Besides MarksandSpencer Motor Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencers purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days M+S, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Georgian Antique-Silver Effect Bedstead, at Marks & Spencer
Headboard H136cm Endboard H105cm Sgl L195 x W96cm Dbl L195 x W145cm 5ft L216 x W160cm 6ft: L216 x W189cm Antique-silver effect Sprung slats for support and comfort, Mattress sold separately Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Pure Cotton Short Sleeve Polo Shirt, at Mark & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

The Belted Peplum Pencil Skirt, at Marks and Spencer
This flirty skirt flatters your curves and features a fashionable pleated peplum at the hem. It was made for wearing with heels and a pretty blouse. This one comes with a fashionable patent belt to define your waistline

Leather Slip On Boat Shoes, at Marks n Spencer
Round toe Slip on Stitch detail Strap style feature

Jacquard Front Floral Full Briefs, at Marks and Spencers
Stylish and flattering, these full briefs give complete coverage at the front and back and are extremely comfortable to wear

Fresh Rose Refresher Oil, at Marks n Spencer
Refresher and burner oil 15ml, Manufacturer: Marks & Spencer

Sweet Bergamot Scented Inclusion Candle, at M & S
Rectangle shape Includes wood plate Sweet Bergamot scent Burns upto 40 hours, Manufacturer: Marks & Spencer

Leather & Suede Protector, at Marks & Spencer
Rain and stain resistant, this leather and suede protector is ideal for use on footwear, clothing and accessories

Girls' Limited Pure Cotton Mock Layer Dress with Belt, at MarksandSpencer
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Cotton Rich Chunky Knit Stripe Hooded Cardigan, at Marks & Spencers
Casual and modern, this stripe cardigan is made with cool comfortable cotton and features 3/4 sleeves for a fashionable look

Pure Cotton Ribbed Waistband Jeans, at Marks and Spencer
Contrast stitch styling gives this jeans a modern twist. A practical and fashionable style

Leather Crocodile Belt, at Marks & Spenser
Define your waistline with this fashionable crocodile finish waist belt

Ingredients Sicilian Lime & Bergamot Bath Cream, at Marks and Spencer
Sicilian lime & bergamot fragrance 500ml Ingredients: Aqua, Sodium Laureth Sulfate, Cocamidopropyl Betaine, PEG-18 Glyceryl Oleate/Cocoate, Sodium Chloride, Laureth-4, Polysorbate 20, Parfum, Sodium Styrene/Acrylates Copolymer, Benzophenone-3, Disodium EDTA, Limonene, Linalool, Citrus Aurantium Dulcis Oil, Triethylene Glycol, Benzyl Alcohol, Citrus Aurantium Bergamia Oil (Bergamot Oil), Propylene Glycol, Alcohol Denat. Citrus Aurantifolia Oil (Lime Oil), Sodium Lauryl Sulfate, Litsea Cubeba Berry Oil, Magnesium Nitrate, Methylchloroisothiazolinone, Magnesium Chloride, Methylisothiazolinone, CI 19140, CI 42090

Dualit Jug Kettle- Red, at Marks & Spencer
1.5 Litre - 12 cup capacity 3000 watt Cordless operation Hinged lid Washable limescale filter Rapid boil concealed element Large viewing windows on both sides Can be turned to any angle on its base Heatproof handle, ball knob and finger-guard Non-slip rubber feet Oversized non-drip spout Weight: 1.36kg Dimensions: H27cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Supersoft Embroidered Spot Mule Slippers, at Marks and Spencer
Mule style Round toe Flat sole Embroidered spots

Portfolio Rustic Stretch Bracelet, at M+S
Stretch style Mixed bead design Rustic finish

3 Authentic Woven Pure Cotton Boxers, at Marks & Spencers
Add colour to your underwear drawer with these comfy assorted check and stripe design boxers

Cashmilon™ Leopard Print Scarf, at Marks and Spencers
Keep warm, cosy and stylish in this fashionable leopard print scarf made from supersoft cashmilon™

Silver Plated Diamanté Knot Stud Earrings, at Marks & Spenser
Butterfly stud fastening Diamant detail Knot design

Stormwear™ 3 in 1 Hooded Parka, at Marks & Spencer
Smart and modern, this 3 in 1 parka is treated with Stormwear™ technology, an innovative finish that repels water and stains. Comfortable, breathable, easycare style whatever the weather

Wool Blend Straight Leg Flat Front Trousers, at Marks & Spensers
Smart and stylish, these trousers are made from a hardwearing wool blend with stretch. An ideal choice for work or everyday wear

Hello Kitty Necklace & Bracelet Set, at M & S
2 part set Clasp fastening fine chain necklace Clasp fastening link bracelet with adjustable length Hell Kitty pendant Necklace: 41 cm Bracelet: 17cm 1976-2009 SANRIO CO., LTD

8-Piece Dessert Knife & Fork Set, at Marks and Spencer
8 pieces 18/10 stainless steel 4 settings Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cotton Rich Lace Detailed Full Slip, at M & S
A practical fashion essential you can't do without! This cling resistant slip comes in a variety of lengths. It's a must-have for enhancing the look of your dresses, particularly those that look see-through under light

Casa Leona Chardonnay 2008 - Case of 12, at Marks and Spencers
Style: Dry Grape variety: Chardonnay Country of origin: Chile Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml:1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Body Formula Replenishing Foot Salve, at Mark's & Spencer
Replenishing foot salve with shea and illipe butters, and pro vitamin B5 to soften 125ml

Sonoma Coffee Table, at Marks and Spencer
H45 x L136 x W50cm Toughened glass lower shelf Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats durable, clear lacquer of low sheen Top panel is veneered with solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Flowers Birthday Cake, at Mark's & Spencer
25 portions Sponge cake: all-butter sponge filled with buttercream and raspberry jam. Sponge cakes can be eaten up to 5 days after collection Cake Diam: 22.5cm 1.8kg total weight Not suitable for nut allergy sufferers Suitable for vegetarians As featured on page 67 of the Food to Order brochure Order by 5pm to collect in 7 days Available for collection in the majority of our UK mainland stores

Autograph Essentials Wool Rich Single Button Jacket, at Marks and Spencers
Luxurious and elegant, this smartly tailored wool rich single breasted jacket is part of our exclusive Autograph range

5 Pairs of Older Girls' Assorted Socks, at Marks & Spensers
Stock up on stylish essentials with this pack of 5 pairs of assorted design socks.

M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.