When you're shopping at Marks & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Motor Insurance, there's a lot more going on at Marks & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days MarksandSpencer, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

2 Classic Non-Wired Cross-Over Bras, at Marks and Spencer
Soft and comfortable, this pack of 2 full cup non-wired bras is great value. They're designed to give gentle support and a flattering fit

Longline Stripe Jersey Vest, at Marks and Spencer
This sleeveless vest will make a useful addition to your wardrobe. It features a pretty stripe print for a stylish casual look

Autograph Essentials Embroidered Highleg Knickers, at Marks & Spenser
Stunningly stylish these flattering briefs feature a feminine embroidered design. The modern low rise, high leg styling gives a flattering shapely fit. Beautiful exclusive lingerie

Panasonic Lumix DMC-FX40 Digital Camera, at Marks and Spencers
Pixels: 12.1 megapixels Zoom: 5x optical zoom, 4x digital zoom Display: 2.5 inch TFT colour LCD Screen ISO Sensitivity: Auto / 80 / 100 / 200 / 400 / 800 / 1600 High Sensitivity (ISO 1600-6400) Dimensions: W9.5 x H5.2 x D2.1cm Weight: Approx. 150g with Battery and SD Memory Card, Approx. 128g (without) Power: ID-Security Li-ion Battery Pack (3.6V, 940mAh) (Included) / AC Adaptor (Input: 110-240V AC) (Optional) Standard Accessories: Battery Charger, Battery Pack, Battery Case / AV Cable, USB Connection Cable, AC Cable / Hand Strap, CD-ROM Built-in-Flash:Auto, Auto/Red-eye Reduction, Forced On, Slow Sync./Red-eye Reduction, Forced Off 0.6 - 6.0m (Wide/ISO Auto), 1.0 - 2.8m (Tele/ISO Auto) Recording Media: Built-in Memory, SD Memory Card, SDHC Memory Card, MultiMediaCard (Still image only)

Cut Flowers Wax Lantern with Plate, at Mark's & Spencer
Wax lantern Cut flowers roomscenter Roomscenter burns for up to 4 hours 15ml roomscenter Comes with candle plate, Manufacturer: Marks & Spencer

Supima® Pure Cotton Non-Iron Housewife Pillowcase, at Marks & Spencer
Internationally recognised as the world's finest cotton High performance non iron finish offering the ultimate in easy care Supima is renowned for its superior strength, enhanced durability and sumptuous feel, Manufacturer: Marks & Spencer

M&S Golfers Gift Set, at Marks and Spenser
Ideal golf companion for any golf enthusiast. This golf set includes all you need to help you sink that ball, beautifully presented in a gift box to make it an ideal present for any golfer

Blue Harbour Pure Cotton Leaf Print Shirt, at Marks & Spensers
This pure cotton shirt has been dyed using a special process to give an authentic washed down look which will fade fashionably with time and wear. Colour variations make each garment unique

Sprung-Edge Divan with 4 Large Drawers, at Marks and Spencer
Double: W135 x L190cm King: W150 x L200cm Super King: W180 x L200cm H41cm Drawer size: H15 x W78.4 x D53cm 4 x large drawers Sprung edge Anti-allergy - provides effective protection against dust mite allergies, so you'll have a trouble free sleep Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Knee Length Stitch Detail Pencil Skirt, at Marks & Spencer
Sleek and stylish, this knee length pencil skirt is designed for a shapely silhouette. A smart modern style

Thank You Teacher Gift Card, at Marks and Spencer
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Hopsack Weave Pencil Pleat Curtains, at M+S
Pencil pleat 2 curtains per pack Hopsack weave pattern Fully lined Comes in standard 168cm/66'' (STD) and wider 219cm/86'' (WDR) widths Also comes in three drop lengths: short (137cm/54''), medium (183cm/72''), long (229cm/90'') Made from heavier weight hopsack fabric. Composition: 100% polyesterLining: 50% polyester and 50% cotton Care instructions:Dry clean only How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

Limited Collection 3/4 Length Plain Leggings, at Marks & Spencer
Get a fashionable, contemporary look in these stretchy leggings from Limited Collection

Short Sleeve Thermal Vest, at Marks & Spencer
Soft, warm and cosy, this short sleeve thermal vest is designed to give comfy insulation, perfect for chilly weather

Cotton Rich Velour Hooded Top, at Marks and Spenser
Soft and comfy, this pretty hooded top makes a practical and fashionable choice.

