Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencer are so useful. M&S Financial Services financial products are, of course, designed to make Mark & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Financial Services Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Financial Services Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Maxim Large Gravy Boat with Saucer, at Marks & Spencers
Plain white porcelain Suitable for everyday use 1.5 litre capacity L16 x W21.5cm, Manufacturer: Marks & Spencer

Per Una Pure Cotton Floral Print Nightdress, at Marks & Spenser
Modern and feminine, this pretty nightdress is made from soft cotton so you can relax in comfort and style. Part of Per Una's sleepwear collection

Per Una Scoop Neck Ruffle Front Top, at Marks & Spencer
An elegant fine stripe top featuring cap sleeve and rear keyhole detail. The tiered ruffle design gives it the Per Una touch

Pure Cotton 5 Pocket Jeans, at Marks and Spenser
A great pair of jeans always looks stylish. These straight leg jeans in pure cotton feature multiple pockets. Fashionable, practical and easycare

Autograph Plaited Weave Leather Belt, at Marks and Spenser
A taste of safari beckons with this distinguished plaited leather belt. The perfect stylish finish to chinos

Glass Ball Collection - Table Lamp, at Marks and Spencer
Square base Glass ball stem Suedette shade H60 x Diam 30cm Bulb: 100W BC GLS M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Black Aluminium 24cm Skillet, at Marks & Spencer
Non-stick aluminium Triple layer non-stick coating for low fat cooking and easy cleaning Tempered glass lid for easy visibility Riveted handle Soft touch silicone handle for strength and durability Oven safe up to 180/240C/350F/ gas mark 4 Glass lid Diam 24cm, Manufacturer: Marks & Spencer

Big And Tall Suedette Micro Jacket, at Marks & Spencers
Specially proportioned for big and tall men, this single breasted jacket is designed to give a flattering, comfortable fit

M&S Wi-Fi Radio MX-200, at Marks and Spencer
Uses your wireless broadband connection to connect to the web Stream audio from the web Listen to more than 6000 stations from around the world Stream audio from your computer Dimensions: H17.5 x W21 x D11cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Autograph Tinted Moisturiser, at Marks n Spencer
Firming tinted moisturiser Matt finish With ceramides SPF 15 Hypo-allergenic Oil free 30ml

Recycled Anti Allergy Pillow Protector, at Marks & Spenser
Proven defence against dust mite allergies Endorsed by the British Allergy Foundation Our anti-allergy bedding offers continued protection wash after wash, Manufacturer: Marks & Spencer

Luxury Pure Cotton Long Sleeve E-Stripe Shirt, at MarksandSpencer
The superior quality, cut and detailing on this luxurious pure cotton shirt are inspired by Jermyn Street tailors. A sophisticated style with a great fit

Cuddly Duck Cloth Book, at Marks and Spencers
Cuddly duck cloth book with plush duck with squeaker

Mr & Mrs Smith The Hotel Collection - UK and Ireland, at M&S
There are some wonderful places to stay out there, if you know where to find them. It's fine to have high expectations - so long as the experience lives up to them. Mr & Mrs Smith guides you around the UK and Ireland's most stylish and individual hotels

Pair of Pompenette Trees, at Marks & Spencers
Add some bright colour to your garden space with this beautiful pompenette standard Available for delivery until 30th September 2009

Pure Silk Check Print Lightweight Scarf, at Marks & Spencer
Add a luxurious finishing touch to your look with this elegant pure silk check print scarf. The perfect accessory to this season's styles

Older Girls' Permair™ Bow Detail School Shoes, at Marks and Spencer
Round toe Slip on Bow feature Flat sole Scuff resistant Permair™ micro porous coating makes the shoes scuff- and water-resistant and easy to clean, while allowing feet to breathe

Girls' Night Out Card, at Marks n Spencer
Cover text: Girls night out Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 230 x 114mm

5 Pairs of Stitch Sole Trainer Liner Socks with Cool&Fresh, at Marks and Spencer
RealCool Cotton™ moves moisture to the surface of the fabric for rapid evaporation, helping your feet to stay cool, dry and comfortable all day long. Freshtech™ technology keeps them odour-free and a reinforced heel and toe gives extra durability

Japanese Blossom Bedset, at Marks & Spenser
Blossom print design Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in) and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases Super king size includes super king size duvet cover (6 ft) and 2 pillowcases, Manufacturer: Marks & Spencer

Long Sleeve Rib Knit Jumper, at Marks & Spencers
Modern and stylish, this rib knit jumper features a front button detail. A versatile, easywear style.

Windsor 8-Drawer Chest, at Marks & Spencer
H94 x W153 x D44cm 8 drawers Made from from solid pine Finished with low sheen lacquer for added durability Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Scoop Neck Stripe T-Shirt, at Marks & Spenser
This fashionable top features a stylish scoop neck and stripe design for a cool contemporary look

Cashmilon™ Long Sleeve Cardigan, at MarksandSpencer
Fashionable and flattering, this long sleeve cardigan is made from supersoft cashmilon™ and features a button fastening

Autograph Pure Cotton Floral Dress with Tights, at Marks and Spencer
Practical and pretty, this cute dress and tights are made from soft cotton fabric to keep her feeling comfy and happy. With luxury in every detail, this is part of our exclusive Autograph collection

Portfolio Wrap Tie Cardigan, at Marks n Spencer
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

Gold Finish Wood Photo Frame 20 x 25cm (8 x 10"), at Marks&Spencer
Rectangular frame Pine wood border Gold finish Aperture: 20 x 25cm (8x10") Dimension: H30.5 x W38.1 x D2.7cm, Manufacturer: Marks & Spencer

Long Sleeve Snake Print Cardigan, at Marks and Spencer
Modern and stylish, this cardigan features a snake print design. A versatile, easywear style

Wall Art Wire Tree, at Marks and Spencer
Handcrafted Made of mild steel wire Approx size: 76 x 1 x 53cm, Manufacturer: Marks & Spencer

Non Allergenic Quilted Pillow Protector With Recycled Padding, at Mark & Spencers
Hollowfibre quilted pillow protector Non allergenic, Manufacturer: Marks & Spencer

Besides Marks & Spensers Car Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencer purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.