Marks & Spensers may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Motor Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Home Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spensers insurance products in document format too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from M & S are so useful. M&S Financial Services financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Financial Services Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Financial Services Home Insurance than you will anywhere else, and you may even pay less with M&S.

There are lots of ways to save money using M&S Financial Services. Not least of these is Marks & Spensers Standard Motor Insurance. With M&S Financial Services you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money, you get more, and you pay less.

Per Una 3/4 Sleeve Frill Neck Jersey Top, at Mark & Spensers
A stylish 3/4 sleeve jersey top in textured fabric featuring frill neck detail

Baby Boys' Rocket Pull-On Pram Shoes, at Marks & Spencers
Round toe Rocket motif Pull-on Heel loop detail Flat sole

Pure Cotton Chino Shorts, at Marks and Spencer
A smarter take on a casual relaxed look, these pure cotton cargo shorts feature front pockets. A fashionable, easycare style

Sunny Town Farmyard Friends, at Mark & Spensers
Horse, cow, hen, pig and sheep Promotes imaginative play Suitable for ages 12 + months This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Die Cut 75th Birthday Card, at Marks and Spencers
Cover text: Congratulations you're 75 Inside Message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 126mm

Chunky Ribbed Knit Scarf, at Marks and Spenser
Keep out the cold in style with this warm, soft scarf.

Cotton Rich Long Sleeve Top, at Marks & Spenser
Chic and modern, this round neck top is made from stretch cotton for a flattering and fashionable fit

5 Older Boys' Pure Cotton Sleeveless Vests, at M&S
An outstanding value 5 pack of vests in natural breathable cotton

Gold Label Reserve Cabernet Merlot 2006 - Case of 12, at Marks and Spencer
Style: Full bodied Grape variety: Cabernet Sauvignon, Merlot Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

3 Authentic Woven Pure Cotton Stripe Assorted Boxers, at Marks and Spenser
Made from soft breathable cotton, these comfy boxers are ideal for everyday wear

Per Una Tassel Trim Ribbed Scarf, at Marks & Spensers
This sophisticated ribbed scarf is the perfect accessory to this season's fashions. Tassel trim adds a stylish finishing touch.

Acetate Stripe Sunglasses, at Mark's & Spencer
Providing essential protection for the eyes, these stylish and wearable shades will flatter most face shapes

M&S 2 Shelf Glass TV Stand up to 43'', at Marks & Spensers
Supports LCD and plasma TVs up to 43" Toughened safety glass shelves Increased rigidity with simple home assembly Piano black finish Dimensions: H520 x W1000 x D460mm 70kg maximum top load weight This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Perfect Wool Blend Double Breasted Belted Coat, at Marks and Spencers
Military detailing is still one of this season's main style stories. This belted, funnel neck coat really works the look

Limited Collection Lucky Charm Necklace, at Marks & Spencers
Clasp fastening Adjustable length Multi strand Mixed charms Necklace length: 41cm, extendable by 8cm

Pure Cotton Flap Pocket Casual Cargo Trousers, at Mark & Spensers
Casual, relaxed cargos in pure soft cotton featuring multiple pockets

Autograph New York Bath Cream, at Marks and Spencers
Bath cream 200ml

Roberts iDream DAB/FM Clock Radio with iPod Dock, at Marks and Spencer
Dock for iPod - listen to your iPod whilst it charges DAB/FM wavebands with 20 station presets Infra red remote control Auto time set Two independent alarms - wake to iPod, radio or buzzer Adjustable Sleep and Snooze timers Large easy to read LCD display with blue display backlight and multi stage dimmer Menu display/selection of all major functions Search /Manual tuning Aux input socket for iPod/MP3 playback Headphone socket iPod not included M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

North Coast Pure Cotton Marl Stripe Polo Shirt, at Mark & Spencers
Stylishly smart casual, this polo shirt is made from pure cotton so it's soft, breathable and comfortable to wear

Beaded Cushion, at Marks & Spencer
Rectangular shape Beaded design Dimensions: H30 x L40cm, Manufacturer: Marks & Spencer

Cookware - EGG POACHER, at Marks & Spencers
Manufacturer: Marks & Spencer

Giant Book Of Cool Stuff, at Marks and Spencer
This book will keep them busy as they look for over 1000 jokes, facts, activities, and more cool stuff

Cecily's Garden 50th Card, at Marks and Spencer
Cover text: 50 Happy Birthday Inside message: Blank for your own message Approx size: 230 x 114mm

Pure Cotton Embroidered Satin Rose Duvet Cover, at Mark & Spensers
Embroidered 3 dimensional rose design, Manufacturer: Marks & Spencer

Pure Cotton Cargo Pocket Belted Jeans, at Mark & Spencers
These cargo jeans look cool and casual and are made of comfy cotton

Polka Dot Baby Doll Dress and Bag Birthday Card, at Marks and Spenser
Cover Text: Birthday Boutique Happy Birthday Inside Message: Blank for your own message Approx size: 210 x 145mm

Large Etched Mirror Jewellery Box, at Marks and Spencer
Etched mirror design 2 drawers

Portfolio Abstract Print Skirt, at Marks & Spencer
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

3 °Climate Control Cotton Rich Assorted Trunks, at Marks & Spencer
Climate control fabric absorbs and stores body heat when you're too hot and releases the heat when you're too cold. The result is the perfect body temperature so you'll feel comfortable all day. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology

Tribeca 2-Seater Sofa, at M&S
H90 x W193 x D99cm Seat H46cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spensers, through its M&S Financial Services website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.