There are lots of ways to save money using M&S Money Direct. Not least of these is Marks n Spencer Standard Car Insurance. With M&S Money Direct you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money Direct, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spensers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M+S Money, you get more, and you pay less.

Besides Marks and Spencer Car Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencer purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Marks n Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark's & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.

Handmade Glass Bowl, at M & S
Handmade Shallow dish Shaped edge Web design, Manufacturer: Marks & Spencer

Kabuki Brush, at Marks & Spencers
Comes with travel case Enables you to achieve a controlled light and even coverage

Pure Cotton Active Woven Trousers, at Marks and Spencers
As worn by GB Olympic pentathletes. Comfy and practical, these quick drying elasticated joggers are great for active workouts

2 Autograph Plain Slips with Cotton, at Marks and Spencers
Guaranteed to meet your everyday underwear needs, these great slips combine all the comfort and reliability of a cotton and modal blend with a plain design

Girlie Dress Up Range Water Bottle, at Marks and Spencer
1 water bottle 7cm x 19cm

Pure Cotton Short Sleeve 'Ben 10' T-Shirt, at Marks and Spencer
Fans of Ben 10 will love this short sleeve pure cotton t-shirt featuring the popular character. A practical, easycare

7 Pairs of Big & Tall Freshfeet Stripe Socks with Silver Technology, at Mark's & Spencer
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

50/50 Floral Ribbon Embroidered Bedset, at Marks and Spencer
Floral ribbon embroidered Single set includes duvet cover and 1 pillowcase Double set includes duvet cover and 2 pillowcases Comes in single (3ft), double (4ft 6') and king size (6ft), Manufacturer: Marks & Spencer

125 Years Tea Mug, at Marks & Spencers
Retro style Part of the Commemorative Collection, Manufacturer: Marks & Spencer

3/4 Sleeve Pleated Mock Layer Top, at Marks & Spensers
It's the stunning pleat detail that makes this fashionable mock layer top the perfect way to get this season's look

Autograph Puccini Sofa Pad Set, at MarksandSpencer
Plain seat pad set Suitable for all-weather use Seats and seat pads sold separately. Seats pictured are not included This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Long Sleeve Dip Dye Cardigan, at Mark's & Spencer
A stylish long sleeve cardigan featuring a dip dyed design and twin front pockets

5 Cotton Rich Plain Low Rise Bikini Knickers, at Marks & Spencer
These plain cotton rich bikini knickers are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention. Pack includes both black and white

Cotton Blend Pleated Ribbons Bedset, at Marks and Spencer
Pleat design Ribbon detail Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in) and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases, Manufacturer: Marks & Spencer

Mini Limited Long Sleeve Animal Print Cardigan, at MarksandSpencer
Mini Limited is a collection of cute fun styles designed in the latest looks. The casual, contemporary pieces are comfortable, easy to wear and perfect for layering.

Limited Collection High Heel Gladiator Sandals, at Marks and Spenser
Open toe Gladiator interweave design Tie fastening High heel Heel height 95 mm Comes in sizes 3-8, including half sizes

3 Enamel Diamanté Photo Frames 5 x 8cm (2 x 3''), at Marks & Spencer
Diamant detail Beaded trim Aperture: 5 x 8cm (2 x 3''), Manufacturer: Marks & Spencer

My First Wooden Xylophone, at MarksandSpencer
Suitable for ages 1-3 years Includes xylophone and two mallets This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Volpaia Balifico 2004 - Case of 6, at MarksandSpencer
Style: Dry Grape variety: Sangiovese, Cabernet Sauvignon Country of origin: Italy Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una 3/4 Sleeve Knitted Top, at Marks & Spencer
Comes with the necklece shown A fashionable 3/4 sleeve knitted top featuring lace trim

1 Pair of Gel Pad Strips, at Marks and Spencer
Slip these gel pads into your shoes to make your high heels more comfortable. They prevent painful rubbing on the balls of your feet and the non-slip design gives a secure grip

3 Pairs of Collezione Diamond Socks, at Marks & Spencer
Exclusively designed for M&S, these smart socks are inspired by Italy and feature a luxury cotton weave for the ultimate in style and sophistication

Mary Poppins 45th Anniversary Edition DVD, at Marks and Spencers
Rating Universal, suitable for all,

Per Una Tinted Moisturiser 30ml, at Marks & Spenser
Illuminating tinted moisturiser Lightly covers whilst effectively moisturising Dermatologically tested 30ml SPF 15

Fabric Dress Birthday Card, at Marks and Spenser
Cover text: Have a Wonderful Birthday Inside message: With lots of love Approx. size: 150 x 150mm

125 Years Collection Jigsaw Numbers Puzzle, at Marks & Spencer
Suitable for ages 3+ 40 piece jigsaw Colourful numbers design, Manufacturer: Marks & Spencer

Collezione Luxury Wool Rich Flannel Trousers with Cashmere, at Marks&Spencer
Superior fabric, exceptional tailoring and careful attention to detail make these trousers stand out as a stylish modern classic. They're made from luxurious fabric spun in one of Biella Italys world-renowned mills and crafted to the highest specification according to traditional Italian manufacturing methods

Leon Jackson - Right Now CD, at Marks and Spencers
Audio CD, Marks & Spencer

Sony Bravia 26'' KDL-26V4000 HD Ready LCD TV, at Marks and Spencers
HD Ready: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device Display: 26 inch LCD with 3.1 megapixels Contrast Ratio: Dynamic contrast 30000:1 Integrated Digital and Cable Tuner: Provides access to all Freeview™ channels and radio stations (subject to coverage) and is cable TV ready (with supported providers only) Dimensions: H69.5 x W50.5 x D24.2cm (with stand), H65.9 x W46.6 x D9.5cm (without) Weight: 12.5kg (with stand) 10kg (without) Virtual Dolby Surround Sound: BBE ViVA high quality sound and built-in Virtual Dolby creating the effect of full surround sound from only 2 front speakers Connectors: HDMI™ Inputs x3, Scart Inputs (RGB) x2, HDMI™ PC Signal Capability, PC Input (15pin D-Sub) + Audio In, Component Inputs x1, Composite Video In, 4 Pin (Y/C) In (S Video), MiniJack (Head/Earphone) 3.5mm, PCMCIA Card Slot, RCA Audio Out, RF In BRAVIA Engine Picture Enhancement: It uses the advanced BRAVIA engine to create stunning images with enhanced clarity, depth and definition BRAVIA Theatre Sync: Synchronises your Sony theatre system so it can be operated by the press of a single button M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band Aerial. Suitable portable TV Aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using a indoor aerial Use wall mount

Younger Boys' Wrap Around Stripe Sunglasses, at Marks and Spenser
Fashionable and fab, these wrap around sunglasses give 100% UV protection for safer style in the sun

When you're shopping at Marks & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at Marks & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."