M+S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco's:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spenser online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Car Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

Malabar Console Table, at Mark's & Spencer
H80 x W120 x D50cm 2 drawers Hand crafted predominantly from solid mango wood Protective low-sheen lacquer finish for added durability Antique-brass effect handles Legs made from solid wood Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Playmobil Construction Toy Set, at M+S
Suitable for ages 4+ Includes two workers, construction tools, stackable bricks, road sign This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Pure Cotton Floral Embroidered Crushed Top, at Marks & Spensers
A feminine 3/4 length sleeve top in pure soft cotton featuring a floral embroidered design and scoop neck

Autograph Inlayered Rectangle Cufflinks, at Marks and Spencer
Fashionable and contemporary, these cufflinks add a stylish finishing touch

3 Pairs of Assorted Bird Design Socks, at Marks and Spencer
Celebrate the weekend with these fun novelty socks, great as a gift

Luxury Cotton Rich Bengal Stripe Shirt with Silk, at Mark & Spencers
The superior quality, cut and detailing on this luxurious pure cotton and silk shirt are inspired by Jermyn Street tailors. A sophisticated style with a great fit

Large Fish, at M & S
Beautiful hand casted aluminum fish Place it in your garden and bring it to life H16 x W21 x D10cm, Manufacturer: Marks & Spencer

Older Boys' Holiday Trekking Sandals, at Marks & Spenser
Riptape fastening Contrast trim Flat sole

Limited Collection Harlequin Print Tunic, at Marks & Spensers
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Ceriso Essentials Spot Embroidered Padded Balcony Bra, at Marks and Spenser
Flirty and fashionable, this modern bra is beautifully detailed with spot embroidery. The padded balcony style gives maximum uplift and a flattering fuller shape. Designed for women who want the latest look

Divan On Legs & Autograph M500 Zip & Link Mattress, at Marks and Spenser
No turn mattress: medium / firm tension Mattress and divan are anti-allergy Mattress: spring count 1225, depth 27.5cm Divan height: 31cm Single 3ft: W90 x L190cm Double 4ft6: W135 x L190cm King size 5ft: W150 x L200cm Super king size 6ft: W180 x L200cm This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer, Manufacturer: Marks & Spencer

Gardening Female Cake, at Marks and Spencers
Serves 36 Chocolate cake: a rich chocolate cake filled with milk chocolate ganache. Can be eaten up to 5 days after collection Cake size: 20.5cm square 1.95kg total weight Not suitable for nut allergy sufferers Suitable for vegetarians As featured on page 64 of the Food to Order brochure Order by 5pm to collect in 7 days Available for collection in the majority of our UK mainland stores

6 Button Pleated Skirt, at MarksandSpencer
An ideal choice for school, this easycare skirt gets top marks for its stretch fabric, drop waist, button detailing and smart pleats

Macon Rouge 2007 - Case of 12, at Marks&Spencer
Style: Medium bodied Grape variety: Gamay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Firm Control Cotton Rich Thigh Slimmer, at Marks and Spencers
Look slimmer in seconds! These clever slimmers gently shape tums, thighs and bums for a smooth, sleek silhouette

Pure Silk Zig Zag Tie, at Marks & Spencer
Add a luxurious finishing touch with this smart zig zag design tie in pure silk

Sebo Automatic X1.1 Upright Vacuum Cleaner, at MarksandSpencer
Ideal for carpet, hard floors and pet hair 5.3 litre capacity dustbag with dustbag full indicator Computer control system Crevice and upholstery nozzle 1150 watt motor with cut-out protection S-CLASS filtration system - removes 100% of particles of 1 micron and above Anti-allergy design with British Allergy Foundation Approval 5 year parts and 2 year labour domestic use guarantee Can be used for carpet cleaning Vacuum weight: 7.3kg, width 31cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Blue Harbour Long Sleeve V-Neck Jumper, at Marks and Spencer
Soft and comfortable, this smart v-neck jumper is outstanding value and made from supersoft Cashmilon™

Pure Cotton In The Night Garden Romper & Bib, at Mark & Spencers
A great choice for active babies, this soft pure cotton romper suit is comfortable and practical. Stripe design and motif print adds a cute finishing touch

Cotton Rich Low Rise Large Spot Print Shorts, at Marks & Spencer
Low rise shorts are perfect for wearing with hipster styles and these stylish spot print shorts are shapely and modern. Added stretch gives a comfortable, flattering fit

Nina Simone - The Legend CD, at Marks&Spencer
Audio CD, Marks & Spencer

Limited Collection Pure Cotton Frill Shirt, at Marks&Spencer
Part of Limited Collection's Club Rio trend - get tropical in a heady mix of hot, sun-drenched hues and modern graphic prints with fresh white accents. A fashion-conscious holiday look

PSP™ Pirates of the Caribbean: Dead Man's Chest Game, at Marks & Spensers
Play as Captain Jack Sparrow Use strength and speed attacks Multiplayer ship battles for up to 4 players 10 available maps Gameshare mode (only one disc needed to play on multiple PSPs) You must be 12 years of age or over to purchase this product Disney M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund, Platforms: Sony PSP, ESRB Rating: Teen

3 Pairs of Collezione Pure Cotton Diamond Socks, at Marks n Spencer
Pure cotton makes these socks soft, breathable and absorbent to keep feet warm, dry and comfy

Lichfield Glass Top Coffee & Side Table Set, at Marks & Spencer
Coffee Table: H40 x L86 x W86cm Side Table: H58.5 x W50 x D42.5cm Sturdy wooden undershelf Toughened glass top Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Shelves made from White Oak veneer Side panels are veneered Top panel is veneered with solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Perfect Long Sleeve Henley Neck Jumper, at Marks & Spensers
Your autumn wardrobe wouldn't be complete without one of these. The buttoned Henley neck gives a pretty, feminine finish

Autograph Microfibre & Cashmere All Seasons Filled Duvet, at Mark & Spencers
2 part set Splits into 2 seperate covers or combined 4.5 tog: the coolest of all duvets, designed for summer use 9 tog: ideal for Spring and Autumn use, or all round use in homes with central heating Non-allergenic 300 thread count and 100% cotton jacquard cover Pocket construction for even warmth Comes in single (3ft), double (4ft 6in), king size (5ft) and super king size (6ft)x Which tog? Tog measures the warmth of a duvet based on its ability to trap warm air. The higher the tog rating, the warmer the duvet. The perfect tog is a personal choice which can depend upon you and your home, Manufacturer: Marks & Spencer

Alisa Hearts Necklace, at Marks n Spencer
Adjustable length Clasp fastening Multi layer Charm design

Finding Nemo Collector's Edition DVD, at M&S
Rating Universal, suitable for all,

Deep V-Neck Cover Up Beach Dress, at Mark's & Spencer
Modern and stylish, this flattering beach dress is designed in the latest shape. A fabulous fashionable look

Marks & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but Marks & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Home Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M&S insurance products in document format too.