Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Mark's & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencers, through its Marks & Spencer Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Besides Marks & Spencer Car Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Sony CMT-LX401 Micro Hi-Fi, at M & S
AM/FM/DAB radio 2 x 5w (RMS) power output CD+ -R/CD+ -RW playback Digital input 4 graphic equaliser presets Enables you to operate your equipment from a remote handset Hi-Fi unit dimensions: D20.5 x H22.1 x W20cm Weight: 8.6kg This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Older Girls' Tatty Teddy Pure Cotton Mule Slippers, at Marks & Spenser
Mule style Round toe Slip on Flat sole Tatty Teddy motif Carte Blanche Greeting Ltd 2005

Bandeau Underwired Multiway Bra, at M+S
This versatile bra can be worn 5 ways: conventionally, halterneck, cross back, strapless and one shoulder. Designed for a comfortable flattering fit, secure support and great flexibility

Circular Stool, at Marks & Spencer
H31 x Diam 86cm (all dimensions are approximate) Top cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Limited Collection Etched Floral Balcony Bra, at Marks & Spencers
Fun and fabulous, this bra is part of our Limited Collection lingerie. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Dave Handmade 60 Card, at Marks and Spencer
Cover Text: Congratulations! 60 Inside message: happy birthday! Approx size: 125 x 177mm

Per Una Sequin Detail Cardigan, at Marks and Spencer
A fashionable 3/4 sleeve cardigan featuring sequin details and ribbed trim. Decorative buttons give it the Per Una touch

Chrome Glass Stack Floor Lamp with Fabric Shade, at Marks and Spencer
Cylinder fabric shade Stacked glass cylinder detail Chrome plated Round base Dimensions: H 161 x Diam 40cm Bulb: 100W GLS or 21W CFL, Manufacturer: Marks & Spencer

Pure Cotton Piped Double Breasted Mac, at Marks and Spencers
A simple, fitted mac is a versatile piece that will never go out of fashion. This mid length version is given a contemporary twist with a double breasted cut and contrast piping

Silver Plated Filigree Gem Drop Earrings, at Marks & Spenser
Hook fastening Drop style Filigree gams design For hygiene reasons, refunds will only be given in accordance with your legal rights

Philips 32FL5404 32" HD Ready Digital LCD TV, at Marks and Spenser
HD Ready: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device Display: 32" Widescreen LCD WXGA Active Matrix TFT, 1366 x 768p Contrast Ratio: Dynamic contrast 50000:1 for incredible rich black details Screen Enhancement: Anti-Reflection coated screen Brightness: 450 cd/m Viewing angle: 178 (H)/178 (V) Picture enhancement: Pixel Plus HD, 3/2 - 2/2 motion pull down, 3D Combfilter, Active Control + Light sensor, Colour Enhancement, Colour Transient Improvement, Digital Noise Reduction, Dynamic contrast enhancement, Luminance Transient Improver Connectivity: Ext 1 Scart - Audio L/R, CVBS in, RGB; Ext 2 Scart - Audio L/R, CVBS in, RGB; Ext 3 - YPbPr, Audio L/R in; Front/Side connections - HDMI v1.3, S-video in, CVBS in, Audio L/R in, Headphone out, USB 2.0; Other connections - Audio constant level out, PC Audio in, PC-In VGA, S/PDIF out (coaxial), Common Interface; HDMI 1 - HDMI v1.3; HDMI 2 - HDMI v1.3; EasyLink (HDMI-CEC) - One touch play, System info (menu language), Remote control pass-through, System audio control Sound: Output power (RMS) - 2 x 10 W; Sound Enhancement - Incredible Surround, Treble and Bass Control; Sound System - Nicam Stereo Child Protection: Child Lock+Parental Control Screen Format Adjustments: Auto Format, Movie expand 16:9, Super Zoom, Widescreen Smart mode: Game, Cinema, Personal, Energy saving, Standard, Vivid Playback Formats: MP3, LPCM, JPEG Still pictures, MPEG1, MPEG2, H.264/MPEG-4 AVC Mains power: 220-240 V, 50 Hz Power consumption: 130 W Dimensions: W81 x H52 x D9.5cm Weight: 10kg, 13kg(with stand) Included Accessories: Tabletop swivel stand, Power cord, Quick start guide, CD-ROM with software + manual, User Manual, Warranty certificate, Remote Control, 2 x AAA Batteries M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Mock Layer Tank Top, at Marks and Spencers
Made from soft cool cotton, this cute mock layer top will keep him feeling comfortable in hot weather

Patent Belt, at Marks and Spencers
The glossy finish and metallic flecks add a touch of irresistible glamour. Our Perfect products are the ultimate must-haves

Arched Overmantle Mirror, at Marks and Spenser
Free standing Arch shape Ornate frame design H72.5 x W105.5cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Skintex® Anti-Cellulite Thigh Slimmer Spray, at Marks & Spensers
50ml Light control For use on tummy, hips and thighs

Per Una Long Sleeve Drape Bolero with Vest, at Marks & Spencer
A fashionable long sleeve bolero with drape design. It comes with a matching vest featuring a front button panel

Per Una Cotton Rich Spot Print Mac, at Marks & Spencer
A fabulous single breasted mac in soft cotton rich fabric featuring a spot design and button fastening

Artificial Orchid Spray in Ceramic Bowl, at Marks and Spencer
Artificial orchid Ceramic bowl H75cm, Manufacturer: Marks & Spencer

Medium Value Soft Leaf Print Rollercase, at Marks & Spensers
Capable of expanding to provide an extra 20% of luggage space, a tough, hardwearing fabric and fitted padlock for extra security helps ensure your peace of mind while on the move

Funnel Neck Long Sleeve Performance Jacket, at Marks & Spencer
Ideal for active wear, this Performance jacket incorporates moisture management technology. The high-performance fabric draws moisture away from the skin to the surface, keeping you drier. Designed for a great fit and essential ease of movement

Per Una Linen Blend Connie Jacket, at Marks & Spencer
A feminine 3/4 sleeve linen blend jacket featuring an asymmetric hem and notch lapel makes this a versatile choice

Le Cortiglie Falanghina 2007 - Case of 12, at Marks and Spencer
Style: Full bodied Grape variety: Falanghina, 10% Trebbiano di Soave Country of origin: Italy Closure: Synthetic closure Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Short Sleeve Pintuck Top with Modal, at Marks and Spencer
Pretty and feminine, this pintuck top is made with modal, a supersoft fabric that feels luxurious and comfortable to wear

Plain Footsies, at Marks and Spenser
These soft plain footsies are designed to hide inside your shoes for extra comfort

Sophisticated Dress Mum Birthday Card, at Marks n Spencer
Cover text: To a special Mum Inside message: With love on your Birthday Approx size: 178 mm x 125 mm

Signature Ginger Lily Diffuser Plug-In Refill, at M&S
Plug-in design 15ml of fragranced liquid Lasts up to 75 days This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cotton Rich Sweat Pants, at Mark & Spensers
Offering fantastic value for money, these comfy joggers are great for relaxing in. Twin pockets and an elasticated waistband are useful design details

Mini Brain Builders Card Game, at Marks n Spencer
Number of players: 1+ Suitable for ages 8+ Pack contains: 90 large cards, instructions and card holder Approx. card size: 83 x 116mm This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Collezione Square Face Watch, at MarksandSpencer
Smart and sophisticated, this watch adds a touch of Italian inspired style

Autograph Wool Rich Flat Front Trousers, at Marks and Spenser
Fashionable and contemporary, these flat front trousers are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spenser are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks and Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Home Insurance than you will anywhere else, and you may even pay less with M&S.