There are lots of ways to save money using M&S Money Direct. Not least of these is Marks and Spencer Standard Motor Insurance. With M&S Money Direct you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money Direct, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Mark & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Finance, you get more, and you pay less.

When you're shopping at Marks & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Property Insurance and Motor Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks&Spencer, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Woven Silk Multi Stripe Tie with Stain Defence™, at Marks and Spencer
This woven silk tie has been treated with our stain defence™ technology giving inbuilt resistance to everyday spills, this repellence benefit is maintained after dry cleaning

USA & Australia Travel Adaptor, at Marks n Spencer
UK socket to 2 flat pin plug adaptor

Luxury Pure Cotton Non-Iron Shirt, at Mark's & Spencer
Smart and innovative, this easycare shirt has a special finish on the fabric and is cleverly constructed to make it non-iron. A great time saver, ideal for work wear

3D Folding Jungle Scene Birthday Card, at Marks and Spencers
Cover text: A Birthday riddle: What kind of animals should be invited to a really fun birthday? Inside Message: Party Animals! Happy Birthday! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 215 x 150mm

Per Una 3/4 Sleeve Textured Knitted Top, at Mark & Spencers
A casual 3/4 sleeve top in soft textured fabric, featuring a scallop trim and round neck

Royal Horticultural Society Pink Watercolour Roses Blank Card, at Marks and Spencers
Cover text: Pretty Pink Roses Inside message: Blank for your own message Approx. size: 150 x 150mm About the RHS: The RHS is dedicated to advancing horticulture and helping all gardeners. An interest in gardening is all you need to enjoy being a member of the RHS. For more information call 0845 130 464, or visit www.rhs.org.uk

Chunky Bead Necklace, at Marks & Spensers
Mixed bead design Ribbon necklace Tie fastening Necklace length: 122cm

La Prendina Estate Pinot Grigio 2008 - Case of 12, at Marks n Spencer
Style: Dry, medium bodied Grape variety: Pinot Grigio otherwise known as Pinot Gris Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites This product is not available for international delivery. Find out more

Autograph Large Cherry Blossom Jewellery Box, at Marks & Spencer
2 drawers Cherry blossom design Mirror finish

The Floral Collection Magnolia Hand & Nail Cream, at Marks & Spensers
Hand and nail cream Moisturising 100ml Ingredients: Aqua, Glycerin, Paraffinum Liquidum, Cetearyl Alcohol, Petrolatum, Magnolia Liliflora (Magnolia), Polysorbate 60, Glyceryl Stearate, PEG-100 Stearate, Isopropyl Palmitate, Dimethicone, Panthenol, Parfum, Disodium EDTA, Imidazolidinyl Urea, Methylparaben, Acrylates/C10-30 Alkyl Acrylate Crosspolymer, Triethanolamine Propylparaben, Xanthan Gum, Benzophenone-2, Propylene Glycol, Sorbitol, Amyl Cinnamal, Benzyl Salicylate, Butylphenyl Methylpropional, Cinnamyl Alcohol, Citronellol, Eugenol, Geraniol, Isoeugenol, Linalool, Phenoxyethanol, Butylparaben, Ethylparaben, Isobutylparaben, CI 19140, CI 14700

Dine In Dozen - Case of 12, at Marks & Spenser
2 Domaine Mandeville Sauvignon Blanc 2007: A fruity Sauvignon Blanc from the South of France, with juicy citrus and gooseberry flavours, finishing on a fresh, crisp note... 2 Ctes du Rhne Blanc 2008: With its appealing aromas of honeysuckle and baked pears, this soft and gently spicy white is classic Ctes du Rhne at a fantastically affordable price... 2 Macon Villages 2007: A fresh and fruity white made from 100% Chardonnay, with a really appealing, lively scent of apples and lemons and a hint of ripe, rounded peach on the finish... 2 Chteau de Balan Bordeaux 2006: A very well balanced claret with an aroma of blackcurrants and a hint of chocolate... 2 Domaine Mandeville Shiraz 2007: This is a beautifully smooth, ripe, flavour-packed, single estate French red... 2 Ctes du Rhne rouge 2007: With its bright cherry flavours and floral, savoury scents, this is a scrumptious modern-style Ctes du Rhne... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Quiche Selection, at Marks and Spencers
18 pieces Serves 9 Ready to eat Suitable for freezing 1kg As featured on page 20 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Set of 3 Wooden Hair Brushes, at Marks and Spencer
Wooden handle Rounded pins FSC is an independent, non-governmental, not for profit organization established to promote the responsible management of the world's forests FSC Trademark FSC Forest Stewardship Council, A.C. All rights reserved

