Besides Marks and Spencer Car Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M+S purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

When you're shopping at Marks n Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Home Insurance and Car Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days MarksandSpencer, through its M&S Financial Services website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Pure Cotton Long Sleeve Pleated Shirt, at Mark & Spensers
Feminine and elegant, this sophisticated shirt is beautifully designed and cut for a flattering shape and features a contemporary pleat detail

2 DD-G Underwired T-Shirt Bras, at Marks & Spenser
Providing great value and comfort for everyday wear, these plain and simple underwired bras combine supportive full cups with convenient easy to care for fabric

Multi-Aperture Photo Frame, at Marks and Spencers
Dark wood frame Holds 7 photos Various size apertures Rectangular frame, Manufacturer: Marks & Spencer

Mini Limited Floral Embroidered Velour Hooded Top, at M+S
Mini Limited is a collection of cute fun styles designed in the latest looks. The casual, contemporary pieces are comfortable, easy to wear and perfect for layering

Abbey Corner Chaise - Right-Hand, at Marks and Spencer
H95 x W291 x D106cm Chaise length L164cm, seat H54cm (all dimensions are approximate) Right-hand chaise - Chaise is on right side when viewed from the front of the sofa Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

3/4 Sleeve Longline Bib Tunic, at Marks & Spencers
Pretty and feminine, this longline tunic is made from softly draping stretch viscose for a fluid look. The pleated front adds a fashionable finishing touch

Pure Cotton Long Sleeve Monster Top, at Mark & Spencers
Fun and fashionable this long sleeve top in soft cotton is outstanding value!

Long Sleeve Funnel Neck Scotland Jacket, at M & S
Relaxed, stylish and comfortable, this hardwearing tracksuit jacket features a Scotland motif. A practical easycare style

Pure Cotton Sleeveless Broderie Vest, at Marks and Spenser
A broderie design makes this soft cotton vest top fabulously fashionable

Autograph Mobile Office, at Marks & Spencer
Free 5 year guarantee Take the hassle out of commuting with this practical mobile office. With enough storage space for your laptop and other important office documents, this practical, durable rollercase is the answer for business travel Includes free i-trak luggage ID service see details below

Pure Cotton Pintuck Jersy Bedset, at M+S
Pintuck detail Includes 1 duvet cover and 2 pillowcases, Manufacturer: Marks & Spencer

Autograph Weekend Pleated Front Jersey Top, at Marks and Spencers
Sophisticated and modern, this short sleeve top is beautifully designed and cut for a flattering shape and features a contemporary ditzy print

Pure Linen Embroidered Ginko Cushion, at Marks and Spencer
Square shape Embroidered design Hand sequins linen cushion with feather inner Lined L50 x W50cm, Manufacturer: Marks & Spencer

Limited Collection Cotton Rich Animal Print Padded Bra, at Marks & Spencers
Fun and fabulous, this cotton rich bra is part of our Limited Collection lingerie. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion.

Body Formula Moisture Rich Bath & Shower Cream, at M & S
Olive oil to soften and nourish Ginger and cardamom to soothe, warm and energise Glycerin to hydrate Suitable for all skin types 200ml

Single Breasted Front Pocket Jacket, at Marks & Spensers
Fashionable and modern, this single breasted jacket features flap front pockets. A smart and stylish choice

Champagne Flutes Engagement Card, at Marks & Spensers
Cover text: On Your Engagement Inside message: With Love Approx. size: 178 mm x 126 mm FSC: This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Blue Harbour Heritage Pure Cotton Fine Stripe Rugby Top, at Marks and Spencers
Casual and relaxed, this stripe rugby top is made from pure cotton so it's soft, breathable and comfortable to wear

Ethnic Long Mix Necklace, at Marks & Spenser
Ethnic style Chunky mixed beads Necklace length 82cm, extendable by 8cm

Cotton Rich Spot Print Vest & Knickers Set, at Marks and Spencers
Soft and comfortable, this spot print vest and knickers set is made from stretch cotton. It's designed to give gentle support and a flattering fit

Classic Collection Pure Cotton Short Sleeve Top, at Mark & Spensers
Feminine and pretty, this floral print top will give your look an instant lift. It looks lovely worn with plain skirts or trousers in coordinating colours from the Classic collection

Secret Support™ Cotton Rich Lace Trim Camisole, at Marks & Spencers
Flattering and feminine, this soft camisole is made with Secret Support™ which gives gentle support and a flattering, defined shape. Relax in style and comfort

Perfect Cotton Rich Below The Waist Skinny Jeans, at M+S
Tuck these slim leg jeans into boots or add some simple pumps, and enjoy a shapely silhouette at an amazing price

Mixed Bead Multi Strand Stretch Bracelet, at Marks&Spencer
Stretch bracelet Tie fastening Multi strand Mixed bead design

Dave's Celebration Goal Birthday Card, at Marks & Spencers
Cover Text: Happy Birthday! Inside Message: Have a great day! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 178 x 126mm

Floral Collection Rose Bath Essence, at Mark's & Spencer
Moisture rich Rose scented 500 ml Aqua, Sodium Laureth Sulfate, PEG-6 Caprylic/Capric Glycerides, Cocamidopropyl Betaine, Lauryl Betaine, Sodium Chloride, Rosa Centifolia (Rose), Glycerin, Cocamide DEA, Parfum, Benzyl Salicylate, Citronellol, Linalool, Alpha-Isomethyl Ionone, Disodium EDTA, Citric Acid, Benzophenone-2, BHT, Magnesium Nitrate, Methylchloroisothiazolinone, Magnesium Chloride, Methylisothiazolinone, Phenoxyethanol, Methylparaben, Butylparaben, Ethylparaben, Isobutylparaben, Propylparaben, CI 17200 CI 47005

Pure Cotton Tatty Teddy Vest, at Marks and Spencer
Fans of Tatty Teddy will love this pure cotton vest featuring a studded slogan. A practical, easycare style

Per Una Pure Cotton Floral Print Skirt, at Marks and Spencer
A pretty knee length skirt in pure cotton featuring a floral print and panel design

2 Pure Cotton Assorted Shorts, at Marks & Spensers
Stock up on essentials for less! This great value pack of 2 shorts is comfortable, practical, fashionable and easycare

Per Una Cotton Rich Spot Print Mac, at Marks & Spenser
A fabulous single breasted mac in soft cotton rich fabric featuring a spot design and button fastening

M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.