Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.

Marks & Spencer Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M+S 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spensers are so useful. Marks & Spencer Money financial products are, of course, designed to make Mark's & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Property Insurance than you will anywhere else, and you may even pay less with M&S.

Artificial Teardrop Orchid in Mirror Glass Vase, at Marks & Spenser
Artificial orchid Oval shaped vase Height: 51cm, Manufacturer: Marks & Spencer

Travel Neck Pillow, at M&S
Once you have travelled with this neck pillow you will wonder how you managed to survive without it. Containing polyester beads it will mould to the shape of your head, enabling you to rest peacefully on your journey

Pure Cotton Sleeveless Vest, at Marks & Spensers
Casual and contemporary, this cotton vest top is outstanding value

Track-Snap Chuggington Game, at Marks & Spensers
Suitable for ages 3+ Not suitable for children under 36 months due to small parts that may become detached and present a choking hazard This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Woven 'Scotland' Jogging Bottoms, at Marks & Spencer
Sports fans will love these cosy joggers featuring the Scotland slogan. A practical, easycare style

Autograph Hat Box, at Marks&Spencer
A smart and useful hat box from Autograph. Perfect for storing your hats when they're not needed, or carrying them in style

Charlotte Large 2 Seater Sofa AU09 Newness, at Marks and Spencer
Manufacturer: Marks & Spencer

Silver Plated Catseye Teardrop Necklace, at Marks & Spencers
Catseye pendant Adjustable length Clasp fastening

Pure Cotton Long Sleeve Pintuck Shirt, at Marks&Spencer
This fashionable long sleeve shirt is made from pure soft cotton that looks and feels great. Modern styling pintuck front detail gives it a cool contemporary edge

Stormwear™ Leather Apron Lace Up Trainers, at M & S
Stormwear™ technology repels water and stains Square toe Lace-up Apron stitch detail Grip sole Waterproof leather All upper seams treated with flexible sealant Expanding breathable and waterproof sole Any upper mesh or fabric material is laminated with a waterproof breathable membrane

Autograph Avalanche+ Roses - Dozen, at Marks and Spencer
These extra-long stemmed, large-headed roses come in a selection of glorious shades. All of the rose bouquets are hand-tied and beautifully wrapped in frosted Autograph™ cellophane and black ribbon Available for delivery from 1st April to 30th September 2009

Crozes-Hermitage Cave de Tain White 2008 - Case of 6, at Marks & Spencer
Style: Dry Grape variety: Marsanne, Rousanne Country of origin: France Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una Roma Bootleg Belted Jeans, at Marks and Spencers
A stylish bootleg pair of jeans in stretch cotton featuring an on the waist design. Comes with a silver plated belt, making it extra stylish

Wrattonbully Tempranillo 2007 - Case of 6, at Mark's & Spencer
Style: Dry Grape variety: Tempranillo Country of origin: Australia Closure: Screw cap Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Check Shorts, at Marks & Spensers
Soft and comfortable, these cotton shorts can be worn alone or with a number of our pyjama tops and t-shirts to create your own style

Scattered Star Print Umbrella, at Marks and Spencer
Brighten up rainy days with this colourful lightweight umbrella

Wistful Thinking Humour Uncle Birthday Card, at Marks & Spenser
Cover text: Uncle - remember, inside every older person is a younger person too lazy to get out Inside message: Happy birthday Approx size: 215 x 150mm

