Besides Marks & Spencer Motor Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencer purchases are also protected while you take them home.

Also, on both M&S Finance Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

M&S Finance offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Finance Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Finance UK and European Breakdown Cover, since it covers you as a passenger too.

When you're shopping at Marks&Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at Mark's & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Spot Print Lace Back High Leg Knickers, at Marks and Spencer
A great style for making your legs look longer, these lace knickers are designed with a flattering high cut

Chunky Sparkle Bead Necklace, at Marks & Spencers
Mixed bead feature Chunky style Sparkle detail Intermittent design Necklace length 45cm, extendable by 8cm

Maternity Camisole, at Marks & Spensers
Smart and stylish, this camisole is designed to flatter you and your bump. A clever cut gives a neat, comfortable fit with room for growth. An essential fashion favourite

Blossom Tree Embroidered Curtains, at M+S
Manufacturer: Marks & Spencer

Low Rise Stripe Lace Trim Thong, at Mark & Spencers
Perfect for wearing under tight-fitting clothing, this lacy thong won't give you any visible panty lines. It's comfortable and flattering, and the low rise style is ideal for wearing under hipsters

Autograph Acetate Aviator Sunglasses, at Marks & Spenser
Practical and fashionable, these aviator sunglasses are designed in a flattering modern style

Portfolio Twist Scoop Neck Jersey Top, at Marks and Spencer
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

The Cotton Collection Cotton Bud, Bath and Body Duo, at Marks and Spencers
Bath foam: 160ml Body cream: 75ml Drift away with our PH balanced bath foam to cleanse and soften your skin Smooth away your day with our moisturising body cream to soften and nourish your skin

Autograph Pure Silk Spot Tie, at Marks & Spencers
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Enamel Garlic Pot, at Marks & Spensers
Detachable lid with handle 'Garlic' motif Dimensions: H13 x Diam 10cm, Manufacturer: Marks & Spencer

Adored Floral Embroidered Minishirt, at Marks & Spencers
Stylish and elegant, this flattering minishirt is part of our feminine Adored collection. It's made from a soft cotton blend for the ultimate in comfort

'Relax' Birthday Card, at Mark's & Spencer
Cover text: Relax on your birthday... Inside message: Have a lovely day! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 174 x 126mm

Short Sleeve Striped 24 Polo Shirt, at Marks and Spencers
A stylish smart-casual look, this short sleeve polo shirt in soft cotton is outstanding value. Practical, comfortable and easycare

125 Years Pure Cotton Long Sleeve Check Shirt, at Marks and Spencer
Part of the Commemorative Collection, celebrating 125 years of M&S. Featuring smart styles inspired by our archives

Nintendo DS™ Lite Starter Pack - Black Console & Brain Training Game, at Marks and Spencers
Pack includes Nintendo DS™ Lite in black and Dr. Kawashima's Brain Training: How Old Is Your Brain? game The Nintendo DS Lite brings gaming within everyone's reach Its touch screen and voice recognition function are so simple to use that even beginners will feel at ease This Nintendo comes with a host of new features that set it apart from all other portable video game consoles:- Better screen quality (brightness and definition) than all other consoles currently available More compact (2/3 as large) and lighter (20% lighter) than the original DS Lite Two back-lit screens brightness can be adjusted over 4 levels to adapt to any lighting and reduce energy consumption M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Cotton Rich Spot Print Bikini Knickers, at Marks & Spencers
Pretty and feminine, these cute spot print bikini briefs sit low on the waist - perfect for wearing under hipsters. They're cut away at the front and sides and cover the bottom for a comfortable and flattering fit

3 Autograph Jacquard Tea Towels, at Marks & Spencers
Pack of 3 Jacquard design, Manufacturer: Marks & Spencer

Limited Collection Contrast Handle Tote Bag, at Marks and Spencers
Get bags of style! This tote handbag is a fabulous fashionable accessory. Handy compartments make it useful and practical too

Per Una Detachable Faux Fur Hooded Jacket, at Marks & Spencer
A fashionable long jacket featuring detachable faux fur hood. The stitch detail makes it extra stylish.

Signature Natural Cotton Infusion Sticks, at Marks & Spencer
Scented infusion sticks Fragrance lasts upto 8 weeks Glass holder included, Manufacturer: Marks & Spencer

Autograph Patent Leather High Heel Buckle Shoes, at Marks & Spensers
Round toe Buckle feature Slip on Stitch detail High heel Heel height: 80mm Comes in sizes 3-8, including half sizes Made with Insolia technology, an exclusive innovation that makes high heels more comfortable to wear and better for your body's alignment and balance. They work by taking the weight off your toes, so there's less pressure and more stability. Your legs, back and feet stay more comfy all day

Blue Harbour Heritage Pure Cotton Long Sleeve Stripe Shirt, at Mark's & Spencer
These heritage inspired shirts are a wardrobe staple. The contrasting trims and button-down collar create a stylish, authentic look that's great for any occasion

Easy Curries, at Marks and Spencers
A great collection of simple and delicious easy-to-make recipes from across the globe guaranteed to get the taste buds going

Leather Formal Gun Metal Buckle Belt, at Marks & Spencers
Add a smart finishing touch with this leather belt

10 Personalise Your Own Graphic Heart Thank You Cards, at Marks n Spencer
Pack contains: 10 cards, 1 design Cover text: Thank you Approx size: 155 x 110mm Inside message: Blank for your own message The cards in this pack are made with material from FSC certified sustainable forests

Autograph Pure Cotton Stripe Jumper with Hat, at Marks & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Girls' Limited Bold Stripe Tie Cardigan, at M&S
Part of Girls Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Floral Mesh Bodyshaper Tights, at Marks&Spencer
Bodyshaper tights are made to shape and lift your curves for a firm sculpted look. Added stretch moulds your figure for a more defined silhouette

Clarendon Love Seat, at Marks and Spencer
H91 x W118 x D103cm Seat H52cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that maintains the cushions' look and shape. Click here to Find out more Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Feet are castors All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Wide Stripe Longline Tunic, at Marks and Spenser
This fab wide stripe tunic is a style essential this season. A great match for slim cut trousers or jeans

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencer, through its M&S Finance website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.