Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.

M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Motor Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Property Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Mark's & Spencer insurance products in document format too.

Wide Fit Leather Apron Loafers, at MarksandSpencer
Round toe Contrast apron stitch Twin gusset Slip-on Wide fit

Ingredients Shea Nut Bath Cream, at Marks n Spencer
Moisturising 500ml

Autograph Weekend Knitted Cowl Neck Dress with Merino Wool, at Marks & Spenser
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Stainless Steel Flour Shaker, at Marks & Spencers
Stainless steel Sieve feature Hook design handle H10 x Diam7cm, Manufacturer: Marks & Spencer

Photo Beer Brother-in-Law Birthday Card, at Marks and Spencer
Cover text: Birthday cheers! Brother-in-Law (Label on bottle: Cheers to you a full bodied mature bloke) Inside Message: With lots of love Happy birthday Approx size: 175 x 126mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Pure Cotton Short Sleeve Bold Stripe Shirt, at Mark's & Spencer
Smart and stylish, this short sleeve shirt is made from pure cotton

Boy Images Multipack of Card, at Marks n Spencer
Cover text: Design 1 - happy birthday Design 2 - blank Design 3 - happy birthday Pack contains: 9 cards, 3 designs Approx side: 120 x 120mm

M&S 22'' HD Ready LCD TV with Built-in DVD Player - Black, at Marks and Spencer
HD Ready: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device HD Ready: 1080i, 720p Display: 22 inch flat screen, 1680 x 1050 pixels Contrast Ratio: 700:1, Dynamic 3500:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: H45.5 x W54 x D20.5cm Sound: Nicam stereo Connectors: 1 x HDMI input, 1 x Scart socket DVD Player: Built-in DVD player Use wall mount

Short Sleeve Open Neck Collar Shirt, at Marks and Spencers
This outstanding value short sleeve shirt makes a stylish addition to your wardrobe. A great fashion choice for everyday wear

Artemis Lightweight Soft Large Rollercase, at Marks and Spencer
A smart option for travel, the wheeled design and retractable pull handle offer easy mobility no matter where you are in the world. A zip fastening helps keep your belongings secure

Duck Feather & Down 13.5 Tog Duvet, at Mark & Spencers
13.5 tog Suitable for cooler months or colder rooms or those who prefer a warm, snug duvet 230 thread count and 100% cotton downproof cover Excellent value for money, natural duck feather and down filling ensures a soft and comfy night's sleep Pure cotton cover Highest quality class 1 duck feather down Available in Single, Double, King size and Super King size Which tog? Tog measures the warmth of a duvet based on its ability to trap warm air. The higher the tog rating, the warmer the duvet. The perfect tog is a personal choice which can depend upon you and your home, Manufacturer: Marks & Spencer

Per Una Knitted Tassel Scarf, at Marks & Spencer
Keep out the chills in fashionable style with this warm soft scarf in a modern chunky multicoloured knit.

Blue Harbour Hibiscus Board Shorts, at Marks and Spencer
Practical and fashionable, these floral print board shorts offer a comfortable, flattering and secure fit

Cuddle Bear Cot Bed Bumper, at Mark & Spensers
Embroidered bear detail L155 x W35cm, Manufacturer: Marks & Spencer

Dining - PLATINUM PASTA, at Mark & Spencers
Manufacturer: Marks & Spencer

Pure Cotton Short Sleeve Check Shirt, at Mark & Spensers
This short sleeve shirt will make a useful addition to your wardrobe. It features a smart check print for a stylish casual look

Per Una Faux Fur Hooded Long Jacket, at Marks and Spenser
A cosy faux fur hooded jacket featuring button and zip fastening

Floor Lamps - TBL/FLR TWIN PACK, at Marks and Spenser
Manufacturer: Marks & Spencer

Faceted Bead Stretch Bracelet, at Marks and Spencer
Faceted beads Stretch

Long Sleeve Rugby Badge Top, at M+S
A fashionable smart-casual look, this comfortable cotton rugby shirt features a stripe design and stiched on badge. Stylish, practical and easycare

Stripe Jug, at MarksandSpencer
Stripe design Single handle Pouring spout, Manufacturer: Marks & Spencer

Per Una 2 Piece Stripe Trim Top & Scarf Set, at Marks n Spencer
A smart short sleeve top featuring a detachable scarf, the stripe trim makes it extra stylish

Per Una Paisley Print Bolero with Vest, at M&S
A fashionable 3/4 length sleeve bolero with tie front fastening. It comes with a matching plain vest

Pure Cotton Transformers T-Shirt, at Marks & Spencer
Fans of Transformers will love this short sleeve t-shirt featuring Optimus Prime. A practical, easycare style

In The Night Garden Wrap Pack, at Marks and Spencer
2 sheets, 2 tags Each sheet: 495 x 695mm Tags: 80 x 55mm (folded)

Per Una Cut Out Butterfly Shoes, at M&S
Peep toe Cut out butterfly design Bow feature Slip on Low heel Available in sizes 3-8, including half sizes

Ceriso Essentials Spot Embroidered Thong, at Marks and Spencer
Fashionable and flirty, this modern thong features a spot embroidered design. The low rise, high leg style gives a fabulous body-conscious fit. Designed for women who want the latest look

Instant Fix 24 Cooling Eye Pads, at Marks and Spencer
Place a pad on each closed eyelid, lie back and relax for 1-15 minutes For extra soothing, store in a refrigerator before use Includes 24 cooling cucumber eye pads With aloe vera, cucumber extract and camomile

Wool Blend Straight Leg Flat Front Trousers, at Marks & Spencer
Smart and stylish, these trousers are made from a hardwearing wool blend with stretch. An ideal choice for work or everyday wear

Stormwear™ Leather Apron Lace Up Trainers, at Marks and Spencer
Stormwear™ technology repels water and stains Square toe Lace-up Apron stitch detail Grip sole Waterproof leather All upper seams treated with flexible sealant Expanding breathable and waterproof sole Any upper mesh or fabric material is laminated with a waterproof breathable membrane

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Mark & Spencers are so useful. M&S Money Direct financial products are, of course, designed to make Marks and Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Direct Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Direct Property Insurance than you will anywhere else, and you may even pay less with M&S.