Besides Marks & Spencers Motor Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark & Spensers purchases are also protected while you take them home.

Also, on both M&S Finance Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. M&S Finance financial products are, of course, designed to make Marks & Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Finance Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Finance Home Insurance than you will anywhere else, and you may even pay less with M&S.

M&S Finance offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Finance Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spenser 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Finance UK and European Breakdown Cover, since it covers you as a passenger too.

Cute Kitten Birthday Card, at Marks & Spensers
Cover text: Have a lovely Birthday Inside message: blank for your own message Approx size: 174 x 126mm

Glass Ball Collection - Floor Lamp, at Marks & Spencer
Chrome plated Glass ball detail Square base Cylinder shade H154 x D38cm Bulb: 100W BC GLS This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Metal Antlers Wall Art, at Marks and Spencers
Reindeer head Approx size: H37 x W32 x D17cm, Manufacturer: Marks & Spencer

Pure Cotton Zip-Up Hooded Sports Top, at Marks and Spencer
Ideal for sports and PE this hooded top is made from pure cotton so it's comfortable, breathable and absorbent

2 Older Girls' Heart Trim Crop Tops, at Marks & Spensers
Cute and comfortable, these comfy crop tops make a great way of getting girls used to the idea of wearing bras

North Coast Pure Cotton Crew Neck T-Shirt, at Mark's & Spencer
Fashionable and relaxed, this crew neck t-shirt is made from pure cotton. It's soft, breathable and comfortable to wear

Freedom Ridge California Pinot Grigio 2008 - Case of 12, at Marks and Spencer
Style: Full bodied Grape variety: Pinot Grigio Country of origin: California Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

7 Pure Cotton Short Sleeve Assorted Bodysuits, at Marks&Spencer
Cute and practical, this pack of 7 bodysuits is great value. Popper fastenings and envelope necklines make quick changes easy and the soft cotton fabric will keep him feeling comfy and happy

Andante Square Mug, at Mark & Spensers
Plain Square handle H10cm, Manufacturer: Marks & Spencer

Cotton Rich Contrast Stitch Bootleg Jeans, at Marks and Spencers
Flattering and fabulous, bootcuts make legs look longer and are kind to curves. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Cotton Rich Skinny Jeans, at Marks and Spencer
Casual and comfortable, these easycare jeans make a fashionable and practical choice

Leon Jackson - Right Now CD, at Marks and Spencers
Audio CD, Marks & Spencer

Sony Bravia 40'' KDL-40V5500 HD Ready LCD TV, at M&S
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: LCD Sony Bravia Engine 3 with a 40 inch viewable screen and a display resolution of 1920 x 1080 pixels Dynamic Contrast: 60000:1 Integrated Digital & Cable Tuner: Provides access to all Freeview™ channels and radio stations (subject to coverage) and is cable TV ready (with supported providers only) Dimensions: With table stand: W112.3 x H77.1 x D33cm, without table stand: W112.3 x H72.3 x D9.6cm Weight: weight inc. stand 27kg, weight without stand 23.5kg Dolby Virtual Surround and BBE Digital: Experience the effect of digital surround sound from only two front speakers with our advanced S-Force Front Surround technology Connectors: Digital Audio Output (optical) x 1, HDMI™ Inputs x 4, HDMI™ PC Signal Capability, PC Input (15pin D-Sub) + Audio In, Component Inputs x 1, Composite Video In x 1, 4 Pin (Y/C) In (S Video), USB 2.0 Input, MiniJack (Head/Earphone) 3.5mm, PCMCIA Card Slot, RCA Audio Out, Analogue Audio Inputs x 2, RF In, Scart Inputs (RGB) x 2, BRAVIA Sync, DLNA Ethernet (Video/Music/Photo), AppliCast™ BRAVIA Engine 3: Enjoy images with impressive depth and clarity, optimal contrast, vibrant colours and truer-to life tones with BRAVIA ENGINE 3 24p True Cinema: Shows images at 24 frames per second just like a real cinema screen Xross Media Bar: New Sony interface to enhance the operability and ease of use Picture Frame Mode: Not watching TV? Turn it into a digital photo frame to display your own pictures or the 6 pre-installed images BRAVIA Theatre Sync: Synchronises your Sony theatre system so it can be operated by the press of a single button M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Use wall mount T042104 to perfectly mount this TV This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Alisa Hearts Necklace, at Marks and Spencer
Adjustable length Clasp fastening Multi layer Charm design

