Besides Marks and Spencer Car Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks n Spencer purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

There are lots of ways to save money using M&S Money Direct. Not least of these is Mark & Spensers Standard Car Insurance. With M&S Money Direct you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money Direct, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks n Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencer Money, you get more, and you pay less.

M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Ingredients Cocoa Foaming Bath Essence, at MarksandSpencer
Cocoa fragrance 500ml

Double Cut Floral Glass Vase, at Marks and Spencers
Fluted spout Floral design Thick base W14.5 x D14.5 x H20cm, Manufacturer: Marks & Spencer

Clairault Estate Cabernet Sauvignon 2004 - Case of 6, at Mark & Spensers
Style: Dry Grape variety: Cabernet Sauvignon Country of origin: Australia Closure: Screw cap Bottle: 6 x 75cl. Alcohol by volume: 15% vol. Alcohol units per bottle: 11.3 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

For Your Brother Vintage Wine Birthday Card, at Marks & Spencers
Cover text reads: For you, brother on your birthday Inside message: Enjoy your day! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 230 x 114mm

Embossed Floral Flourish Your Anniversary Card, at Marks and Spencer
Cover text: On your anniversary Inside message: Blank for your own message Approx size: 150 x 150mm

Younger Girls' Heart Trekking Sandals, at M & S
Contrast stitch detail Riptape fastening Heart print

Pure Cotton Animal Hooded Reversible Jacket, at Marks and Spencers
The animal print makes this little jacket super cute. It's warmly padded and made from soft cotton to keep him comfy and cosy

The Spy Who Loved Me DVD, at Marks & Spencer
Rating Parental Guidance,

Per Una Long Sleeve Fluted Edge Cardigan, at Marks and Spencer
A stylish long sleeve cardigan featuring a full fluted edge

Woven Silk Battersea Stripe Pattern Tie with Stain Defence™, at Marks & Spensers
This woven silk tie has been treated with our stain defence™ technology giving inbuilt resistance to everyday spills, this repellence benefit is maintained after dry cleaning

Classic Collection Pure Cotton Floral Skirt, at Marks & Spensers
Beautifully designed to fit, flare and flatter, this fully lined pull-on skirt is bias cut for an elegant shape. The ideal match for blouses and fine knits in coordinating colours

Organic Château du Parc 2006 - Case of 12, at Marks and Spencer
Style: Dry Grape variety: Syrah, Mourvdre and Grenache Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Wentworth Footstool, at Marks & Spencer
H42 x W70 x D70cm Seat H50cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength rames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Feet are castors All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Slim Leg Peg Trousers, at MarksandSpencer
Slim and stylish, these tailored trousers are cut to fit and flatter for a sleek modern look. A practical and fashionable look for work or smart occasions

Rosina 2-Seater Sofa, at Marks&Spencer
H82 x W174 x D97cm Seat H45cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Collezione Oxford Dress Shoe, at Marks & Spenser
Round toe Lace up Stitch detail Block heel

Pure Wool Fine Stripe Rug, at Marks and Spencer
Rectangle shape Stripe design, Manufacturer: Marks & Spencer

5 Cotton Blend Assorted Lace High Leg Knickers, at Marks and Spencer
These briefs are perfect for everyday wear and this multipack makes a great way to stock up your underwear drawer

Cashmilon™ 3/4 Sleeve Slash Neck Jumper, at Mark's & Spencer
Fashionable and flattering, this 3/4 sleeve slash neck jumper is made from supersoft cashmilon™ and features a ruched front detail

Footglove™ Leather Wide Fit Wishbone Sandals, at Marks & Spencer
Footglove™ soles are comfortable, highly flexible and lightweight Round toe Buckle fastening Contrast strap design Wide fit Comes in sizes 3-8, including half sizes

Stripe Lined Espadrilles, at Marks and Spencer
Round toe Stripe lining Flat sole

5 Younger Boys' Assorted Monkey Socks, at Marks and Spencer
Fun and fashionable, these comfy cotton rich socks feature a monkey design

Campo Bravo Rioja Blanco 2008 - Case of 12, at Mark's & Spencer
Grape variety: 100% Viura Country of origin: Spain Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5 % vol Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Mini Travel Alarm Clock, at Marks & Spensers
Dimensions: H6 x W6 x D3cm Analogue display Glow in the dark hands Light/snooze button

Pure Cotton Long Sleeve Check Shirt, at Marks and Spencer
Smart and stylish, this pure cotton check shirt is outstanding value!

2 Autograph Assorted Trunks, at MarksandSpencer
Featuring the best in modern fabric and contemporary design, these luxurious trunks feel exceptionally comfortable and give a superior fashionable fit

Pure Cotton Dog Motif Mock Layer Top, at Marks and Spencers
Cute and comfy, this fashionable mock layer top is made from soft cotton.

Pure Silk Brushed Animal Print Scarf, at Marks & Spensers
Add a luxurious finishing touch to your look with this elegant pure silk brushed animal print scarf. The perfect accessory to this season's styles

Older Boys' Chequer Board Bag, at Marks and Spencer
Smart and fashionable, this bag features side pockets and adjustable straps for comfort

Blossom Tree Embroidered Curtains, at Marks & Spencers
Manufacturer: Marks & Spencer

Marks and Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Car Insurance, but Marks & Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Buildings & Contents Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M+S insurance products in document format too.