Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Motor Insurance, but Mark & Spensers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Home Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.

There are lots of ways to save money using M&S Financial Services. Not least of these is Marks and Spencer Standard Motor Insurance. With M&S Financial Services you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencers Money, you get more, and you pay less.

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at Marks & Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Blue Harbour Heritage Pure Cotton Self Stripe Jacket, at MarksandSpencer
A smartly tailored Blue Harbour self-stripe jacket in pure cotton fabric

Bingley Bear Champagne Husband Anniversary Card, at Marks and Spencer
Cover text: Happy Anniversary Husband

Luxury Pure Wool Trousers, at Marks and Spencers
Hours of handcrafting have gone into this superior quality suit for authentic tailored style. Every detail has been carefully considered to give a luxurious look and feel

M&S 42'' Full HD LCD TV, at Marks n Spencer
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 42 inch flat screen, 1920 x 1080 pixels Contrast Ratio: Dynamic Contrast Ratio 10000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: H72.5 x W102.5 x D33cm Sound: Nicam stereo Connectors: 3 HDMI, 2 Scart 24fps: Shows images at 24 frames per second - just like a real cinema screen Use wall mountT042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

My Best Friend's Wedding Blu-ray DVD, at Marks&Spencer
Rating Suitable for 12 years and over,

Mini Limited Pure Cotton Short Sleeve Zebra Top, at Marks and Spencer
Mini Limited is a collection of cute fun styles designed in the latest looks. The casual, contemporary pieces are comfortable, easy to wear and perfect for layering

Plain Longline Tie Waistcoat, at Marks&Spencer
Contemporary and casual, this longline cardigan is made with cool comfortable cotton and features a tie waist for a fashionable look

Dining - PLATINUM 12 PC SE, at Mark's & Spencer
Manufacturer: Marks & Spencer

Pure Cotton Short Sleeve Pyjamas, at Marks & Spencers
Fashionable and practical, these scallop trim pyjamas are made from soft breathable cotton for a comfortable night's sleep

Adored Jacquard Lace DD-G Underwired Bra, at Marks and Spencer
Delicate and pretty, this jacquard lace bra is made from the softest fabric and trims so it's blissfully comfortable to wear. It's underwired and structured to give fuller busts great support and a natural uplifted shape. Feminine everyday lingerie

Cotton Rich Bootleg Jeans, at Marks and Spenser
Flattering and fabulous, bootcuts make legs look longer and are kind to curves. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Ingredients Shea Nut Lip Butter, at Marks&Spencer
To help soften and smooth your lips Shea nut flavour 12ml

Pure Cotton Short Sleeve Stripe T-Shirt, at Marks & Spensers
Smart and stylish, this short sleeve t-shirt is made from cool comfortable cotton and features a bold stripe design

Play Toolbox, at Mark's & Spencer
Suitable for ages 3+ Box contains: a ruler, saw, plier, spanner, screwdriver & a hammer Imaginative play This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Blue Harbour Heritage Pure Cotton Brushed Check Shirt, at Mark's & Spencer
Stylishly smart casual, this comfortable shirt looks great dressed up or down

Formula Revival Cosmetox Day Cream with SPF 15, at Mark & Spencers
Proven results after 4 weeks Hypoallergenic Includes: SPF 15 Matrixyl™ - a natural peptide to rejuvenate skin and leave facial wrinkles diminished Argireline™ - a protein that discourages muscle contraction to prevent the formation of wrinkles Ceramide to smooth the complexion 50ml

Moisturising Age Repair Firming Day Cream, at Marks and Spencer
Firming day cream with ceramide Targets fine lines and wrinkles 50ml

Real Cool Cotton™ Cropped Leggings, at Marks and Spencers
As worn by GB Olympic pentathletes. Made from Real Cool Cotton™ and with added stretch for essential ease of movement, these comfy and practical cropped leggings are great for active workouts or stylish relaxation

Per Una Short Sleeve Belted Cardigan with Wool, at Mark's & Spencer
A fashionable short sleeve knitted cardigan featuring a waist tie belt

Pure Cotton Long Sleeve Little Miss Super Girls Top, at Marks & Spencers
Fans of Mr Men will love this short sleeve cotton t-shirt featuring Little Miss Super Girls. A practical, easycare style

Samsung 26'' LE26A457 HD Ready LCD TV, at Mark's & Spencer
HD Ready: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device Display: 26 inch Widescreen LCD TV, 1366 x 768 resolution Contrast Ratios: 5000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: W669.7 x D90 x D450.7mm (without stand) W669.7 x D216 x H500.4mm (with stand) Weight: 9.7kg (with stand), 8.3kg (without stand) SRS TruSurround XT: For enhanced surround sound effect Connectors: 2 x Scart, 3 x HDMI, Headphone socket, RF input, S-Video connection, Composite(AV), PCMCIA Card Slot, PC input (D-sub) DNIe+ Technology: The Digital Natural Image Engine produces images with incredible depth and density. Advanced contrast and detail enhancers combine to produce deeper richer lifelike colours Wide Colour Enhancer 2: Primary colours are strengthened to increase depth and intensity to show pictures in all their natural beauty M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band Aerial. Suitable portable TV Aerials can be used to receive freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Use wall mount

Pure Cotton Short Sleeve Spot Print Minishirt, at Marks and Spencer
Pretty and feminine, this spot print nightdress is made from soft breathable cotton for a comfortable night's sleep

Dallas Sunglasses, at Mark & Spencers
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Sonoma Dark Double Wardrobe, at Mark's & Spencer
H200 x W91 x D65cm 1 hanging rail and 1 shelf 2 doors and 1 drawer Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength Handles made from solid wood Drawer boxes and fronts made from solid hardwood. Drawer bottoms made from White Oak veneer Legs made from solid hardwood Door frames made from solid wood. Door panels made from White Oak veneer Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this wardrobe as part of a set. Click here to view the Sonoma Dark Collection Set. , Manufacturer: Marks & Spencer

101 Brainbusting Quizzes, at Marks&Spencer
Give their brains a workout with this puzzle book. It's educational and fun, and with such a variety of puzzles they'll be busy for hours

Boys' Limited Stripe Tassel Scarf, at Marks and Spencer
Fashionable and cosy, this stripe scarf features tassel trim

Silver Finish Wood Photo Frame 13 x 18cm (5 x 7"), at Marks & Spencers
Rectangle shape Pine wood border Silver finish Aperture: 13 x 18cm (5 x 7") Dimensions: H24.2 x W29.3 x D2.7cm, Manufacturer: Marks & Spencer

Wisteria Flight Bag, at Marks and Spencer
Smart and practical, this hardwearing flight bag meets the UK size restriction for carry-on luggage. It features seperate case section

Divan Sets - M500Z+L 2+2 DRW, at Marks and Spencer
Manufacturer: Marks & Spencer

Cool Soft Pure Cotton 7.5 Tog Duvet, at M+S
Naturally breatheable 7.5 tog Use all year round, Manufacturer: Marks & Spencer

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. M&S Financial Services financial products are, of course, designed to make Marks & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Financial Services Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Financial Services Home Insurance than you will anywhere else, and you may even pay less with M&S.