Autograph Pure Cotton Long Sleeve Newspaper T-Shirt, at Marks and Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Long Sleeve Shirt Dress, at Marks and Spenser
Chic and stylish, this long sleeve shirt dress features neck and cuff button detail. A great choice for work or smart occasions and it's machine washable for added convenience

Griffin Wave Case for iPhone, at Marks and Spenser
The unique wave-shaped closures on the sides make a design statement in style as well as functionality, in this protective case for iPhone. The overlapping curves of the closure provide maximum surface area to lock together securely. The included rigid screen protector defends your touchscreen, but allows complete control of your iPhone

Woodspice Grooming Bag, at Mark's & Spencer
3 part set Toiletry bag Shower gel 50ml ingredients: Aqua, Sodium Laureth Sulfate, Ammonium Lauryl Sulfate, Polyquaternium-39, Cocamidopropyl Betaine, Cocamide DEA, Parfum, Sodium Chloride, Benzophenone-3, Citric Acid, Butyl Methoxydibenzoylmethane, Magnesium Chloride, Magnesium Nitrate, Sodium Sulfate, Eugenol, Hexyl Cinnamal, Hydroxyisohexyl 3-Cyclohexene Carboxaldehyde, Linalool, Butylphenyl Methylpropional, Limonene, Methylparaben, Propylparaben, Methylchloroisothiazolinone, Methylisothiazolinone, CI 42051, CI 14700, CI 19140 Moisturising aftershave 50ml ingredients: Aqua, Parfum, Octyldodecanol, Cyclopentasiloxane, Dimethicone, Cyclohexasiloxane, Glyceryl Stearate, PEG-100 Stearate, Polysorbate 60, Glycerin, Xanthan Gum, Carbomer, Aloe Barbadensis (Aloe Vera) Leaf Extract, Allantoin, Bisabolol, Sodium Hydroxide, Benzyl Benzoate, Benzyl Salicylate, Citronellol, Coumarin, Eugenol, Geraniol, Hexyl Cinnamal, Hydroxycitronellal, Hydroxyisohexyl 3-Cyclohexene Carboxaldehyde, Linalool, Butylphenyl, Methylpropional, Evernia Prunastri, Limonene, Phenoxyethanol, Methylparaben, Propylparaben, Butylparaben, Isobutylparaben, Ethylparaben

Stitch Detail Knee Length Pencil Skirt, at Marks and Spenser
Sleek and chic, this pencil skirt is tailored to fit and flatter. A stylish choice for work or smart occasions and it's machine washable for added convenience

Sony Stamina Plus AAA Alkaline Batteries - Pack of 4, at Marks and Spencer
Voltage (V): 1.5 Cells per pack: 4 Size: AAA / LR03 Ideal for high power applications which require intense and durable energy such as portable hifi, toys & audio devices *Must be returned with the tamper seal intact for full refund

24 Mini Smoked Salmon Bagels, at Marks and Spencer
Contains 24 pieces Serves 8 Ready to eat Suitable for freezing 450g As featured on page 10 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Autograph Pure Silk Check Sketch Scarf, at Marks and Spencer
Add a luxurious finishing touch to your look with this elegant pure silk check sketch scarf. The perfect accessory to this season's styles

Indian Summer Pure Cotton Oven Mitt, at Marks & Spencer
Hanging loop Stripe design, Manufacturer: Marks & Spencer

LED Light Collection Paper Lantern, at M+S
Laminated paper Floral design Requires batteries 13 x 5 x 16cm, Manufacturer: Marks & Spencer

Die Cut Butterfly Birthday Card, at Marks & Spenser
Cover text: Happy birthday Inside message: Blank for your own message Approx size: Unfolded: 150 x 150mm

Birds on Branches Sister Birthday Card, at Marks and Spencer
Cover text: Happy birthday to a special sister Message: Blank for your own message Approx size: 150 x 150mm

Pure Cotton Floral Embroidered Jeans, at M+S
Fashionable and practical, these cotton jeans are hardwearing and comfy. The pretty floral embroidery and tie waist gives it a cute look

Ultimate Non-Iron Pure Cotton Long Sleeve Shirt, at Marks & Spencers
An innovative shirt in pure cotton. A special fabric finish and clever construction mean there is no need to iron this smart easycare shirt

Secret Support™ Slip on Boots, at Marks & Spencer
Round toe Faux fur lining and trim Slip on Flat sole

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencers online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M & S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.