Mark & Spensers may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Motor Insurance, but Marks & Spensers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Home Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.

There are lots of ways to save money using M&S Finance. Not least of these is Marks and Spencers Standard Motor Insurance. With M&S Finance you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from M & S, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M+S Money, you get more, and you pay less.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. M&S Finance financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Finance Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Finance Home Insurance than you will anywhere else, and you may even pay less with M&S.

Ashbourne Storage Footstool, at Marks and Spencer
H46 x W68 x D58cm all dimensions are approximate) Top cushion filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Die Cute Sneakers Nephew Birthday Card, at Marks & Spensers
Cover text: Nephew, Happy birthday! Inside Message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future. 175 x 127 mm

Autograph Addison Nest of Tables, at Marks and Spencer
SAVE ON SETS Save at least 25% when you buy these tables as part of a set. Click here to view the Addison Collection Set. H45 x W55 x D55cm (largest table) Set of 2 Made from American Black Walnut solids and veneers, with Beech veneer on unseen faces Finished with 2 coats of durable, clear lacquer of mid sheen All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Petite Single Breasted 3 Button Jacket, at M&S
Modern and stylish, this single breasted jacket is beautifully designed for a flattering, sophisticated look. Specially designed and perfectly proportioned for the petite frame

5 Pairs of Younger Girls' Assorted Socks, at M+S
Stock up on stylish essentials with this pack of 5 pairs of assorted socks

Autograph New York Body Cream, at Marks and Spenser
Moisturising 200ml

Per Una Short Sleeve Cornelli Tab Cardigan, at Marks & Spencers
A casual short sleeve cardigan in a soft knitted fabric featuring an embroidered design and scoop neck

5 No VPL High Rise Full Briefs, at MarksandSpencer
These no VPL full briefs are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Pure Cotton Belted Knee Dart Jeans, at Marks and Spencer
Comes with belt shown in image These straight leg jeans in pure cotton are great value. A practical, easycare style

Plain Lightweight Umbrella, at Marks & Spenser
Lightweight and easy to carry, this slimline umbrella provides you with effective protection from those sudden downpours

Maxim Salt & Pepper Set, at Marks and Spencer
Salt and pepper shakers Suitable for everyday use Versatile fine dining range H6cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Classic Collection Short Sleeve Check Blouse, at M & S
Feminine and pretty, this check print blouse will give your look an instant lift. It looks lovely worn with plain skirts or trousers in coordinating colours from the Classic collection

Round Face Analogue Watch, at Mark & Spensers
Round face Analogue Buckle fastening Stitch detail M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Linen Blend Ribbon Embroidered Vest, at Mark & Spencers
Bring some casual elegance to your wardrobe, with this woven vest that features ribbon embroidery making this top irresistibly stylish

Per Una Linen Blend Water Repellent Mac, at Marks and Spenser
A smart single breasted mac in cool linen blend fabric, featuring a water repellent coating and concealed button fastening

Oscar Cot Bed & Open Coil Sprung Mattress Set, at Marks & Spensers
2 piece set Cot Bed: H89 x L147 x W82cm Cot under bed drawer: H12.5 x W132.5 x D65cm Cot converts into a junior bed suitable for children up to age 5 Cot has fixed sides with 3 optional height positions for the base Mattress: Spring count 90 - L140 x W70 x D15cm Mattress has hygienic, moisture-resistant covering and fully conforms to current safety standards All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Gem Embellished Top with Vest, at MarksandSpencer
A sophisticated 3/4 sleeve jersey top, featuring a gem embellished neckline

Autograph Weekend Modal Rich Long Sleeve Nightdress, at Marks&Spencer
Modern and sophisticated, this minishirt is part of our exclusive Autograph Weekend collection. It's beautifully designed and made from a modal blend with stretch which feels incredibly soft and comfortable to wear

Hand Made Presents Birthday Card, at Marks & Spenser
Cover text: Happy Birthday... To You Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 126mm

Pure Cotton Stitch Detail Pull On Trousers, at Marks & Spencer
Relaxed and comfortable, these cotton pull on trousers make it easy to dress. They feature a waist tie and handy pockets. A practical, fashionable and easycare style

Per Una Long Wear Nail Colour, at Marks and Spencers
Chip resistant Long-lasting Apply two coats and allow to dry Nail colour: 11ml This product is not available for international delivery. Find out more

Red - Magazine Gift Subscription, at Marks & Spencer
Red has gorgeous fashion (which you can wear!), expert health and beauty advice, inspirational entertaining and interiors, plus intelligent writing on issues that matter to you

Per Una Multi Strand Acid Slice Pendant Necklace, at Mark's & Spencer
Acid slice round pendant Mixed bead design Multi strand Length: 50cm

Holographic Flower and Trace Wedding Card, at Mark & Spensers
Cover text: Wedding Inside message: Blank for your own message Approx size: 178mm x 126mm

Lightweight Fleece Dressing Gown, at Marks and Spencer
Relax in style and comfort in this cosy dressing gown made from soft fleece

Autograph Weekend Water Repellent Funnel Neck Parka, at Mark's & Spencer
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Portfolio Tencel® Crosshatch Trousers with Linen, at Marks & Spenser
Part of Portfolio's Set Sail trend. Fresh and breezy, this sophisticated look features classic styling with vibrant accents of summertime pinks and blues. Feminine and coordinated designs for the new season

Autograph Long Sleeve Narrow Bengal Stripe Shirt, at Marks and Spencer
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Lightweight Stripe Scarf, at Marks & Spenser
Keep out the cold in style with this warm, soft scarf

Collzione Pure Cotton Long Sleeve Stripe Shirt, at Marks and Spenser
Italian style is renowned for its attention to detail. Each Collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this shirt to give you a feeling of luxury like no other

M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.