When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Property Insurance and Car Insurance, there's a lot more going on at Marks and Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks & Spenser Standard Car Insurance. With Marks & Spencer Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Mark's & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money, you get more, and you pay less.

Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spenser online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks&Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.

Sebo K Series Cylinder Ultra Bags, at Marks & Spencer
Suitable for Sebo K Series cylinder vacuum cleaners

Pure Cotton Ripped Kickflare Jeans, at Marks & Spenser
Ripped design gives a modern twist to these fashionable jeans

2 Cotton Rich Frill Tights, at Marks and Spencer
Cute and comfy, these soft cotton rich tights feature a pretty frill design at the back

Lightweight Animal Print Sequin Scarf, at Mark & Spensers
Add a fashionable finishing touch to your look with this elegant metallised animal print scarf. The perfect accessory to this season's styles

Formula Revivial Cosmetox Eye Lift, at Marks and Spenser
Proven results after 4 weeks Collagen-boosting actives to improve your skin's structure Hyaluronic acid filling spheres to plump your skin Matrixyl™ , a natural peptide to rejuvenate skin and leave facial wrinkles diminished Argireline™, a protein that discourages muscle contraction to prevent formation of wrinkles Hypoallergenic 10ml

Pure Leather Patent Oval Buckle Belt, at Marks n Spencer
Add a smart finishing touch with this leather patent finish oval buckle belt

Sony NAS-C5E Gigajuke™ Wireless Music Station, at Mark & Spencers
Additional Wireless Unit for Sony Gigajuke: Wireless LAN built in for easy connection to the Sony Gigajuke Music Server Display: Enjoy full control of server content from the 2.5'' 6 line full dot display Sound: Wooden cabinet for natural Hi-Fi sound. Long stroke duct for powerful bass sound Playlists: x-DJ automatically creates themed playlists for any occasion Music Surfin': Use Music Surfin' to sort through tracks at the touch of a button. Pull songs from the same artist Radio: Enjoy thousands of stations through LIVE365 Internet radio M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

The Guest List, at Marks & Spenser
This is the definitive guide to the UK's best hotels and restaurants. Discover the stylish interiors, fabulous food and unparalleled service that set these hotels and restaurants apart from the crowd. A hotel that achieves the rare combination of elegant simplicity, character, good service and remarkable food comes to be regarded by its guests as a rare discovery

Perfect Short Sleeve Mini Spot Print Shirt, at Marks and Spencer
Wear this cute, versatile shirt under a dress or tank top, or team it with a skirt or trousers. Any way you wear it, you'll be right on trend

Limited Collection Lace Stripe Shorts, at Marks & Spencer
Fabulous and modern, these shorts are part of our Limited Collection lingerie. Theyre made from smooth stretchy fabric and designed to fit and flatter. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Belle Tour Chardonnay 2007 - Case of 12, at M&S
Style: Dry Grape Variety: Chardonnay Country: France Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Pure Silk Weave Tie, at Marks & Spencer
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Classic Thinking of You Card, at Marks and Spencer
Cover text: Thinking of You Inside message: During this difficult time Approx size: 175 x 127mm

Florentyna Foam Bath, at Marks and Spencer
Foam bath with moisturisers 250ml

Blue Spots Roll Wrap, at Marks and Spencer
1 roll wrap Approx size: 150 x 70cm

Ataraxia Sauvignon Blanc 2007 - Case of 6, at Marks & Spenser
Style: Dry Grape variety: 100% Sauvignon Blanc Country of origin: South Africa Closure: Natural Cork Suitable for vegetarians and vegans Bottle: 6 x 75cl Alcohol by volume: 13% Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Watercolour Vases Grandma Birthday Card, at Mark & Spensers
Cover text: Birthday wishes for a beloved Grandma... Inside message: Have a wonderful day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Post Surgery Floral Lace Bra, at Mark & Spensers
Pretty and feminine, this lace bra is made from soft microfibre fabric and gives a gently supportive fit and a flattering shape. It features 2 secure prosthesis pockets

Lichfield 2-Door Glazed Top Unit with Lights, at Marks & Spencer
H112 x W109 x D43cm 2 adjustable toughened glass shelves Fitted low voltage interior lighting Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Handles made from solid European hardwood Side panels are veneered Top panel is veneered with solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Linen Blend Long Sleeve Stripe Shirt, at Mark's & Spencer
Chic and modern, this long sleeve shirt is made from a cool crisp linen blend and features a stripe print

Dine in Wines - Case of 12, at Marks & Spensers
2 Gascogne Cuve Spciale 2008: If you like dry, refreshing white wines, you'll love the mouthwatering flavour of crisp lemons and pears here, combined with a slightly grassy hint and succulent, zesty finish... 2 Garganega Pinot Grigio 2008: Fresh, lively dry white with a distinctive note of ripe lime and a hint of almond... 2 Gold Label Chardonnay 2008: A ripe yet elegant example of French Chardonnay showing rich peach and pineapple fruit and a hint of creamy oak... 2 Reggiano Rosso Single Estate 2007: A lively young red, packed with vibrant soft fruit flavours. Look out for bright purple hits of colour, and an appealing aroma of cranberry and red cherry... 2 Gold Label Cabernet Sauvignon 2007: A delicious French red that shows all the hallmarks of the Cabernet Sauvignon grape - plenty of ripe cassis fruit, a rich but soft structure, and a subtle hint of mint... 2 Classic Claret 2007: A fruity, well-balanced red Bordeaux with a good depth of blackcurrant and a twist of black pepper on the finish... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Pure Cashmere Knitted Wrap, at Marks & Spenser
Wrap up warm in fashionable style with this ribbed trim wrap. The contemporary design looks great over this season's fashions, or wear with jeans and boots

Autograph Langford Chair, at M & S
H97 x W71 x D84cm Seat H51cm (all dimensions are approximate) Seat cushion filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Back cushion is fixed foam Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Autograph Slate Place Mat, at Marks and Spencers
Square design H x 30cm W x 21cm, Manufacturer: Marks & Spencer

Fairtrade Maara Shiraz 2008 - Case of 12, at Mark & Spensers
Style: Medium bodied Grape variety: Shiraz Country of origin: South Africa Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Leather Soho Bag, at Marks & Spenser
Luxurious and beautiful, this chain handle bag is part of our exclusive Autograph collection. It's made from matt and glossy leather, and is useful and practical as well as being a highly desirable fashion accessory

Autograph Pleated Check Skirt with Wool, at M&S
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Multi Strand Round Shell Link Necklace, at Marks & Spensers
Toggle fastening Multi strand style Round shell link design Length: 51cm

Chevron Dart Knee Length Pencil Skirt, at Marks and Spenser
Sleek and chic, this pencil skirt is tailored to fit and flatter. A stylish choice for work or smart occasions and it's machine washable for added convenience

4 Beef Wellingtons, at Marks & Spencer
Serves 4 Ready to cook Suitable for freezing 980g As featured on page 35in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spenser are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks and Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Property Insurance than you will anywhere else, and you may even pay less with M&S.