Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencers, through its Marks & Spencer Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Marks and Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Motor Insurance, but Marks n Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencer Money website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencer Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, Marks & Spencer Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencer Money insurance products (Buildings Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.

Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Black & Decker® WD6015N Dustbuster® Wet & Dry Extreme Hand Vac, at Marks and Spenser
6.0V for powerful and effective pick-up Combined benefits of wet and dry cleaning in one Transparent bowl to see when it is full Special wet pick up accessory stored on board for increased wet vacuum capabilities Double action filtration means product performs better and lasts longer Extra large dustbowl for minimal emptying Efficient and easy to use and remove dustbowl 6V power is ideal for general cleaning tasks around the home Multi-surface charging base, so it can be wall mounted or kept on the worktop Accessories are stored on board, always at hand for your cleaning jobs On board indicator light for peace of mind that the Dustbuster is charging Ergonomic design for comfortable use

Per Una 3/4 Sleeve Waterfall Stripe Top, at Marks & Spencer
A feminine 3/4 sleeve top featuring a gorgeous stripe print, the waterfall design makes it extra stylish

5 Cotton Rich Seamfree High Leg Knickers, at Mark & Spencers
Designed with both comfort and practicality in mind, these comfortable cotton knickers have added stretch and a flattering high leg design

Handmade Shirts Brother Birthday Card, at M & S
Cover text: Happy birthday brother Inside message: Have a fantastic day! Approx size: 178 x 126mm

Body Tape, at Marks & Spenser
Body tape is ideal for securing very low cut garments, attaching bra straps to cloths and holding your clothes in place just where you want them

Foot Survival Pack, at Mark & Spencers
For instantly comfier feet, whatever shoes you're wearing

Long Sleeve Stripe V-Neck Jumper, at Marks and Spencer
Soft and comfy, this warm knitted v-neck jumper is outstanding value. A fashionable easycare style

Glass Column Table Lamp, at Marks & Spenser
Glass column stem feature Square base This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Quiche Selection, at Marks and Spencers
18 pieces Serves 9 Ready to eat Suitable for freezing 1kg As featured on page 20 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Jacquard Spot Non-Padded Underwired DD-G Bra, at Marks and Spencer
Smooth and versatile, this jacquard spot print bra is ideal for everyday wear. It's underwired and shaped for an uplifted natural look

Sauvignon Blanc 2008, Vin de Pays du Jardin de la France - Case of 12, at Mark & Spensers
Style: Dry Grape variety: Sauvignon Blanc Country of origin: France Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml:1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Silver Plated Knot Stretch Bracelet, at Mark & Spensers
Stretch bracelet Knot design

Tortoise Shawl, at Marks and Spencer
Perfect for snuggling up to at bedtime or wrapping up in during the day, this soft shawl will give your baby a little extra warmth

Sonoma Dark 3-Drawer Bedside Chest, at Mark's & Spencer
H60 x W45 x D45cm 3 drawers Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength Handles made from solid wood Drawer boxes and fronts made from solid hardwood. Drawer bottoms made from White Oak veneer Legs made from solid hardwood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

3 Pure Cotton Stripe Tea Towels, at Marks and Spencer
Pack of 3 Plain edge Assorted designs, Manufacturer: Marks & Spencer

Mirror Squares Photo Frame 20 x 25cm (8 x 10"), at Marks & Spencer
Rectangular frame Mirror square design Aperture: 20 x 25cm (8 x 10"), Manufacturer: Marks & Spencer

Mechanical Dancing Girl Birthday Card, at Marks & Spenser
Cover Text: On your Birthday shake it! Inside Message: It's Party Time Approx size: 135 x 135mm

Triple Bead Drop Earrings, at M+S
Hook fastening Drop style Triple bead design For hygiene reasons, refunds will only be given in accordance with your legal rights

Filigree Design Sunglasses, at Marks and Spencer
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Cotton Rich Button Tab Straight Leg Trousers, at Marks and Spencers
Simple and stylish, straight leg trousers are a modern classic. This pair sits below the waist and are cut to give a flattering shape that's always in style. Added stretch gives the perfect fit

Per Una Waist Laser Jacket, at Marks & Spencers
A fashionable 3/4 sleeve jacket featuring a notch lapel collar and button fastening

Fox Gordon Brothers & Sisters Viognier 2008 - Case of 6, at M & S
Grape variety: 91% Viognier, 9% Sauvignon Blanc Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol Contains sulphites

Essentials Maxi Tea Light Pack, at Marks & Spencer
Pack of 10 Non-fragranced Plain This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Flat Front Straight Leg Trousers, at Marks and Spencers
Fashionable and contemporary, these flat front trousers are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Stormwear™ Leather Lace-Up Walker Trainers, at Marks and Spenser
Round toe Lace-up Stitch detail Waterproof leather Stormwear™ technology repels water and stains

Dad Cup of Tea Birthday Card, at Mark & Spensers
Cover text: Relax and put your feet up on your Birthday Dad Inside message: blank for your own message Approx Size: 114mm x 228mm

Little Hands Shapes, at Marks & Spensers
Lift the flap shapes will help young children to develop shape recognition, and provide the ideal basis for simple learning games

Classic Collection Pure Cotton V-Neck Top, at Marks and Spencer
Feminine and pretty, this versatile top is made from soft easycare fabric and features a floral print neckline. A fashionable style with a comfortable, flattering fit

Chunky Bead Stretch Bracelet, at MarksandSpencer
Stretch bracelet Chunky bead design

3 Piece Stainless Steel Saucepan Set, at Marks & Spencers
3 pan set Glass lids 16cm saucepan - 1.3 litre capacity 18cm saucepan - 2 litre capacity 20cm saucepan - 2.7 litre capacity Riveted handles Encapsulated base for even heat distribution Suitable for all cooker and hob types, except induction. Not suitable for induction hobs, Manufacturer: Marks & Spencer

When you're shopping at Mark & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."