Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M & S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.

There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks & Spencers Standard Motor Insurance. With Marks & Spencers Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencer Money, you get more, and you pay less.

Besides Marks and Spencer Motor Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spenser purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Multi Coloured Mix Bead Shanghai Collar Necklace, at Marks & Spenser
Multi coloured Chunky bead design Clasp fastening Necklace length: 41cm

Isis Deodorising Body Spray, at Marks and Spencer
To Use: Shake well. Spray 15 cm from your body Deodorising body spray 150ml This product is not available for international delivery. Find out more

Enamel Diamanté Photo Frame 10 x 15cm (4 x 6"), at M & S
Enamelled design Diamant detail Metallic trim Aperture: 10 x 15cm (4 x 6"), Manufacturer: Marks & Spencer

Two Tone Sunglasses, at Marks&Spencer
A hot look for summer, these fabulous sunglasses add instant style and glamour

Apron Lace Up Shoes, at Marks & Spencers
Square toe Stitch detail Lace up Block heel

First Readers Beauty & The Beast Book, at Marks and Spenser
First readers help beginner readers to enjoy their favourite fairy tales. Sharing the main story and the delightful pictures with your child will develop familiarity with the words and phrases. Your child will soon be ready to read the short, simple sentences on each right-hand page

Albany Side Plate, at M & S
Ideal for everyday use, durable Plain Diameter: 23cm, Manufacturer: Marks & Spencer

DeLonghi Icona Toaster - Pearl White, at Marks & Spencer
Power 1.8kW 4 slice toaster Electronic controls: reheat, defrost, bagel and cancel All functions with neon indicator Extra lift position Variable browning controls Extra deep crumb tray Pearl white finish This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Perfect Wool Blend Double Breasted Belted Coat, at Marks & Spenser
Military detailing is still one of this season's main style stories. This belted, funnel neck coat really works the look

Chrome Collection Tumbler, at Marks & Spensers
Chrome effect Cylinder design 10 x 6.5cm, Manufacturer: Marks & Spencer

Autograph Essentials Modal Rich Jersey Top with Silk, at Marks & Spensers
Part of Autograph Essentials - a collection of luxurious and timeless wardrobe must-haves featuring premium design and sophisticated styling

Big & Tall Ultimate Pure Wool 2 Button Plain Jacket, at Mark & Spencers
Specially proportioned for big and tall men, this single breasted suit is designed to give a flattering, comfortable fit

Antigua Bedstead, at Marks & Spensers
Mattress sold separately Headboard: H100cm Endboard: H33cm Underbed: H10cm Double: L208 x W146cm Super: L218 x W161cm King: L218 x W191cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Sprung Edge Divan with 2 Large and 2 Small Drawers, at Marks & Spencer
Layer of springs to provide comfort and support while prolonging the life of your mattress Solid pine frame Sprung edge 2 x large drawers 2 x small drawers Half-width drawers at the head end are designed to open without moving your bedside table All our mattresses and divans are anti-allergy, which means the provide effective protection against dust mite allergies, so you'll have a trouble free sleep H41cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Long Sleeve Mock Shirt Jumper, at M & S
Fashionable and contemporary, this v-neck mock shirt jumper is part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail makes it exceptionally stylish and comfortable

Portfolio Textured Bootleg Trousers with Linen, at M & S
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

Autograph Tassel Necklace Made with CRYSTALLIZED™ - Swarovski Elements, at Marks and Spencers
Clasp fastening Adjustable length Tassel design Made with CRYSTALLIZED™ - Swarovski Elements Necklace length 41cm, extendable by 8cm

Enamel Diamanté Photo Frame 13 x 18cm (5 x 7"), at M & S
Diamant detail Beaded trim Aperture: 13 x 18cm (5 x 7") H22 x W17cm, Manufacturer: Marks & Spencer

12 Cup Muffin Tray, at Marks & Spencer
Ideal for baking sweet or savoury muffins Heavy gauge easy to clean bakeware Premium non-stick coating Soft grip handles L18 x W26.5cm, Manufacturer: Marks & Spencer

Traidcraft Embroidered Daisies Card, at Marks and Spenser
Cover Text: Blank Inside message: blank for your own message Approx size: 138 x 138mm

2 Older Boys' Cotton Rich Mock Layer Pyjamas, at M+S
Made from comfortable, breathable cotton, these mock layer pyjamas are outstanding value

Mog The Forgetful Cat Book, at M & S
Mog always seems to be in trouble for her forgetfulness... but one night, it comes in very handy

Per Una Pure Cotton Printed Pyjamas, at Marks n Spencer
Modern and feminine, these pretty printed pyjamas are made from pure soft cotton. So you can relax in comfort and style. Part of Per Una's sleepwear collection

2 First T-Shirt Bras, at Mark & Spensers
These simply styled great value bras are ideal for everyday wear. They're woven with stretchy fabric for a supportive and comfortable fit and the non-wired design is the best choice for first bras

Chapel Down English Sparkling Rosé Brut - Case of 6, at Marks and Spencer
Style: Dry Grape variety: Pinot Noir, Reichensteiner and Muller-Thurgau Country of origin: England Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Classic Collection Floral Print Dress, at Marks & Spencer
Pretty and feminine, this short sleeve dress is made from a soft linen blend. A fashionable style with a comfortable, flattering fit

40 Denier Bodysensor™ Support Opaque Tights, at Marks and Spencer
These medium support tights are clinically proven to improve circulation and reduce ankle swelling. They'll keep your legs feeling healthier and energised

5 Pairs of Older Boys' Cotton Rich Wide Stripe Socks, at Marks and Spenser
Brighten up his underwear drawer with these fashionable wide stripe socks made with soft breathable cotton

Hooded Rib Sleeve Padded Jacket, at M+S
Ribbed long sleeve makes this little hooded jacket super cute. It's warmly padded and made from soft fabric to keep him comfy and cosy

Photo Party Shoes Birthday Card, at Mark's & Spencer
Cover text: Get your party shoes on! Inside message: Blank for your own message Approx size: 150 x 150mm

Marks & Spencers Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spenser 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.