday Inside message: With love Approx size: 174 x 126mm

Ingredients Lemon Sugar Body Scrub, at Marks and Spencer
Lemon fragrance Approx 200ml

Freshfeet Pure Cotton Riptape Slippers with Silver Technology, at Marks and Spencer
Round toe Rip tape fastening Check design Slip-on Flat sole With built in Freshtech™ technology for fresh, odour-free slippers Freshtech™ technology combats the bacteria that causes bad smells and odours Freshtech™ technology is permanently built in to the slipper and still performs after many washes Sanitised Silver technology effectively reduces bacteria that cause odours

Per Una Pintuck Pocket Jacket, at Marks & Spencer
A sophisticated single breasted jacket with pocket detailing gives it the Per Una touch

Footglove™ Cutout Pumps, at Marks and Spencer
Round toe Cut out design Slip on Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Coat Stand Mannequin Jewellery Holder, at M+S
Mannequin design Multiple hooks

Aviator Style Sunglasses, at Marks and Spenser
These aviator sunglasses are the perfect accessory for summer. The tinted lenses and slim arms lend enhance their classic streamlined style

Daughter Photo Kitten Birthday Card, at Marks and Spenser
Cover text: Happy birthday to a purr-fect daughter Inside message: Blank for your own message Approx size: 150 x 150mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

2 Surat Slat-Back Chairs, at Marks and Spencer
H106 x W56 x D45cm Seat: H47cm Sold as a pair This product features irregularities characteristic of Sheesham timber. Thin white lines may appear to be cracks but are natural mineral deposits in the wood. Small tooling marks are typical of authentic handmade products This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Speziale Trio Eye Colour, at Marks & Spencer
Use dry for a soft colour finish Use wet for a more intense look 3 colours Hypoallergenic

Thank You Retro Script Multipack of Mini Cards, at Mark & Spencers
Cover text: design 1 - Thanks, design 2 - Thanks so much , design 3 - Thank you, design 4 - Thanks a lot Inside message: blank for your own message 8 cards, 4 designs Approx size: 95 x 80mm

Panasonic SD-255WXC Breadmaker, at Marks n Spencer
9 bread modes - Basic, whole wheat, French, Italian, Sandwich, 100% rye, pizza, bake only Raisin and nut dispenser - automatically adds additional ingredients to your recipe Choice of crust colour - light, medium or dark Keep warm function 3 loaf sizes - XL (approx. 1.2kg), L (approx. 1.0kg), M (approx.450g) Digital Timer (up to 13 hrs) Super Rapid option to produce a white or brown loaf in only 1 hour 55 minutes Sandwich option to bake softer bread with a thinner crust - ideal for making perfect sandwiches Dough option to make dough from white, brown or wholemeal flour for rolls, buns, croissants etc French Dough option for crusty French sticks Rye Bread program with unique mixing blade can create a range of tasty loaves using Rye and Spelt flours Bake only option for cakes and tea breads Cool touch housing Non-stick coating Accessories - Measuring cup (240ml) and measuring spoon Dimensions: H37 x W28 x D33cm Weight: 6.4kg Power Consumption: Maximum 505-550W, Manufacturer: Marks & Spencer

Abalone Pendant Necklace & Drop Earrings, at Mark's & Spencer
Multi bead pendant necklace with clasp fastening Hook fastening earrings Abalone design

Philips Power2Charge Universal USB Charger, at Marks and Spencer
The plug is designed in such a way that it can be folded when not in use to increase portability when on the go Via the illuminated Philips logo, you are informed about the charging status of your device. When the Philips logo starts flashing you know your device is fully charged, so you can unplug it from the power outlet and prevent unnecessary energy consumption The travel bag supplied with this device is both convenient and useful as it provides extra protection Once they are charged, a protection circuit ensures no more power is provided to the batteries of your portable device With built-in short-circuit protection, there is no risk of damaging your device. The built-in protection quickly shuts off the output Power input voltage: 100-240 V Power output voltage: 5.6 V Heavy metals: Cd free, Hg free, Pb free Dimensions: H7 x W5.6 x D5.2cm Weight: 0.07 kg

Pompenette Tree, at M & S
Add some bright colour to your garden space with this beautiful pompenette standard Available for delivery until 30th September 2009

Autograph Cotton Rich 3 Piece Waistcoat Outfit, at M&S
Fun and practical, this cute 3-piece outfit features a stripe design. It's made from soft cotton to keep him comfy. With luxury in every detail, this is part of our exclusive Autograph collection

Athenian Column Floor Uplighter, at Marks and Spencers
Antique brass finish Square base Uplighter style Column detail stem H177 X Diam 23cm Bulb: 60W BC GLS 250cm electrical cables on all our floor lamps This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencer are so useful. M&S Financial Services financial products are, of course, designed to make Marks & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Financial Services Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Financial Services Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.