Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Marks n Spencer online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

Besides Marks & Spenser Car Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencers purchases are also protected while you take them home.

Also, on both M&S Finance Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from M & S are so useful. M&S Finance financial products are, of course, designed to make Marks and Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Finance Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Finance Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

Rochaille Twist Multi Strand Necklace, at Marks & Spencer
Clasp fastening Adjustable length Multi strand style Twist design Assorted beads Length: 46cm

125 Years Limited Collection Vest & Shorts Set, at Marks and Spencer
Fabulous and modern, this vest and shorts set is part of our Limited Collection lingerie. They're made from soft stretch cotton and designed to fit and flatter. Casual, contemporary fashion

Dotty Record Your Own Message Card, at Marks and Spencer
Cover text: Mum you're one in a million! Approx size: 160 x 400mm

Pure Cotton 'Mr Bump' T-Shirt, at Marks & Spensers
Fans of will love this cotton/etc featuring /the popular character. A practical, easycare style

Classic Collection Pure Cotton Beaded Neck Top, at M & S
Modern and stylish, this versatile top is made from soft easycare fabric and features beaded neckline. A fashionable style with a comfortable, flattering fit

Little Heart Necklace & Bracelet Set, at Mark's & Spencer
2 part set Stretch bracelet and necklace Little heart design

Ultimate Non Iron Pure Cotton Classic Bengal Shirt, at Marks and Spencers
An innovative shirt in pure cotton. A special fabric finish and clever construction mean there is no need to iron this smart easycare shirt

DD-G Lace Strap Minimiser Bra, at Marks and Spencer
Soft and comfortable, this minimiser bra gently shapes your bust to make it look smaller. A flattering, supportive style

Artificial Crystal Twig in Glass Tank, at Marks & Spencers
Artificial crystal twigs Glass tank No watering required therefore easy care Fresh looking throughout the year Height: 72cm, Manufacturer: Marks & Spencer

Blue Harbour North Coast Pure Cotton Bomber Jacket, at Mark's & Spencer
Casual and contemporary, this long sleeve jacket makes a fashionable and practical choice

Per Una Pure Silk Cross Front Blouse, at Marks & Spensers
An elegant 3/4 length sleeve blouse in pure silk. Cross over frill neckline gives it the Per Una touch

Corner Grps - N ABB CNR BRONCO, at M & S
Manufacturer: Marks & Spencer

Recycled Satin & Suedette Bedcover, at Marks and Spencer
Large panel design Dimensions: H145cm x W200cm, Manufacturer: Marks & Spencer

Signature Ginger Lily Pot Pourri Box, at Marks & Spencers
Ginger lily fragrance Presented in a box, Manufacturer: Marks & Spencer

Fire Sign Bracelet, at Marks and Spencers
3 charms Beaded strap

Australian Chardonnay 2008 - Case of 12, at Marks and Spencers
Style: Dry Grape variety: Chardonnay Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml:1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Post Surgery Criss Cross Swimsuit, at Marks and Spencer
Feminine and flattering, this swimsuit has been especially designed for a perfect fit and great support after surgery. Every element has been considered for maximum comfort against delicate scar tissue and it's been extensively tested so every part stays in place

James Last - The Legend CD, at Marks & Spensers
Album, Marks & Spencer

Cotton Rich Embroidered Corduroy Trousers, at Mark & Spencers
Stylish and versatile, these comfortable cotton rich cords can be worn smart or casual. A practical easycare choice

1 Litre Clear Glass Mixing Bowl, at M&S
1 litre capacity Classic design Clear, Manufacturer: Marks & Spencer

Younger Boys' Thomas & Friends© Sunglasses, at Marks & Spenser
Fashionable and fab, these Thomas & Friends sunglasses give 100% UV protection for safer style in the sun

Stormwear™ Hooded Drawstring Packaway Jacket, at Marks & Spencers
A contemporary design makes this jacket a fashionable choice

Office Essentials Birthday Card, at M & S
Cover text: Happy Birthday Inside message: Wishing you a great day! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 174 x 126mm

Front Panel Knee High Stretch Boots, at Marks n Spencer
Pointed toe Front panel stitch detail Knee high Mid heel Heel height: 65mm Added stretch Comes in sizes 3-8, including half sizes

Blue Harbour Basic Crew Sweat Top, at Marks and Spencer
Every wardrobe needs a good value and comfortable crew top like this. Whether you wear it for the gym or to lounge around in, you'll love its soft and easy wearability

Maternity Cotton Blend Boyfriend Cardigan, at Marks n Spencer
Relaxed and casual, this cotton blend cardigan is designed to flatter you and your bump. A ribbed waist gives a neat, comfortable fit with room for growth. A practical, versatile choice

Angel Contrast Strap Cutie Motif First Bra, at Marks & Spencer
This pretty contrast strap bra is designed for a supportive and comfortable fit. The non-wired design is the best choice for first bras

Spot Net Tights, at Marks&Spencer
Treat your legs to a touch of style. These spot print tights have a durable reinforced design to keep them looking good, wear after wear

Portland Pasta Bowl, at Marks & Spenser
Portland dining range Multi stripe design H4.5 x Diam 23.5cm Dishwasher and microwave safe, Manufacturer: Marks & Spencer

Autograph Pure Cotton Plain Poplin Long Sleeve Shirt, at M+S
This luxurious shirt is in fine quality, superior cotton and careful attention to detail make it a stylish modern classic

When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."