Besides Marks and Spencers Motor Insurance, M+S Money Credit Cards and other financial products, M+S Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark's & Spencer purchases are also protected while you take them home.

Also, on both M+S Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks&Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Wool Blend Flat Front Straight Leg Trousers, at Marks and Spencer
Smart and stylish, these trousers are made from a hardwearing wool blend with added stretch. An ideal choice for work or everyday wear

3 Easycare Short Sleeve Blouses, at Marks & Spencer
This 3 pack of easycare short sleeve blouses is outstanding value. Taped reinforced seams give a smooth neat look

Ultimate Pure Wool Flat Front Trousers, at Marks & Spenser
aspirational copy

Barton 3-Seater Sofa, at Marks and Spencer
H90 x W215 x D90cm Seat H51cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Cushions are reversible if you choose a fabric upholstery option Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Turned legs with antique-brass effect castors Includes 2 matching fibre scatter cushions All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

RealCool Cotton™ Performance Vest, at Mark's & Spencer
As worn by GB Olympic pentathletes. Ideal for active wear, this RealCool Cotton™ Performance top is made from high-performance breathable fabric and is designed with stretch for great fit and movement

Sonoma Kitchen Table & 4 Chairs Set, at Mark & Spensers
Table: H75 x L90 x W90cm Chairs: H86 x W48 x D51cm Table seats 4 people Set of 4 plain leather faced chairs Made from solid oak and oak veneer Finished with a protective low-sheen lacquer for added durability Some self-assembly required. Delivered boxed to your door. You will need to unpack, assemble and position the item yourself Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Petite Knee Length Belted Pencil Skirt, at Marks and Spenser
Sleek and chic, this pencil skirt is tailored to fit and flatter. A stylish choice for work or smart occasions and it's machine washable for added convenience

Chateau Lynch Moussas 1997 - Case of 6, at Marks n Spencer
Style: Dry Grape variety: Merlot, Cabernet Sauvignon Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Sprung-Edge Divan with 2 Large + 2 Small Drawers & M400 Mattress - Firm, at Marks and Spenser
Double mattress (4ft 6in): W135 x L190 cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Single divan (3ft): W90 x L190cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 24cm Divan height: 41cm Large drawer: H14 x W78 x D52cm Small drawer: H14 x W40 x D52cm Mattress filling made from resilient foam and polyester fibre Further filling layers of cotton and lambs wool keeps you warm in summer and cool in winter Two rows of hand side-stitching give the mattress edge-to-edge support. This allows you full use of the sleeping surface Individually pocketed springs Pocket sprung mattresses give a flexible feel Mattress spring count: 1054 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

2 Pure Cotton Long Sleeve Assorted Design Tops, at Marks and Spencers
Cute and practical, this pack of 2 tops is great value. The soft cotton fabric will keep her happy and comfy

Boycat Merlot 2008 - Case of 6, at Marks&Spencer
Style: Medium bodied Grape variety: Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Older Boys' Tonal Floral Tie, at Marks and Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Autograph Mock Layer Crew Neck T-Shirt, at Mark & Spencers
Whether you're heading for bed or relaxing at home, this comfortable t-shirt is great for chilling out in style. Mix and match with our pyjama bottoms

Stonier Reserve Pinot Noir 2006 - Case of 6, at Marks and Spencer
Style: Dry, medium bodied Grape variety: Pinot Noir Country of Origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Audrey Sunglasses, at Marks & Spencer
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Per Una Pure Linen Multi Panel Skirt, at Marks and Spencers
A sophisticated mid calf length skirt in pure linen featuring a taped seam detail with zig zag stitching

Hand Finished Photographic Trinket Box Mother's Day Card, at Marks & Spencers
Cover text: Just for you Mum xx Inside message: There are things that always cheer me Whenever I feel blue Theyre little pearls of wisdom And I learnt them all from you Approx size: 178 x 126mm

Classic Collection Wide Leg Jersey Trousers, at Marks and Spencer
An ideal choice for casual everyday wear, these wide leg trousers are finished with a flattering cut. They look stylish worn with knitwear or casual tops in complementary colours

All Whites - Case of 12, at Marks & Spenser
2 Mcon Millly-Lamartine Blanc 2007: It's so difficult to find good value white Burgundy these days, which is exactly why this wine is a real gem. With aromas of roasted peach and grilled nuts... 2 Trentino Chardonnay 2008: A scrumptious, lip-smackingly fresh style of Chardonnay from the mountain slopes of northern Italy... 4 Turn the Table Sauvignon Blanc 2008, Durbanville: A lively and invigorating Sauvignon Blanc with crisp acidity and a lovely touch of spice on the finish. Classic flavours of cut grass and freshly podded peas are complimented by a note of tangy lemon... 4 El Tidon Sauvignon Blanc 2008: Packed full of fresh, spicy flavour, this Spanish Sauvignon Blanc offers outstanding value for money... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Square Check Flat Cap, at Marks & Spensers
A traditional British classic, this is a versatile style that looks great worn smart or casual

Valentine's Day Luxury Wrap Pack, at M & S
Contains: 1 sheet of wrapping paper and 1 gift tag Approx size: Wrap: 685 x 980mm, Tag: 65 x 75mm

Stain Defence™ Non-Iron Shorts, at M&S
These smart shorts are treated with Stain Defence™, a high performance finish that repels stains. They're non-iron for convenience - for best results, machine wash, tumble dry and hang straight away

Petite 3/4 Sleeve Pintuck Tunic, at Mark & Spencers
Pretty and feminine, this longline tunic is made from softly draping stretch viscose for a fluid look. The floral print adds a fashionable finishing touch. Specially designed and perfectly proportioned for the petite frame

Pure Cotton Hooded Reversible Cardigan, at Marks&Spencer
Soft and comfy, this reversible cardigan is made from pure cotton and features a stripe design. A practical easycare style

Green Tip Sport Sunglasses, at Marks and Spenser
Practical and fashionable, these wraparound sunglasses are designed in a flattering modern

Autograph Pure Cashmere Knitted Cowl Neck Poncho, at Marks and Spencer
Wrap up warm in fashionable style with this pure cashmere poncho. The contemporary design looks great over this season's fashions, or wear with jeans and boots

Linen Blend Multi Button Trousers, at Marks and Spenser
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. A look that's always in style

Large Rose & Lily Bouquet Bundle with 50% Extra Roses Free, at Marks and Spencer
Receive 50% extra roses free on orders until 22nd August 2009 An elegant combination of stunning oriental lilies, roses, sweet akito with red top cordyline with 50% more blooms than the Rose and Lily bouquet. A vase and free 310g luxury Belgian chocolates make this an extra special giftAvailable for delivery between 1st April to 30th September 2009

Pure Cotton Pintuck Jersy Bedset, at Marks & Spencers
Pintuck detail Includes 1 duvet cover and 2 pillowcases, Manufacturer: Marks & Spencer

Shimmer Butterfly Jewellery Box, at Marks & Spencer
This sparkling box makes a great gift for someone special, or why not treat yourself?

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.