M&S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spenser 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spenser online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

Besides Marks & Spencer Car Insurance, M&S Money Credit Cards and other financial products, M&S Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both M&S Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Foot Survival Pack, at Mark's & Spencer
For instantly comfier feet, whatever shoes you're wearing

Leather Lace-Up Boat Shoes, at Mark's & Spencer
Lace-up Round toe Contrast stitching Low heel

Crackle Ceramic Table Lamp, at Marks & Spenser
Cracked effect Fabric shade Diam 23.5 x H33cm Bulb: GLS 822 60W & energy saving equivalent This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Dog Motif Jumper, at Marks & Spencer
Knitted in pure cotton, this cute assorted colour jumper will keep him warm and comfy. It looks cuddly too!

Cotton Rich Cosy Towelling Dressing Gown, at Marks & Spencer
Pretty and feminine, this cosy dressing gown is made from soft cotton rich fabric so you can relax in comfort

Laska Freestanding Tap, at Marks & Spencer
H30 x W20 x D4cm Sink and Sink Unit sold separately Some self-assembly required. Delivered boxed to your door. You will need to unpack, assemble and position the item yourself This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Pure Silk Sprig Tie, at Marks and Spencer
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Trentino Chardonnay 2008 - Case of 12, at M & S
Grape variety: 100% Chardonnay Country of origin: Italy Closure: Natural cork Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Le Baron® Lilies, at Marks and Spencer
Especially chosen for their beautiful and impressive flowers, this stunning bouquet of Le Baron lilies is from our new luxury Autograph flowers collection. Long-lasting flowers and a beautiful scent make these lilies an impressive display and a stunning gift All Autograph bouquets are beautifully presented, wrapped by hand and finished with Autograph branded cellophane & a black organza ribbon Available for delivery from 23rd October to 25th November 2008

Older Girls Cotton Rich Star Print Crop Top & Shorts Set, at Marks and Spencers
This pretty matching set is soft, stretchy and comfortable to wear. The crop top makes a great way of getting girls used to the idea of wearing bras

Isis Woman Eau de Toilette, at Marks and Spenser
Eau de toilette 90ml This product is not available for international delivery. Find out more

Elephants Sparkle in My Life Anniversary Card, at M & S
Cover text: You're the sparkle in my life Inside message: Happy Anniversary Approx size: 175 mm x 125 mm

Pocket Core Stability, at Marks and Spencers
Train your body for better posture, strength and alignment with this pocket size guide to core stability. This book is jam packed with helpful tips, techniques & training routines that will help boost both your body's core strength and stamina

Halterneck Bikini Top, at Marks and Spencer
Modern and stylish, this flattering bikini is designed in the latest shape. Make a splash!

Cross Dye Quilted Bedcover, at Marks & Spencer
Stitch detail Padded Medium: 150x200cm Large: 260x265cm, Manufacturer: Marks & Spencer

Pure Cotton Belted Cargo Trousers, at Marks and Spencer
Casual and relaxed, these stylish pure cotton belted cargo trousers are so comfortable and easy to wear. An effortless contemporary look that's fashionable, practical and easycare

Footglove™ Widefit Vented Peep Toe Shoes, at Marks & Spensers
Peep toe Vented design Lace detail Slip-on Flat sole Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

5 Pairs of Stitch Sole Trainer Liner Socks with Cool&Fresh, at Marks & Spencer
RealCool Cotton™ moves moisture to the surface of the fabric for rapid evaporation, helping your feet to stay cool, dry and comfortable all day long. Freshtech™ technology keeps them odour-free and a reinforced heel and toe gives extra durability

Autograph Leather Apron Lace-Up Shoes, at Marks and Spencer
Apron design Square toe Stitch detail 3 eyelets Lace-up Block heel

Freshfeet Suede Moccasins, at Mark's & Spencer
Round toe Stitch detail Centre bow feature Slip-on Flat sole Lined With built in Freshtech™ technology for fresh, odour-free slippers Freshtech™ technology is permanently built in to the slipper and still performs after many washes Freshtech™ technology combats the bacteria that causes bad smells and odours Antibacterial for fresh feet comfort

Utensils & Gadgets - AUTOGRAPH MASHER, at Marks & Spenser
Manufacturer: Marks & Spencer

Autograph Pure Silk Tie, at Marks and Spencer
Add a luxurious finishing touch with this contemporary floral pattern tie in pure silk

Limited Collection Faux Crocodile Skin Leggings, at Marks & Spenser
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Pure Silk Assorted Check Tie, at M&S
Add a luxurious finishing touch with this contemporary assorted check tie in pure silk

Autograph Stainless Steel Ice Bucket with Tongs, at Marks and Spencers
Stainless steel for maximum durability and shine Comes with the tongs, Manufacturer: Marks & Spencer

Cotton Rich Contrast Stitch Bootleg Jeans, at M & S
Flattering and fabulous, bootcuts make legs look longer and are kind to curves. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Portfolio Cross Over V-Neck Top, at Mark & Spencers
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

JBL Spot™ 3 Piece Powered Satellite Speakers & Subwoofer System, at M&S
Input Impedance: >5k Ohms Signal-to-Noise Ratio: >80dB Frequency Response: 40Hz 20kHz Input Sensitivity: 400MV RMS for rated power Voltage Input: 120V AC Satellite Drivers: Two Odyssey™ transducers Satellite Power Rating: 6 Watts per satellite at 10% (THD+N) Satellite Dimensions: H9 x diam 9cm Subwoofer Drivers: One Atlas™ transducer Subwoofer Power Rating: 24 Watts at 10% (THD+N) Subwoofer Dimensions: H14 x diam 20cm Easy-to-Use Touch Controls: One touch increases or decreases the volume; one touch mutes or unmutes the system JBL Spot remembers your previous settings every time the system is powered on Compatible with a variety of multimedia devices desktops, laptops, iPod and other MP3 players, satellite radio, game consoles The powerful and efficient subwoofer provides clean, low bass M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Classic Colletion Pure Silk Blossom Print Scarf, at Marks n Spencer
Add a luxurious finishing touch to your look with this elegant pure silk blossom print scarf. The perfect accessory to this season's styles

Autograph Pure Cotton Narrow Bengal Stripe Shirt, at Marks and Spencer
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Mark & Spensers, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.