2 Younger Boys' Pure Cotton Long Sleeve Vests, at MarksandSpencer
An outstanding value 2 pack of vests in natural breathable cotton

Mother of Pearl Photo Frame 13 x 18cm (5 x 7''), at Mark & Spencers
Mother of pearl border Rectangle shape Aperature: 13 x 18cm (5 x 7''), Manufacturer: Marks & Spencer

In Bloom Lime Blossom & Bergamot Eau de Toilette, at Marks&Spencer
Eau de Toilette 100ml This product is not available for international delivery. Find out more

Compton Coffee Table, at Marks and Spencer
H45 x W90 x D90cm 1 fixed shelf Made from White Oak solids and veneers Hand distressed, with the distressing aged with dark patina Mid-brown stained finish, followed by 2 coats of durable, clear lacquer of low sheen Solid hardwood legs Side panels, door panels, back panels made from oak veneer. Top panels made from oak veneer with a solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Compton Collection Set. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Philips Power2Charge Universal USB Charger, at Marks and Spencer
The plug is designed in such a way that it can be folded when not in use to increase portability when on the go Via the illuminated Philips logo, you are informed about the charging status of your device. When the Philips logo starts flashing you know your device is fully charged, so you can unplug it from the power outlet and prevent unnecessary energy consumption The travel bag supplied with this device is both convenient and useful as it provides extra protection Once they are charged, a protection circuit ensures no more power is provided to the batteries of your portable device With built-in short-circuit protection, there is no risk of damaging your device. The built-in protection quickly shuts off the output Power input voltage: 100-240 V Power output voltage: 5.6 V Heavy metals: Cd free, Hg free, Pb free Dimensions: H7 x W5.6 x D5.2cm Weight: 0.07 kg

Autograph 3/4 Sleeve Cardigan with Merino Wool, at Marks and Spenser
Part of Autograph's Luxe Tradition trend. Luxurious and contemporary with a sense of British heritage, this trend features a soft colour palette, modern prints and beautiful fabrics. A sophisticated look for the new season

Autograph Mineral Powder Eyeshadow, at M&S
Hypoallergenic Fragrance and preservative free

Floral Mesh Bodyshaper Tights, at Marks & Spencer
Bodyshaper tights are made to shape and lift your curves for a firm sculpted look. Added stretch moulds your figure for a more defined silhouette

5 Pairs of Footsies, at Marks and Spencers
These soft semi-opaque footsies are designed to hide inside your shoes for extra comfort

1001 Little Wellbeing Miracles by Esme Floyd, at Marks & Spencer
From boosting your energy levels to coping with depression, and from making the most of alternative therapies to how to plan some 'you' time, "1001 Little Wellbeing Miracles" is your very own pocket life coach, allowing you to reach into every area of your life and give it some much needed attention. The book includes all sorts of helpful hints for problem areas like sleep problems, workplace issues, relationship ruts, time management and learning to prioritize, as well as tips for helping you find some time for yourself and a breakdown of how you can boost health and happiness

Seville Antique Brass Toilet Roll Holder, at Marks&Spencer
Wall mounted H6 x W18 x L11cm, Manufacturer: Marks & Spencer

Autograph 60 Denier Luxury Opaque Tights, at Marks & Spencers
These comfortable 60 denier opaque tights are made with added stretch and a reinforced toe for extra durability

Ruby Side Plate - Black, at Marks n Spencer
Plain centre Stripe edge Diam 21.5cm, Manufacturer: Marks & Spencer

Per Una Animal Bead Rope Necklace, at Marks & Spenser
Rope necklace Mixed animal print bead design Necklace length: 49cm

Vintage Style Car Birthday Card, at Marks & Spencer
Cover text: Birthday wishes, Excellent quality guaranteed, Extra Special Message: Have a great day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Château Richelieu 2004 - Case of 6, at M&S
Style: Full bodied Grape variety: Merlot & Cabernet Franc Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

High School Musical 2: Non-Stop Party CD, at M+S
Audio CD, Marks & Spencer

Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.