There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks & Spenser Standard Car Insurance. With Marks & Spencer Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Finance, you get more, and you pay less.

Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencers are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.

Girls Only My Amazing Life In Photos, at Marks & Spencers
Make your photos even more fabulous with this software for PC or Mac which edits and adds special effects

Tencel® Longline Bib Shirt, at MarksandSpencer
Smart and stylish, this longline shirt is made from soft, comfortable tencel. It features a pleated bib for a fashionable look

Penthouse Leaf Cushion, at Mark & Spencers
Square shape Embroidered leaf design L60 x W60, Manufacturer: Marks & Spencer

Collezione Leather Hip Wallet, at Marks and Spencer
Smart, stylish and practical, leather wallet makes it easy to organise cards, notes and coins

5 Older Girls' Pure Cotton Assorted Bikini Knickers, at Marks and Spenser
Practical and fashionable, this pack of 5 cotton knickers makes a great way to stock up on essential style

2 Piece Pure Cotton Owl Dungaree Outfit, at Marks n Spencer
Fashionable and practical, this cute 2 piece dungaree outfit features an owl motif and assorted buttons detail. It's made from soft cotton to keep her comfortable and happy.

Autograph Sheer Lace Padded Balcony Bra, at Marks & Spencer
Elegant and feminine this sheer lace bra looks and feels luxurious. The flattering balcony style gives maximum uplift and a fuller shape. Beautiful exclusive lingerie

M&S 2200W Steam Iron with Electronic Temperature Control, at Marks and Spencer
1850W - 2200W Highly accurate electronic temperature control Stainless steel soleplate Variable steam control Self-cleaning Transparent water reservoir Dry/steam ironing Anti-drip and anti-scale Auto shut off Soft Grip Handle Dimensions: H29cm 360 degree Swivel Cord M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pearl Julia Floating Set, at Marks and Spencers
Different sized pearls Wire necklace Collar length necklace Length: 40cm

Classic Collection Tencel® Straight Leg Jeans, at Marks and Spencers
These stylish jeans are made from soft, comfortable Tencel so they feel as good as they look. Discreet elastication at the back gives a comfortable, flattering fit

5 Plain Shorts, at Marks & Spencer
Embrace flattering everyday comfort with the high leg cut and easy to care for fabric of these great value shorts. A fantastic addition to your underwear drawer

Sony Stamina Plus C Alkaline Batteries- Pack of 2, at Marks and Spenser
Voltage(V): 1.5 Cells per pack: 2 Size: C / LR14 Ideal for high power applications which require intense and durable energy such as portable hifi, toys & audio devices *Must be returned with the tamper seal intact for full refund

Single Pleat Plain Trousers with Wool, at Marks and Spencers
A casual relaxed look, these trousers sit at the natural waist. They're roomy in the seat, thigh and knee with a straight leg

Linen Blend Traditional Flat Cap, at Marks & Spencers
A traditional British classic, this is a versatile style that looks great worn smart or casual

Small Tie Hanger, at Marks and Spencer
Keep your ties smartly stored with this small tie hanger. An essential part of any gentleman's wardrobe

Perfect Leather Square Buckle Belt, at Marks & Spenser
Simple and stylish, in soft luxurious leather, you can wear this belt with jeans or a suit

3 Easycare Long Sleeve Shirts, at Marks & Spensers
This 3 pack of easycare long sleeve shirts is outstanding value! A school essential

Abbey Recliner, at Marks and Spenser
H99 x W97 x D91cm Reclines to L158cm. Seat H48cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish Manual recline mechanism for extra relaxation All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Autograph Pure Abaca Snake Trim Hat, at Marks & Spenser
Luxurious, fashionable and elegant, this pure abaca hat features a modern contrast design to give it a sophisticated look To receive your FREE hat box, simply click on the hat box below and add it to your basket

Collezione Pure Wool Single Breasted 2 Button Plain Black Jacket, at Marks&Spencer
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

3 Pure Cotton Stripe Kitchen Hand Towels, at Marks and Spencer
Pack of 3 Assorted stripe designs, Manufacturer: Marks & Spencer

Ultimate Non Iron Royal Oxford Shirt, at Marks and Spencer
An innovative shirt in pure cotton. A special fabric finish and clever construction mean there is no need to iron this smart easycare shirt

0 - 3 Brights - MAG/MIRROR LAPTOP, at Marks & Spensers
Manufacturer: Marks & Spencer

Maternity Tyre Print Short Sleeve Tunic, at Marks & Spencer
Relaxed and casual, this short sleeve tunic is designed to flatter you and your bump. The ruched style and clever cut give a neat, comfortable fit with room for growth. A practical, versatile choice

Cotton Rich Straight Leg Jeans, at Marks&Spencer
Simple and stylish, straight leg jeans are a modern classic. This pair sits on the waist and are cut to give a sleek flattering shape that's always in style. Added stretch gives the perfect fit

Cotton Stick Floor Lamp, at Marks and Spencer
Square shade Tall stem Square base H136 x D30cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Cotton Rich Long Sleeve Butterfly Top, at Marks and Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Dasiy Spot Mug, at Marks and Spenser
Daisy spot design, Manufacturer: Marks & Spencer

Green Glitter Butterfly Birthday Card, at Marks and Spencers
Cover text: Birthday wishes Message: Have a lovely day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 230 x 114 mm

Sony Bravia 40'' KDL-40E4000 HD Ready Picture Frame LCD TV, at Marks & Spencers
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 40 inch LCD with 6.2 megapixel resolution Contrast Ratio: Dynamic contrest 33,000:1 Integrated Digital & Cable Tuner: Provides access to all Freeview™ terrestrial digital channels and radio stations (subject to coverage in your area) Dimensions: W100.6 x 69.5 x 28.3cm (with stand), 100.6 x 64.5 x 11.4cm (without stand Weight: 22kg (with stand), 19kg (without stand) Surround Sound Effect: BBE ViVA high quality sound and built-in Virtual Dolby creating the effect of full surround sound from only 2 front speakers Connectors: 3 x HDMI, 2 x scart (RGB), 1 x component, PC Input (15pin D-Sub) + Audio In, PCMCIA Card Slot, Digital Audio Output (optical), 3.5mm MiniJack (Head/Earphone), RCA Audio Out, USB 2.0 Input, Composite RCA AV Input, RF In (HDMI and Scart cables sold separately) BRAVIA Engine 2: Experience incredibly clear and defined images with BRAVIA ENGINE 2 picture enhancement technology and Advanced Contrast Enhancer Live Colour Creation with x.v.Colour: Uses a larger colour palette to produce vibrant colour like nature intended it to be seen 24p True Cinema: Shows films at 24 frames per second just like a real cinema Xross Media Bar: A new Sony interface that's easier to operate Picture Frame Mode: When you are not watching TV, display one of the 6 pre-installed masterpieces or show one of your own photos uploaded via the USB input BRAVIA Theatre Sync: Synchronises your Sony theatre system so it can be operated by the press of a single button M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Use wall mount T042104 to perfectly mount this TV This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Mark's & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Car Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencer Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencer Money loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, Marks & Spencer Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencer Money insurance products (Buildings & Contents Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks&Spencer insurance products in document format too.