Limited Collection Faux Fur Lined Boots, at Marks & Spencers
Round toe Stitch detail Pull on Faux fur lined

V-Shaped Wine Glass, at M&S
H21.5cm 32cl capacity Coloured glass Handmade V shape, Manufacturer: Marks & Spencer

Gardening Print Mug, Tray & Coaster Gift Set, at M+S
Set of 3 Gardening print Mug height: 10.5cm Coaster size: 10.5 x 10.5cm Tray size: L21 x W14 x D1.5cm, Manufacturer: Marks & Spencer

Baby Girl Shelf New Baby Card, at MarksandSpencer
Cover text: Baby girl Inside message: With love Approx size: 150 x 150mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Blue Harbour Pure Cotton Funnel Neck Gilet, at M+S
Fashionable and relaxed, this funnel neck gilet is made from pure cotton so it's soft, breathable and comfortable to wear

Miele FJM Hyclean Dustbags, at Marks & Spenser
Replacement dustbags for Miele vacuum cleaners using FJM bags

Pure Cotton Cat Print T-Shirt, at Marks and Spencers
A cat print design makes this soft cotton top extra pretty

Classic Chablis - Case of 6, at Marks & Spensers
1 Chablis Oliveira Lecestre: Delicious, classic Chablis from a family-owned property in the heart of the region... 1 Chablis Malantes Domaine St Louis: This is delicious Chablis with a modern twist... 1 Domaine Joseph Garnier Chablis: An intense, rich Chablis that shows aromas of grilled nuts and fresh herbs... 1 Chablis Domaine Bois d'Yver: This is an engagingly broad, smoky style of Chablis with moreish flavours of apricot skin, red apples and fresh herbs... 1 Chablis Domaine Vincent Sauvestre: This is classic Chablis in all its delicious, mouth-watering finest... 1 Chablis La Source Organic: Made from organic vineyards in the heart of Chablis... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

De Bortoli Willowbank Shiraz 2007 - Case of 12, at Marks and Spencer
Style: Dry, full bodied Grape variety: Shiraz Country of origin: Australia Closure: Screw cap Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Pure Wool Flat Front Trousers, at Marks & Spensers
Our Autograph suits are made from finer fabrics with superior attention to detail, giving you the ultimate in sharp, sophisticated style

Per Una Varied Stripe Knitted Top with Scarf, at Marks and Spencer
A cosy long sleeve knitted top featuring varied stripe design. A matching scarf makes it extra stylish

Sprung-Edge Divan with 2 Small + 2 Large Drawers & F200 Mattress, at Marks and Spenser
Double Mattress (4ft 6in): W135 x L190cm King Size Mattress (5ft): W150 x L200cm Super King Size Mattress (6ft): W180 x L200cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Divan Height: 41cm Mattress depth: 24cm Mattress Spring Count: 930 Sprung-Edge divan - can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item Individually pocketed springs Deep layer of memory foam Memory foam moulds to the shape of your body once warmed by body heat providing high levels of support Pocket sprung mattresses give a flexible feel This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

M&S Switchable Scart Adaptor, at Marks and Spencers
Connective solution for phonos/s-videos to scart Switch devices between input and output M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Handcrafted Heart Husband Birthday Card, at Marks and Spencers
Cover Text: To my wonderful husband Inside Message: With all my love Approx size: 230 x 114mm

Per Una Floral Lace Padded Underwired Bra, at Marks & Spencer
Feminine and delicate, this stylish bra is beautifully embellished with floral embroidery. The padded underwired style gives maximum uplift and a fuller shape. Pretty everyday fashion

Renato Ratti Nebbiolo Langhe 2007 - Case of 6, at Marks & Spencers
Style: Medium bodied Grape variety: Nebbiolo Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml:1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Marks&Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Motor Insurance, but Mark's & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Home Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencers insurance products in document format too.