M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

M+S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Mark's & Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

Linen Blend 3/4 Sleeve Stripe Shirt, at Marks and Spencer
This stripe shirt will make a useful addition to your wardrobe. It features smart turn up sleeve and breast pocket detail for a stylish casual look

4 Bude Mugs, at Mark & Spensers
Set of 4 Suitable for everyday use Ribbed detail H9cm, Manufacturer: Marks & Spencer

The Top 100 Diet Secrets: 100 Ways to Lose Weight and Stay Slim Book, at Marks & Spenser
Have you struggled for years without managing to lose those all-important last few pounds? Do you ever look at a slim woman and wonder what her secret is? Have you ever thought that slim women might know something you don't...? Well, help is at hand, in the form of this pocket-sized book full of 100 diet secrets - packed with real info on the diets that actually work, and on specific foods, culinary herbs and supplements that will help you lose weight. "The Top 100 Diet Secrets" offers you a straightforward guide to the most effective ways of losing weight, from the importance of a low-carb, high-protein diet that is low in saturated fat, to explanations of nutritional concepts such as the Glycaemic Index and Glycaemic Load. Along the way are simple, helpful tips on every aspect of losing weight - from the truth about food combining, to useful exercise techniques, to why you should eat breakfast

Daddy & Me - Chainsaw & Goggles, at Marks & Spenser
Chainsaw with easy-grip handle Toy safety goggles with elasticated headband Batteries included Suitable for ages 3+ This product conforms to EN71 and the Toy Safety Directive M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Sprung-Edge Suede Divan with 2 Small + 2 Large Drawers & F400 Pocket Memory Foam Mattress with Coolmax° - Medium, at Marks n Spencer
Double mattress (4ft 6in): W135 x L190cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 25cm Divan height: H41cm Large drawers: H14 x W78 x D52cm, small drawers: H14 x W40 x D52cm Individually pocketed springs Mattress features a layer of resilient foam and memory foam, and also polyester fibre Mattress has foam layers to encourage air circulation Two rows of hand side-stitching give edge-to-edge support on the mattress Quality Belgian fabric for added durability Coolmax stretch knit cover helps regulate body temperature and adds a soft feel to the mattress Memory foam moulds to the shape of your body once warmed by body heat providing high levels of support Mattress spring count: 1225 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Shepherds Ridge Chardonnay 2008 - Case of 6, at Marks and Spencers
Style: Dry Grape variety: Chardonnay Country of origin: New Zealand Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

125 Years Tea Mug, at M & S
Retro style Part of the Commemorative Collection, Manufacturer: Marks & Spencer

3 Pure Cotton Long Sleeve Jersey T-Shirts, at MarksandSpencer
Stock up on essential t-shirts with this great value multipack in soft, comfortable cotton. Fashionable, practical and easycare

Cotton Blend Rolled Sleeve Boyfriend Cardigan, at Marks & Spensers
This casual v-neck cotton blend longline cardigan makes the perfect light extra layer. It features pintuck front pockets for an extra stylish touch

3 Fold Die Cut Presents Card, at Marks & Spencer
Cover Text: Happy Birthday Message: Have a Great Day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 152 x 215mm

Sleeveless Thermal Vest, at Mark & Spencers
Soft, warm and cosy, this cotton blend thermal vest are designed to give comfy insulation, perfect for chilly weather

Collezione Leather Hip Wallet, at Mark's & Spencer
Smart, stylish and practical, this leather wallet makes it easy to organise cards, notes and coins

Per Una Long Sleeve Crochet Scarf Cardigan, at Marks & Spencer
A casual long sleeve cardigan in textured fabric featuring a crochet knitted scarf

Easy Iron Pure Cotton Short Sleeve Satin Stripe Shirt, at Marks & Spencer
Stylish and innovative, this long sleeve stripe easycare shirt is quick and easy to iron for a smart crisp look

Pinot Grigio 2008 - Case of 12, at Mark's & Spencer
Style: Dry Grape variety: Pinot Grigio (Pinot Gris) Country of origin: Italy Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol Alcohol units per bottle 9.8 Alcohol units per 125ml 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Silver Plated Triple Oval Pendant Necklace, at Marks and Spenser
Clasp fastening Adjustable length Oval pendant Necklace length: 41cm, extendable by 8cm

3 Pudding Basins, at Marks & Spensers
Pack of 3 Plain, Manufacturer: Marks & Spencer

Plain Lightweight Underwired Bra, at M+S
Sleek and modern, this bra is so light and comfortable you will hardly know you're wearing it. Smooth moulded cups give no visible outlines under clothing. Designed for women who want a streamlined silhouette

3 Cosmetic Sponges, at Marks & Spenser
Pack of 3 Butterfly design Contains latex

Terrain 550 Two-Way Radios, at Marks & Spencer
Vibration facility TRUSOUND - pioneering noise reduction technology delivering enhanced sound quality Long range - up to 5 miles (8km) depending on environment and terrain Up to 304 channel combinations Dual desktop charger pod in stylish design Rechargeable batteries SBS - Superbright illuminated backlit display VOX technology - handsfree conversations Supports headsets Stop watch facility 5 call tone melodies selection Dimensions: W5.2 x L11 x D3.4cm (excluding antenna) M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Older Boys' Buckle Wellie Boots, at Mark's & Spencer
Wellie style Round toe Buckle fastening Low heel Plain Lined

Rocaille Snake Twist Necklace, at Marks and Spencer
Twisted layer design Rocaille beads Adjustable clasp fastening Length: 40cm

Football Goal & Target Panel, at M+S
Suitable for 1 - 22 players (excluding subsititues and referee!) Sectional tubular steel frame, reusable target panel, 12 elasticated toggle ties and durable cord net 6 'U' shaped target panel pegs, 10 'J' shaped grame pegs, 4 bolts with washers and wing nuts Full assembly instructions included - no tools required. Suitable for use with any football up to size 5 For indoor and outdoor use Approx size: H1.6 x W2.9 x D0.9m, Manufacturer: Marks & Spencer

Tiga Side Table, at Mark & Spensers
H45 x W46 x D46cm Cube design Made from sheesam wood Finished with a protective matt lacquer for added durability Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Tiga Collection Set. , Manufacturer: Marks & Spencer

Pure Cotton Stripe Apron, at M+S
Tie bow fastening at back Front pocket Stripe design, Manufacturer: Marks & Spencer

3 Pairs Of Trainer Socks, at M+S
Designed to hide neatly inside your trainers, these breathable cotton rich socks are made with added stretch for comfort, superior shape retention and durability

Per Una Waterfall Front Cap Sleeve Blouse, at Marks n Spencer
A stylish scoop neck blouse featuring waterfall front design and a camisole

Perfect 7 Pairs of FreshFeet Contrast Socks with Silver Technology, at Marks & Spencer
The original and best. The silver technology in these socks keeps them fresh and odour-free for the lifetime of the sock (which is quite a while, thanks to their reinforced heel and toe)

Ceriso Snake Print String with Silk, at Marks and Spenser
Feminine and fashionable, this modern string features snake print and a lace trim. The low rise style gives a flattering, shapely fit, perfect for wearing with hipsters. Designed for women who want the latest look

Portfolio 2 Button Longline Jumper, at M & S
Part of Portfolio's Set Sail trend. Fresh and breezy, this sophisticated look features classic styling with vibrant accents of summertime pinks and blues. Feminine and coordinated designs for the new season

There are lots of ways to save money using M+S Money. Not least of these is Marks & Spencer Standard Car Insurance. With M+S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Mark & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money Direct, you get more, and you pay less.