Canon IXUS 100 IS Digital Camera, at Marks and Spencer
Pixels: 12.1 megapixels Zoom: 3.0x optical zoom, 4x digital zoom Screen: 2.5'' PureColor LCD II ISO: AUTO, 80, 100, 200, 400, 800, 1600 Dimensions: W87.0 x H54.5 x D18.4mm Weight: 115g Motion Detection Technology: Eliminate blur by compensating for subject motion and camera-shake PictBridge Enabled: Enables you to print images using a USB cable to connect the PowerShot A470 to a printer without a PC Face Detection Technology: Ensures superb people shots by automatically setting optimum focus, exposure, flash and white balance Red-Eye Correction: Easily removes red-eye in-camera Processor: DIGIC 4 processor drives exceptional processing speeds, responsive operation, superb image quality and colour reproduction. Richly detailed, cleaner images, even at high ISO speeds, are the result of advanced Noise Reduction Shooting Modes & Special Scenes: 14 shooting modes include Special Scenes like Sunset, Portrait and Kids & Pets, which make it easy to get great results in common shooting situations. My Colors in-camera photo effects such as Black & White can be applied during shooting i-contrast: Canon's i-Contrast feature offers improved contrast and greater detail in tricky lighting conditions HD movies in stereo: Create smooth, high quality movies in high definition (1280x720, 30fps), then connect the optional HDMI cable for playback on HD widescreen TVs System requirements: Windows XP SP2-3 / Vista (including SP1), Mac OS X v10.4 - 10.5 M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Meccano® Maxi Digger Set, at Marks and Spencers
Tools included Over 50 parts included Builds one model Instructions included Suitable for ages 8 years to adult This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Block Builders Game, at Marks & Spenser
Number of players: 2 Suitable for age 8+ Pack contains: Double-sided playing board, spinner, 72 playing pieces, score pad, pencil and instructions Approx. size of playing board: 120 x 160mm This product conforms to the EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Small Metal Lantern, at Marks and Spenser
Hanging loop Use with t-lights or small candles H23 x W10.5 X D11cm, Manufacturer: Marks & Spencer

18 Oak Smoked Salmon Appetisers, at Mark & Spencers
18 pieces Serves 4 Ready to eat Suitable for freezing 180g As featured on page 10 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Pastel Glitter Spots Roll Wrap, at Marks and Spencer
1 roll wrap Approx size: 150 x 70cm

6 Minute Morning Workout Book, at MarksandSpencer
Start your new fitness programme with this title! The chapters are Stretching, Body Toning, Flat Stomach and Hips & Thighs, all featuring step-by-step instructions and a sample two week planner

Big Brother Star Medal Card, at Marks & Spencers
Cover text: I'm a BIG Brother!, For a special big Brother Inside message: Hello my new big Brother! I'm very glad you're here, A Brother to look up to, And grow with every year. Someone to keep me safe, And someone to play with too, Of all the Brothers in the world, I'm glad that I've got you! Approx size: 215 x 150mm

Abstract Flower Wallpaper, at Marks & Spenser
Textured wallpaper Offset pattern repeat 64cm - The pattern runs diagonally across the wall, so only alternating rolls will be the same at the ceiling. Every second roll will have to be dropped by half the repeat length for the pattern to match accurately. (Also known as half-drop match) Roll dimensions: W52cm x L10m Suitable for living rooms, bedrooms, dining rooms and hallways Not suitable for bathrooms or kitchens Made in the UK and sourced from sustainable, renewable forests How many rolls do you need?Click here for our wallpaper calculator Complete your room with made to order curtains. Click here to view our range For a detailed view of the colour and pattern, please click on the image and use the zoom function. Please note that your monitor settings may affect how colours are displayed, Manufacturer: Marks & Spencer

Diamanté Towelling Mule Slippers, at Marks&Spencer
Dip your feet into lush comfort with the slip-on design of these cosy mule slippers. The non-slip sole ensures peace of mind, while the inner lining feels like a heavenly treat

Autograph Leather Bump Toe Lace-Up Shoes, at Marks and Spenser
Square bump toe Lace up Stitch detail 5 eyelets Block heel Available in half sizes

Stain Defence™ & Stormwear™ Senior Blazer, at Mark's & Spencer
Tailored with a new improved slimmer fit and featuring a contrasting coloured lining, this easycare blazer is made from polyester from 100% recycled sources. It's treated with Stain Defence™ and Stormwear™ technology so it's resistant to water and stains. A zipped inside pocket keeps lunch money safe

Taste of M&S, at Marks & Spensers
Belgian chocolates (70g) Organic milk chocolate & toffee biscuits (150g) Organic All Butter Shortbread Bites (200g)" Lemon curd (325g) Seville orange medium cut marmalade (454g) Strawberry conserve (340g) Fairtrade pure origin ceylon teabags - pack of 40 (125g) Looking to place a corporate bulk order? Please call 0845 6020602 This product is not available for international delivery. Find out more

Besides Marks and Spenser Motor Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.