Besides MarksandSpencer Motor Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Mark's & Spencer are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks and Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Property Insurance than you will anywhere else, and you may even pay less with M&S.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Mark's & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days MarksandSpencer, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Sprung-Edge Divan with 2 Small + 2 Large Drawers & F200 Mattress, at Marks and Spenser
Double Mattress (4ft 6in): W135 x L190cm King Size Mattress (5ft): W150 x L200cm Super King Size Mattress (6ft): W180 x L200cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Divan Height: 41cm Mattress depth: 24cm Mattress Spring Count: 930 Sprung-Edge divan - can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item Individually pocketed springs Deep layer of memory foam Memory foam moulds to the shape of your body once warmed by body heat providing high levels of support Pocket sprung mattresses give a flexible feel This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Playstation 3® Singstar® ABBA, at MarksandSpencer
Featuring 25 legendary ABBA hits Includes all the classic SingStar multiplayer modes With support for high definition music videos plus access to the SingStore. Suitable for ages 3+ Enhanced with PLAYSTATIONEye 2007 Sony Computer Entertainment Europe M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more *Must be returned with the tamper seal intact for full refund, Platforms: PLAYSTATION 3, ESRB Rating: Everyone

Classic Collection Pull-On Trousers, at Mark's & Spencer
Smart and stylish, these straight leg trousers are designed for a flattering, comfortable fit and a polished look. They make the perfect match for fashionable jackets, blouses and knitwear

Heat - Magazine Gift Subscription, at M+S
It's a sense of humour and irreverent take on the showbiz world that makes Heat magazine unique. Embarrassing photos, the latest gossip, exclusive interviews, hot fashion and a brilliant TV guide make heat the ultimate celebrity bible

Oscar Wardrobe, Changing Unit, Cot Bed & Open Coil Sprung Mattress Set, at Marks&Spencer
*Save 25% when you buy this set. Individually 859. Save 237. Cannot be used in conjunction with any other offer 4 piece set Wardrobe: Hanging rail, 2 shelves, 1 draw - H180 x W96 x D55cm Changing unit: 4 drawers - H103 x W90 x D55cm Cot Bed: H89 x L147 x W82cm Cot under bed drawer: H12.5 x W132.5 x D65cm Cot converts into a junior bed suitable for children up to age 5 Cot has fixed sides with 3 optional height positions for the base Mattress: Spring count 90 - L140 x W70 x D15cm Mattress has hygienic, moisture-resistant covering and fully conforms to current safety standards All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Gold Plated Large Hoop Earrings, at Marks & Spencer
Hoop style Clasp fastening This product is not available for international delivery. Find out more For hygiene reasons, refunds will only be given in accordance with your legal rights

Lightweight Embroidered Flower Scarf, at Marks and Spencer
This sophisticated embroidered flower scarf is the perfect accessory to this season's fashions. The tassel details add a stylish finishing touch

Maxim Large Gravy Boat with Saucer, at Marks and Spencers
Plain white porcelain Suitable for everyday use 1.5 litre capacity L16 x W21.5cm, Manufacturer: Marks & Spencer

Gathered Front Santoni Body, at Marks and Spencer
Look slimmer in seconds! This control body gently shapes your figure all over for a smoother, sleeker silhouette

Hand Made House New Home Card, at Mark's & Spencer
Cover text: A new home! Inside message: Blank for your own message Approx size: 175 mm x 127 mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Younger Boys' Pure Cotton Ankle High Trainers, at Mark & Spencers
Round toe Lace up Stitch detail Ankle high Flat sole

Autograph Pure Silk Floral Pattern Tie, at Mark & Spencers
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Per Una 3/4 Sleeve Stripe Zip Cardigan, at Marks and Spencers
A colourful 3/4 sleeve cardigan in a soft knitted fabric featuring a stripe design and zip fastening

Satin Spot Print Shirt with Belt, at Marks and Spencer
This fab short sleeve shirt features a stunning spot and empire line design. A sophisticated new look, perfect for this season

Opaque Stripe Footless Tights, at Marks & Spencers
Fashionable and comfortable, these stretchy footless tights are perfect for layering

Collezione Italian Pure Silk Elm Tie, at Marks & Spencer
Stylish and luxurious, this pure silk tie is part of Collezione, a sophisticated menswear collection inspired by Italian tailoring

Albany Dinner Plate, at M&S
Ideal for everyday use, durable Plain Diameter 27 cm, Manufacturer: Marks & Spencer

Hannah Montana Rockin' Sticker Activity Book, at Marks n Spencer
Have you ever wondered what kind of superstar you could be? Well now you can take the awesome superstar quiz inside and find out! There are also puzzles, fun facts, party ideas and much, much more! The rocking Hannah Montana badges are also a fantastic addition to the clothes and bags of any fashion-conscious Hannah Montana fan!

Stainless Steel Double Handle Colander, at Marks and Spencer
Double handle Cup shaped, Manufacturer: Marks & Spencer

Cotton Rich Slim Bootleg Jeans with Belt, at Marks & Spencers
Like the classic bootleg, these jeans are flattering, feminine, shapely and easy to wear. They're cut narrower from the knee, giving a long, lean silhouette. Added stretch gives the perfect fit

Norton AntiVirus™ 2009 1 Year Protection for up to 3 Home PCs, at Marks & Spenser
Core Security: Protects against viruses, spyware, Trojan horses, worms, bots, and rootkits. Reduces scan time with smart scanning, so you can work and play uninterrupted Advanced Security: Protects against the latest threats with a proactive, multilayered protection system, prevents others from taking control of your PC and using it to attack other PCs Networking: Helps secure and monitor your home network. Automatically secures your PC when connecting to public wireless hotspots Support: AutoFix technology will diagnose and fix common problems for you Suitable for 3 pcs for 1 year M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Drift Away CD, at Marks & Spencer
Album, Marks & Spencer

Girls' Limited Slogan T-Shirt with Check Scarf, at Marks and Spencer
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable.

Machine Washable & Tumble Dry Single Breasted 3 Button Plain Jacket, at Marks and Spenser
Put an end to trips to the dry cleaner with our Machine Washable range. Each suit's stylish cut and fit is combined with the convenience of its high quality fabric that can be machine washed and tumble dried

Older Girls' Riptape Glitter Shoes, at Marks and Spencers
Round toe Single riptape fastening Glitter design Flat sole Lined Comes in sizes 1-6

Collezione Luxury Centre Crease Trousers with Silk, at Marks & Spencer
Smart and stylish, these centre crease trousers are made from cotton rich fabric with silk for a touch of luxury. A practical, hardwearing and fashionable choice

Medium Kangaroo Soft Toy, at Marks and Spencers
Suitable for ages 0-3 years Sewn in baby joey This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Cotton Rich Long Sleeve Top, at Marks & Spencers
Chic and modern, this round neck top is made from stretch cotton for a flattering and fashionable fit

Autograph Exclusive Sea Island Cotton Briefs, at Mark & Spensers
Grown form the world's rarest variety of cotton, Sea Island Cotton flourishes exclusively in the perfect climatic conditions of the West Indies. Hand-picked and gently processed, the extraordinarily long fibres - up to 52mm - are woven into a cotton fabric that boasts the remarkable softness of cashmere and the superior durability of wool

Autograph Patent Leather Overnight Bag, at Marks & Spencers
Luxurious and beautiful, this overnight bag is part of our exclusive Autograph collection. It's made from glossy patent leather, and is useful and practical as well as being a highly desirable fashion accessory

There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks & Spenser Standard Motor Insurance. With Marks & Spencers Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from MarksandSpencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencer Money, you get more, and you pay less.