M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Mark's & Spencer, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

When you're shopping at Mark's & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Property Insurance and Motor Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Faux Pearl & Diamanté Duo Earrings, at Marks & Spencer
2 pairs Encrusted diamant pair Faux pearl pair Stud design earrings For hygiene reasons, refunds will only be given in accordance with your legal rights

Short Sleeve Faux Snake Print Belted Shirt, at Marks and Spencers
Chic and modern, this short sleeve shirt features a stunning faux snake skin design. A vibrant new look, perfect for this season

Autograph Pure Silk Redeemer Tie, at Marks&Spencer
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Short Sleeve Spot Print Ruffle Top, at MarksandSpencer
This fab short sleeve spot print top features a stunning ruffle detail. A pretty new look, perfect for this season

Ceramic Emrald Platter Bowls, at Marks and Spenser
Circular shape H45 x L45cm, Manufacturer: Marks & Spencer

Mens Leather Casual Jeans Belt, at Marks and Spencer
Smart and easy to wear, this casual belt is a fantastic partner for your favourite jeans and chinos

Older Boys' Union Jack Swimming Shorts, at Marks and Spencers
These Union Jack shorts are sure to make a splash. The contrasting drawstring waist helps give a secure fit. Fashionable, practical and easycare

Per Una Maxi Length Panelled Denim Skirt with Belt, at Marks and Spencer
An elegant full length denim skirt in stretch cotton featuring a panel design

5 Cool & Fresh Cotton Rich Assorted Slips, at Marks&Spencer
Made from soft breathable stretch cotton, these comfy slips are ideal for everyday wear.

Sony Bravia 40'' KDL-40E4000 HD Ready Picture Frame LCD TV, at Mark's & Spencer
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 40 inch LCD with 6.2 megapixel resolution Contrast Ratio: Dynamic contrest 33,000:1 Integrated Digital & Cable Tuner: Provides access to all Freeview™ terrestrial digital channels and radio stations (subject to coverage in your area) Dimensions: W100.6 x 69.5 x 28.3cm (with stand), 100.6 x 64.5 x 11.4cm (without stand Weight: 22kg (with stand), 19kg (without stand) Surround Sound Effect: BBE ViVA high quality sound and built-in Virtual Dolby creating the effect of full surround sound from only 2 front speakers Connectors: 3 x HDMI, 2 x scart (RGB), 1 x component, PC Input (15pin D-Sub) + Audio In, PCMCIA Card Slot, Digital Audio Output (optical), 3.5mm MiniJack (Head/Earphone), RCA Audio Out, USB 2.0 Input, Composite RCA AV Input, RF In (HDMI and Scart cables sold separately) BRAVIA Engine 2: Experience incredibly clear and defined images with BRAVIA ENGINE 2 picture enhancement technology and Advanced Contrast Enhancer Live Colour Creation with x.v.Colour: Uses a larger colour palette to produce vibrant colour like nature intended it to be seen 24p True Cinema: Shows films at 24 frames per second just like a real cinema Xross Media Bar: A new Sony interface that's easier to operate Picture Frame Mode: When you are not watching TV, display one of the 6 pre-installed masterpieces or show one of your own photos uploaded via the USB input BRAVIA Theatre Sync: Synchronises your Sony theatre system so it can be operated by the press of a single button M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Use wall mount T042104 to perfectly mount this TV This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Perfect Cotton Rich Circle Print Top, at Marks and Spencer
A bold print tee looks great with plain dark trousers, or wear it under a suit for a splash of pattern and colour

Plain Long Sleeve Classic Pyjamas, at Marks & Spensers
Soft and comfortable, these classic pyjamas are the perfect choice for a sound night's sleep

Mini Limited Long Sleeve V-Neck Top, at Marks n Spencer
Mini Limited is a collection of cute fun styles designed in the latest looks. The casual, contemporary pieces are comfortable, easy to wear and perfect for layering

Photographic Puppy Aunty Birthday Card, at Marks & Spensers
Cover text: Aunty... Hope you have a relaxing birthday Inside message: Blank for your own message Approx size: 150 x 150 mm

Easy Iron Pure Cotton Long Sleeve Plain Shirt, at Marks & Spencer
Made for your added convenience, this pure cotton shirt is a smart step in the right direction, thanks to a handsome design and double button cuffs

Autograph Pure Cotton Paisley Print Scarf, at M & S
This sophisticated paisley print scarf is the perfect accessory for this season's fashions

Sweet Bergamot Diffuser Plug-In Refill, at M & S
Plug-in design 15ml of fragranced liquid Lasts up to 75 days This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Blue Harbour Real Cool & Fresh Polo Shirt, at Marks & Spencer
Innovative and comfortable, this polo shirt is made from natural cotton with moisture absorbing technology. The fabric draws moisture away from your skin for rapid evaporation, leaving you fresh and dry

Portfolio Linen Blend Wrap Tie Cardigan, at Marks & Spencers
Part of Portfolio's Shades of Paradise trend, featuring the earthy tones of nature combined with rich, tropical highlights. Elegant and feminine styling makes this a chic summer look

Perfect Military Button Bootleg Trousers, at Marks and Spenser
With military button styling, these bootlegs are right on trend for autumn. You'll wonder how you managed without them

Autograph Occasions Floral Lace Wedding Dress, at Mark's & Spencer
Simply elegant, this exclusive wedding dress is detailed with a floral lace design. An exclusive, luxurious look from Autograph for your wedding day

Pure Wool Istanbul Rug, at Marks & Spencers
Made from New Zealand wool Traditional design Tassel trim Rectangle shape Small: L140 x W80cm Medium: L170x W120cm Large: L230 x W160cm, Manufacturer: Marks & Spencer

Formula Calming Night Cream + Vitamin E, at Marks and Spencer
Suitable for all skin types Fragrance free Hypoallergenic 50ml

Eyeliner Pencil, at Marks and Spencer
Available in 3 shades 1 gram

Dualit Hand Blender with Accessories - Cream, at Marks & Spencers
500 watt motor Pulse plus button - 17000rpm Variable speed control - 9000 to 16000rpm Dishwasher safe functional parts Easy grip soft touch handle Two gear boxes Stainless steel, longlife blades Dualit moulded Plug Detachable blending stick for easy cleaning Accessories include: Chrome plated beaters, stainless steel whisk, stainless steel 500ml capacity beaker with stay fresh lid, mini chopping bowl Dimensions: H38cm 500 ml capacity jug M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Blue Harbour Modal Blend Self Stripe Shirt, at Marks & Spenser
Stylishly smart casual, this self stripe shirt is made from a modal blend so it feels exceptionally comfortable to wear. Modal is a luxuriously soft fabric made from natural plant fibres

Total Support Floral Embroidered Non-Wired Bra, at Marks & Spenser
Soft and comfortable, this non-wired bra gives all-round support and uplift with good coverage, extra wide straps and 3 hook-and-eye fasteners. It's secure but gentle and lightweight, an ideal choice for everyday wear

Chandelier Gift Card, at Marks&Spencer
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Portfolio Petite Ruffle Front Blouse, at Marks and Spencers
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season.

Pure Linen Pintuck Skirt, at Mark's & Spencer
Casual and contemporary, this cotton skirt features pin tuck design. Stylish, practical and fashionable

There are lots of ways to save money using M+S Money. Not least of these is Marks & Spencer Standard Motor Insurance. With M+S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money, you get more, and you pay less.