M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Besides Marks and Spencer Motor Insurance, M+S Money Credit Cards and other financial products, M+S Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spenser purchases are also protected while you take them home.

Also, on both M+S Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Property Insurance and Motor Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

3/4 Sleeve Square Neck Button Top, at Marks & Spencer
This square neck top is a casual style essential. Perfect for mixing and matching with trousers or skirts

3/4 Sleeve V-Neck Plain Jumper, at Marks and Spenser
Soft and cosy, this jumper features a ribbed v-neck and front pockets. A versatile, easywear style

Pure Cotton Tatty Teddy Mobile Top, at Marks and Spencers
Fans of Tatty Teddy will love this cotton t-shirt featuring the popular character. A practical, easycare style

Cabernet Franc Rosé 2008 - Case of 12, at Mark's & Spencer
Style: Dry Grape variety: Cabernet Franc Country of origin: Italy Closure: Screw cap Suitable for vegans Bottle: 12 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Satin Rose Cream Pillowcase, at Marks and Spencer
300 thread count 3D rose design Think climate! This can be washed effectively at 30C, find out more , Manufacturer: Marks & Spencer

Autograph Cotton Rich Knitted Dress and Tights Outfit, at Marks&Spencer
Practical and pretty, this cute knitted dress and tights 2 piece outfit is made from soft cotton to keep her feeling comfy and happy

5 Pairs of Older Girls' Assorted Socks, at Marks & Spencers
Stock up on stylish essentials with this pack of 5 pairs of assorted socks

HP Compaq Presario CQ61-120SA Notebook, at Marks & Spencers
Processor: Intel Pentium processor T4200 Processor speed: 2 GHz, Level 2 cache 1 MB RAM: 3072 MB (1 x 1024 MB + 1 x 2048 MB), Supports up to 8 GB DDR2 memory Screen: 15.6" Diagonal High Definition HP LED Brightview Operating System: Genuine Windows Vista Home Premium with Service (32-bit) Hard Drive: 250 GB SATA Hard Disk Drive 5400 rpm up to 9 GB partition for system recovery DVD Drive: Lightscribe Super Multi DVD Writer (+/-R +/-RW) with Double Layer support Graphics card: Intel Graphics Media Accelerator 4500MHD Up to 1309 MB Total Available Graphics Memory Memory slot: 5-in-1 integrated Digital Media Reader for Secure Digital cards, MultiMedia cards, Memory Stick, Memory Stick Pro, or xD Picture cards Camera: Webcam with integrated microphone Interfaces: 1 headphone-out, 1 mic in, 3 USB, 1 HDMI connector, 1 VGA port, 1 RJ45 ethernet connector Connectivity: Ethernet 10/100BT integrated network interface 802.11b/g WLAN Battery: 6-cell Lithium-Ion (Li-Ion) battery Media software: Windows Media Player, Windows Photo Gallery, DVD Play, Windows Movie Maker, Windows DVD Maker, Cyberlink DVD Suite, Windows Media Center Additional software: Microsoft Works and Microsoft Office Home and Student 2007 60-Day Trial Version, Microsoft Internet Explorer, Windows Mail, Adobe Reader, Dimensions: L37.8 x W25.2 x H4.36cm Weight: 2.75kg

Inspire Eau de Toilette Purse Spray 25ml, at Marks & Spencers
25ml This product is not available for international delivery. Find out more

Cotton Rich Coolmax® Flat Sheet, at Mark & Spencers
Plain Easycare Perfect for use with our range of cool cotton duvets and protectors 220 thread count for a smooth crisp finish that requires minimal ironing Comes in single, double, kingsize and super-kingsize Depth 25cm, Manufacturer: Marks & Spencer

Stormwear™ Hooded Drawstring Packaway Jacket, at Marks n Spencer
A contemporary design makes this jacket a fashionable choice

Autograph New York Eau De Toilette for Women 25ml, at Marks and Spencer
Pump spray 25ml This product is not available for international delivery. Find out more

Pure Cotton Stripe Towels, at MarksandSpencer
Stripe design Comes in 3 sizes, Manufacturer: Marks & Spencer

Perfect Autograph Cross Body Leather Bag, at Mark & Spensers
In soft, versatile tan leather, this cross-body bag has all the style and space you need for everyday autumn chic

San Terra Crianza 2006 - Case of 6, at Marks and Spencers
Grape variety: 70% Monastrell & 30% Merlot Country of origin: Spain Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 14% vol Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Leaf Guipure Moulded T-Shirt Bra, at Marks and Spencers
Smooth and versatile, this comfortable t-shirt bra is designed for a no-show look under your clothes

Fabric Pink Dress 18th Birthday Card, at Marks and Spencer
Cover text: Happy 18th birthday Inside Message: Have a gorgeous day Approx size: 174 x 126mm

Classic Duckling Imprint Kit, at Marks & Spencer
Gift box, air-drying craft clay, 1 stand, pink and blue acrylic paint, paintbrush and instructions Box: H155 x W155 x D42mm

Autograph Essentials Cowl Neck Jumper with Merino Wool, at Mark's & Spencer
A touch of fine merino wool adds softness and warmth to this pretty cowl neck jumper

Luxury Party Selection, at Marks & Spenser
53 pieces Serves 12 Ready to cook and eat 1.25kg total As featured on page 15 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

7 Fresh Feet Stripe Socks with Silver Technology, at Marks & Spencer
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

Classic Collection Leaf Print Tunic Shirt, at Marks & Spensers
Feminine and pretty, this leaf print tunic shirt will give your look an instant lift. It looks lovely worn with plain skirts or trousers in coordinating colours from the Classic collection

Pure Cotton Scoop Neck Stripe T-Shirt, at M+S
This fashionable top features a stylish scoop neck and stripe design for a cool contemporary look

Bright Butterflies Nana Birthday Card, at Marks & Spensers
Cover text: Love you Nana Message: Blank for your own message Approx size: 150 x 150mm

Autograph Milan Glass Shelf, at Mark & Spensers
Wall mounted H7 x W45.6 x D7cm, Manufacturer: Marks & Spencer

Blue Harbour Luxury Long Sleeve Shirt with Silk, at Marks & Spencers
Classically stylish, this long sleeve shirt is cut for a great fit. It's made from a luxurious blend of linen and silk

3 Authentic Woven Pure Cotton Boxers, at Marks and Spencers
Add colour to your underwear drawer with these comfy assorted check and stripe design boxers

3 Pure Cotton Short Sleeve Tops, at Marks & Spencer
Cute and practical, this pack of 3 tops is great value. The soft cotton fabric will keep her happy and comfy

Newborn Pure Cotton Embroidered Jeans, at Mark's & Spencer
Fashionable and practical, these cotton jeans are hardwearing and comfy. The embroidered design gives a cute look

Oval Sunburst Mirror, at Marks and Spenser
Oval shape Sunburst design Diam 67.5cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M & S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.