Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks and Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.

Marks & Spencer Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spenser 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco's:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

M&S High Gloss Black Flat Panel TV Mounting System up to 52'', at Marks and Spencer
Supports flat panel LCD and plasma TVs up to 52" Clear tempered safety glass shelves Fits up to 4 audio video components and a center channel speaker Includes a cable management system to hide wires and interconnect cables Metallic black finish Scratch resistant, powder-coated steel framing Lower shelves weight capacity: 22.7kg Overall dimensions: H132.1 x W121.9 x D48.3cm Top shelf dimensions: H25.4 x W121.9 x D36.8cm Lower shelf dimensions: W121.9 x D36.8cm Boxed delivery - self-assembly required This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Blue Harbour Zip Fastening Fleece Jacket, at Marks and Spencer
Relaxed and cosy, this fleece makes a warm and comfortable extra layer

Diamond Pointelle Short Sleeve Top, at Marks & Spencers
For a stylish extra layer this winter, this comfy short sleeve top combines warm easy care fabric with a pretty pointelle pattern. A truly feminine choice

Pretty Pink Bouquet with 50% More Roses, at Marks & Spencer
50% more roses when ordering this bouquet for delivery between 21st August to 5th September 2009 Sophisticated and elegant, this array of roses and alstroemeria blooms perfectly captures the freshness of a crisp summer morning Available for delivery from 1st April to 30th September 2009

Double Cut Floral Glass Vase, at Marks n Spencer
Fluted spout Floral design Thick base W14.5 x D14.5 x H20cm, Manufacturer: Marks & Spencer

Mandolin Grater, at Marks and Spencer
4 grating and 3 chipping stainless steel blades Vegetable and cheese holder Double extendable stands Dimensions: L42cm x W18cm x H11cm Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Sprung-Edge Non-storage Divan & M100 Mattress, at Marks n Spencer
Single Mattress (3ft): W90 x L190cm Double Mattress (4ft 6in): W135 x L190cm King Size Mattress (5ft): W150 x L200cm Super King Size Mattress (6ft): W180 x L200cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Mattress depth: 21.5cm Divan Height: 41 Mattress has dust-free polyester fibre filling Mattress Spring Count: 288 Sprung-Edge divan - can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Die Cut Heart Wife Anniversary Card, at Mark & Spencers
Cover text: To my lovely Wife, Who I dearly adore; The love of my life Forever more. Happy Anniversary Inside message: Blank for your own message Approx size: 220 x 220mm

T340778A, at Marks & Spensers
Manufacturer: Marks & Spencer

2 Cotton Rich Lace Trim Vests, at Marks and Spencer
Stylish and practical, this pack of 2 vests makes a great value way to stock up your underwear drawer. The stretch cotton fabric is the ideal choice for everyday wear and gives a comfortable flattering fit.

Girl Washing Line with Teddy New Baby Card, at Marks and Spencer
Cover text: Baby girl congratulations Inside message: With love Approx size: Unfolded: 178 x 126mm

Big & Tall Pure Cotton Spot Pyjamas, at M+S
Soft and breathable, pure cotton pyjamas are the natural choice for a comfortable night's sleep

Funnel Neck Mid Length Coat, at Marks & Spencers
Smart and stylish, this wool blend coat makes a fashionable and practical choice

Autograph Pure Cashmere Long Sleeve Cardigan, at Marks and Spencers
Sophisticated and modern , this plain cardigan is made from pure cashmere for the ultimate in luxurious softness

New York City (Eyewitness Travel Guide), at Marks & Spensers
With stunning photos and interesting descriptions of the city's vibrant and diverse neighbourhoods, history and culture, this book is as much a celebration of the Big Apple as it is a practical guidebook. Every page is packed with photographs and illustrations which show off New York's architecture and sights to maximum effect

Dogtooth Print Flexilite Umbrella, at Marks & Spensers
Brighten up rainy days with this stylish flexilite umbrella

Autograph Thin Strap High Heel Shoes, at Marks & Spencer
Almond toe Single thin strap with buckle fastening High heel Heel height: 85mm Comes in sizes 3-8, including half size Made with Insolia technology, an exclusive innovation that makes high heels more comfortable to wear and better for your body's alignment and balance. They work by taking the weight off your toes, so there's less pressure and more stability. Your legs, back and feet stay more comfy all day

125 Years Tea Mug, at Marks and Spencer
Retro style Part of the Commemorative Collection, Manufacturer: Marks & Spencer

Silver Photographic Champagne Bottle Bag, at Marks and Spencer
1 bottle bag with tag Approx size: H370 x W120 x D80mm

White Rattan 2-Tier Storage Unit, at Marks and Spencer
2 tier design Wooden stand 2 baskets with hand holes H56 x W34 x D39cm, Manufacturer: Marks & Spencer

Small Dylan the Dog, at Marks and Spenser
Suitable from 12 months This product conforms to EN71 and the Toy Safety Directive Height 17cm, Manufacturer: Marks & Spencer

Scruffy Dog Record Your Own Message Valentine Card, at Mark's & Spencer
Cover text: Valentine Love you lots xxx Inside message: Happy Valentine's Day xxx Approx size: Unfolded: 220 x 220mm

Cuvée Cédric Mix - Case of 12, at Marks & Spencer
6 Cuve Cdric Chardonnay 2008: A generous and full-flavoured Chardonnay from the sunny south of France. Packed with juicy peach and pineapple fruit... 6 Cuve Cdric Cabernet Sauvignon 2008: Deeply coloured and spicy, this red blend is supple, ripe and lingering. A true reflection of Cabernet Sauvignon from the Languedoc... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Duck Down Pillow, at Mark & Spensers
Pure duck down 230 thread count and 100% cotton downproof cover Light and natural filling W48cm x L76cm, Manufacturer: Marks & Spencer

Handcrafted Sex Bomb Valentine Card with Badge, at Marks & Spensers
Cover text: Sex bomb Inside message: With love on Valentine's Day Approx size: 150 x 150mm

Pure Cotton Short Sleeve Crochet Design Top, at Marks & Spencers
Chic and modern, this short sleeve top is made from cool comfortable cotton and features a crochet design

Open Toe Spot Slippers, at Marks n Spencer
Fun and fashionable, these open toe slippers feature a spot design and they're machine washable for added convenience. Relax in style and comfort!

Younger Boys' Pure Cotton Bob the Builder Pyjamas, at Marks & Spencer
A must for fans of Bob the Builder, this pure cotton pyjamas features a motif print

Per Una 3 Piece Bolero & Vest Set, at Marks & Spensers
A fashionable 3/4 sleeve bolero featuring a matching vest and added scarf

Autograph Essentials Mock Layer Vest Top, at Mark's & Spencer
This sleeveless vest top will make a useful addition to your wardrobe. It features smart mock layer design for a stylish casual look

Marks&Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Car Insurance, but Marks & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencer Money website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencer Money loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, Marks & Spencer Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencer Money insurance products (Buildings & Contents Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.