Marks & Spencer Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spensers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

There are lots of ways to save money using Marks & Spencer Money. Not least of these is MarksandSpencer Standard Car Insurance. With Marks & Spencer Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money, you get more, and you pay less.

Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Autograph Pure Cotton Funnel Neck Jacket, at Marks & Spenser
This sharply styled casual jacket gives a fashionable urban look. Superior fabric, a contemporary design and exceptional attention to detail make it a must have for this season

Younger Boys' Pure Cotton Policeman Pyjamas, at Marks & Spencer
The policeman design makes these soft pure cotton pyjamas so much fun.

Supima® Pure Cotton Non-Iron Deep Fitted Sheet, at M&S
Deep fit 30cm Internationally recognised as the world's finest cotton Supima is renowned for its superior strength, enhanced durability and sumptuous feel High performance non iron finish offering the ultimate in easy care Think climate! This can be washed effectively at 30C, find out more , Manufacturer: Marks & Spencer

Pheasant Gully Bin 201 Shiraz Cabernet 2008 - Case of 12, at Marks & Spensers
Style: Full bodied Grape variety: Shiraz & Cabernet Sauvignon Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Elasticated Check Belt, at Marks & Spencers
Define your waistline with this fashionable check belt

Silver Band Champagne Flute, at Mark & Spensers
Silver band Flute style Long stem Wide base Height: 27.5cm Capacity: 17cl, Manufacturer: Marks & Spencer

Dolly Dress Up Ballerinas Sticker Book, at Marks and Spencers
This sticker book will keep them busy as they look for an incredible over 400 stickers inside!

Per Una Linen Pintuck 3/4 Sleeve Blouse, at Marks and Spenser
A fabulous 3/4 sleeve blouse in pure cool linen featuring pintuck front detail

Slim Leg Button Pocket Trousers, at Mark & Spensers
Greater choice of leg lengths now available Slim and stylish, these trousers are cut to fit and flatter for a sleek modern look. Added stretch gives the perfect fit. Button fastening pockets add a fashionable update

Pure Cotton Long Sleeve Floral Print Top, at Marks & Spensers
This fashionable top features a floral print detail for a fabulous contemporary look

Lucie Strand Mixed Bead Necklace, at Marks and Spenser
Clasp fastening Adjustable length Mixed beads Multi strand Necklace length: 45cm, extendable by 7cm

Anti-Allergy All Season Duvet, at Marks&Spencer
Endorsed by the British Allergy Foundation Proven protection wash after wash Perfect for use with our range of anti allergy duvets, pillows and protectors Easycare fabric Available in 4 sizes, Manufacturer: Marks & Spencer

2 Sequin Alice Bands, at Marks and Spencers
Dress up those tresses in fabulous style with these cute alice bands

Autograph Lace Multiway Bra, at Marks & Spensers
Luxurious and elegant, this elegant multiway bra is trimmed with fine lace. The flattering balcony style gives maximum uplift and a fuller shape. Beautiful exclusive lingerie

Cookware - HA MILK PAN, at Marks & Spencer
Manufacturer: Marks & Spencer

Autograph Weekend Slash Neck Stripe Top, at Marks and Spencer
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Pure Cotton Long Sleeve Cardigan, at Marks and Spencers
Soft and comfy, this lightweight knitted pure cotton cardigan is outstanding value. A fashionable easycare style

Autograph Sport Eau de Toilette, at Marks n Spencer
Sporty fragrance 30ml This product is not available for international delivery. Find out more

Facet Detail Sunglasses, at Marks & Spencer
A hot look for summer, these fabulous facet detail sunglasses add instant style and glamour

Pure Silk Geometric Swirl Lightweight Scarf, at Marks & Spensers
Add a luxurious finishing touch to your look with this elegant pure silk geometric swirl print scarf. The perfect accessory to this season's styles

Les Ruettes Sancerre 2008 - Case of 6, at Marks & Spenser
Style: Dry Grape variety: Sauvignon Blanc Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una Long Sleeve Fluted Edge Cardigan, at Marks and Spencer
A stylish long sleeve cardigan featuring a full fluted edge

Toy Story Music Card, at Marks & Spencer
Cover text: Happy Birthday...Buzz and Woody Action Heroes Inside message: Have a fantastic day! Approx size: 215 x 150 mm Disney / Pixar

Roberts RD-45 FM RDS/DAB Portable Digital Radio in Silver, at Marks & Spenser
FM/DAB wavebands 9 station presets including favourite station button Easy to read 16 x 2 character LCD display Menu display/selection of all major functions Amber display backlight Line output, headphone and DC input socket Battery or mains operation via AC adaptor included Batteries 6 x LR14 (not included) W231 x H141 x D75mm, weight 780g M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Dave Handmade 60 Card, at Marks & Spensers
Cover Text: Congratulations! 60 Inside message: happy birthday! Approx size: 125 x 177mm

Bob The Builder Magnet Book, at MarksandSpencer
Fun and stimulating, this magnet book will keep them entertained and help develop imagination and hand-eye coordination

La Prendina Estate Pinot Grigio 2008 - Case of 12, at Marks & Spencer
Style: Dry, medium bodied Grape variety: Pinot Grigio otherwise known as Pinot Gris Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites This product is not available for international delivery. Find out more

Belt Spinner, at Mark's & Spencer
Keep your belts smartly stored with this belt spinner. An essential part of any gentleman's wardrobe

Older Boys' Wide Stitch Belt, at Marks & Spenser
Fashionable and practical, this leather rivet detail belt adds a stylish finishing touch

Pure Cotton Embroidered Number Joggers, at Marks & Spenser
Relaxed and comfortable, these casual joggers are made from soft cotton and feature an embroidered number feature. A practical easycare choice

When you're shopping at MarksandSpencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Car Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."