Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Mark & Spensers, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Marks and Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Motor Insurance, but Mark & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencers Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencers Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, Marks & Spencers Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencers Money insurance products (Buildings Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks & Spencers Standard Motor Insurance. With Marks & Spencers Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencers Money, you get more, and you pay less.

Panasonic NN-GD377S 850W Family Combination Oven, at Marks & Spencer
Oven capacity: 20 litre Output power: 850 W Grill power: Quartz 1100 Inverter: Yes Auto programs: 10 Turn table size: 24.5cm Control panel: Buttons/dial Interior dimensions: W32.5 x D33 x H19.1 Exterior dimensions: W48.2 x D36.4 x H28.4 Weight: 11kg Accessories: Turntable(round glass tray) and round wire rack Features: Auto guide, chaos/turbo defrost and child lock M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Norton Internet Security™ 2009 1 Year Protection for up to 3 Home PCs, at Marks & Spencer
Core Security: Protects against viruses, spyware, Trojan horses, worms, bots, and rootkits. Reduces scan time with smart scanning, so you can work and play uninterrupted Advanced Security: Protects against the latest threats with a proactive, multilayered protection system, prevents others from taking control of your PC and using it to attack other PCs Identity Protection: Inspects websites to make sure they're not fakes, guards against online identity theft Networking: Helps secure and monitor your home network. Automatically secures your PC when connecting to public wireless hotspots Support: AutoFix technology will diagnose and fix common problems for you Suitable for 3 pcs for 1 year M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

The Floral Collection Magnolia Shower Cream, at Marks and Spenser
Moisture rich shower cream Magnolia scented 250ml Ingredients: Aqua, Sodium Laureth Sulfate, Sodium Chloride, Magnolia Liliflora (Magnolia), Glycerin, Cocamide DEA, Decyl Glucoside, Lauryl Betaine, Parfum, Amyl Cinnamal, Benzyl Salicylate Butylphenyl Methylpropional, Geraniol, Linalool, Styrene/Acrylates Copolymer, Disodium EDTA, Polyquaternium-39, Citric Acid, Benzophenone-2, Magnesium Nitrate, Sodium Lauryl Sulfate, Propylene Glycol Methylparaben, Methylchloroisothiazolinone, Magnesium Chloride, Propylparaben, Sorbitol, Methylisothiazolinone, Phenoxyethanol, Butylparaben, Ethylparaben, Isobutylparaben, CI 19140, CI 14700

Firm Control Sheer High Leg Briefs, at Marks and Spenser
Look slimmer in seconds! These firm control knickers gently flatten tummies for a sleeker, slimmer silhouette

Autograph Straight Leg Trousers with Cashmere, at Marks and Spencer
Simple and stylish, straight leg trousers are a modern classic. They are cut to skim the hips and thighs, giving a sleek flattering shape that's always in style

Frame Holy Communion Card, at Marks n Spencer
Cover text: On your holy communion Inside message: Blank for your own message Approx size: 174 x 126mm

Autograph Double Riptape Shoes, at Marks and Spenser
Round toe Riptape fastening Punch detail Flat Stitch detail

Yellow Flower Seed Birthday Card, at Marks & Spensers
Cover Text: If friends were flowers... then I'd pick you Inside message: Blank for your own message Approx size: 174 x 126mm

Machine Washable & Tumble Dry Single Breasted 3 Button Plain Jacket, at M&S
Put an end to tiresome trips to the dry cleaners. Our range of machine washable and tumble dry suits combine the best in convenience and contemporary style

Plum Ombre Jacquard Bedset, at Marks & Spencers
Leaf jacquard pattern Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in)and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases Super king size includes super king size duvet cover (6ft) and 2 pillowcases, Manufacturer: Marks & Spencer

Maternity Ruched Hipster Bikini Bottoms, at M & S
Smart and stylish, these ruched bikini bottoms are designed to flatter you and your bump. Added stretch and a clever cut gives a neat, comfortable fit with room for growth. A fashionable, functional choice

Cookie Nan Birthday Card, at M+S
Cover text: To my lovely Nan Inside message: Blank for your own message Approx size: 150 x 150mm

Vienna Collection - Pendant Shade, at Marks & Spensers
Facetted glass curtain shade Chromed steel frame 28 x 24cm, Manufacturer: Marks & Spencer

Lace Wing Multiway Push Up Bra, at Marks & Spensers
Add a confident boost to your silhouette by gently uplifting your figure with the push-up design of this appealing bra. Underwiring and added stretch provide essential comfort that's perfectly suited for everyday wear

Tribeca 2 Seater Sofa AU09 Newness, at Marks and Spenser
Manufacturer: Marks & Spencer

Per Una Short Sleeve Sunset Stripe Blouse, at Marks and Spencer
A colourful short sleeve blouse in textured fabric featuring a bold sunset stripe print

Detroit Double Wardrobe, at Marks and Spencer
H195 x W90 x D59cm Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs Solid oak doors Shelves made with oak veneer Side panels made with oak veneer Top panels made from oak veneer with a solid oak edging for strength Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

5 Cotton Rich Spot Print Full Briefs, at Marks & Spencers
These spot print cotton rich full briefs are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Blue Harbour Pure Cotton Straight Leg Chinos, at M & S
A stylish smart casual look, these straight leg chinos are made from soft cotton and designed for a fashionable and comfortable relaxed fit.

Perfect Autograph Pure Cotton Straight Leg Jeans, at Marks and Spenser
Straightforward jeans at a no-nonsense price. The straight fit and modern styling make them a wardrobe must-have

Bold Spot Eyelet Curtains, at Marks & Spencer
Bold spot design Eyelets Lined Comes in standard 168cm/66'' (STD) and wider 219cm/86'' (WDR) widths Also comes in three drop lengths: short (137cm/54''), medium (183cm/72''), long (229cm/90'') How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

Autograph Exclusive Rainbow Stripe Bandeau Bikini Top, at Marks&Spencer
Luxurious and exclusive, this glamorous bikini top is beautifully designed in a flattering, fashionable silhouette for the ultimate in style. It's made from soft, comfortable fabric and finished with careful attention to detail

Abbot Chair, at Marks and Spencer
H78 x W76 x D78cm Seat H43cm, arm H71cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium dark finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Baby Girl Shelf New Baby Card, at Marks & Spencers
Cover text: Baby girl Inside message: With love Approx size: 150 x 150mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Per Una Twill Tencel Trousers, at Marks & Spencer
A fabulous wideleg pair of trousers in pure tencel featuring stitch detail and 2 button fastening

2 Autograph Modal Blend Assorted Hipsters, at Marks & Spensers
Made from soft, luxurious modal blend, these superior hipsters are designed for exceptional comfort, a fashionable look and a flattering fit

The Floral Collection Iris Purse Gift Set, at Mark's & Spencer
4 part set Moisturising Hand and Body Lotion: 50ml Moisture Rich Foaming Bath Cream: 50ml Moisture Rich Shower Cream: 50ml Iris fragrance Presented in a purse

Organic Le Bosquet de la Dame 2007 - Case of 12, at Marks and Spencer
Style: Dry Grape Variety: Syrah, Grenache Country: France Closure: Natural cork Bottle: 12 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

3 Pure Cotton Assorted Sleepsuits, at Marks & Spenser
Soft and snuggly, this practical pack of sleepsuits is great value! The cotton fabric is comfy to sleep in and popper fastenings make quick changes easy

Older Girls' Soft Fluffy Dressing Gown, at Mark & Spencers
Perfect for bathtime, this cute dressing gown is made from soft, comfy towelling

Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.