Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Motor Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.

Besides Mark's & Spencer Motor Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark's & Spencer purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks n Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Older Boys' Shark Flip Flops, at M & S
Flat sole Shark print Contrast stripe

5 Pure Cotton Assorted Monster Bodysuits, at Marks & Spenser
Cute and practical, this pack of 5 bodysuits is great value. Popper fastenings and envelope necklines makes quick changes easy and the soft cotton fabric will keep him feeling comfy and happy

Wool Blend Plain Tie, at Marks & Spensers
Add a smart finishing touch with this hardwearing plain wool mix tie

Cashmilon™ Long Sleeve Polo Neck Jumper, at M & S
Fashionable and flattering, this long sleeve jumper is made from supersoft cashmilon™ and features a polo neck

Wisteria Flight Bag, at Marks and Spencer
Smart and practical, this hardwearing flight bag meets the UK size restriction for carry-on luggage. It features seperate case section

Younger Boys' Multi Stud Belt, at Marks & Spencer
Fun and fashionable, this multi stud belt adds a stylish finishing touch

Newborn Cotton Rich Reversible Bunny Jacket, at Marks & Spencer
She'll have two looks in one with this practical reversible jacket. It's warmly padded and made from soft comfortable cotton fabric

Luxury Orchid, at M+S
Orchids are traditionally known as symbols of beauty and this deluxe version certainly lives up to its reputation. This beautiful twin stemmed multiflora orchid is planted in a contemporary glass vase with a pretty satin-finished ribbonAvailable for delivery between 1st April to 30th September 2009

Glass Boxed Mirror Photo Frame 13x18cm (5 x 7"), at Marks and Spencer
Plain glass boxed mirror photoframe Aperture: 13x18cm (5x7") H32 x W 26.5cm, Manufacturer: Marks & Spencer

3/4 Length Sleeve Stripe Shirt, at Marks & Spencer
This fab 3/4 length sleeve top features a stunning stripe design. A sophisticated new look, perfect for this season

My First Nursery Rhyme Book, at Marks and Spencer
Suitable for ages 0-3 years Classic nursery rhymes to share This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Single Sprung-Edge Suede Divan with 2 Small + 2 Large Drawers & Autograph F500 Latex Pillowtop Mattress, at Marks & Spencer
Double Mattress (4ft 6in): W135 x L190 cm King Size Mattress (5ft): W150 x L200 cm Super King Size Mattress (6ft): W180 x L200 cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Mattress depth: 28.5cm Divan Height: 41cm Large Drawer: H14 x W78 x D52cm Small Drawer: H14 x W40 x D52cm Smaller drawers at the head end are designed to open without moving your bedside table Highly responsive pocketed springs Mattress features deep pillowtop layer of Talalay latex and luxurious white fibre Mattress also features two further layers of cotton and resilient white fibre for additional support Double row of hand side-stitching to add support to the edges Spring count: 1225 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cut About Stripe Long Skirt, at Marks and Spencer
Elegant and feminine, this a-line skirt features a cut about stripe print and panel design. Stylish, practical and fashionable

Sicilian Lime & Bergamot Sugar Scrub, at Marks and Spencer
Sicilian lime and bergamot fragrance Body scrub 200ml

Handmade Glass Bowl, at Marks and Spenser
Handmade Shallow dish Shaped edge Web design, Manufacturer: Marks & Spencer

Soft Vanilla Pot Pourri Box, at Marks & Spensers
Soft vanilla fragrance Presented in a box, Manufacturer: Marks & Spencer

Luxury Glass Orchid, at M & S
Add a touch of luxury to your home with this twin-stemmed phalaenopsis orchid. The glass pot helps to create an elegant, contemporary look Available for delivery from 1st April to 30th September 2009

2 Piece Stripe & Spot Cosmetic Bag Set, at Mark's & Spencer
Set of 2 Spot & stripe design Zip fastening Assorted size Large bag with handle Lined

Chocolate Cutting Cake, at Marks & Spensers
Order by 5pm to collect in 7 days Serves 22 Chocolate cake: a rich chocolate cake filled with milk chocolate ganache Choose from white or ivory soft icing 920g Available for collection in participating M&S UK stores Click here for a list of stores As featured on page 61 in the food to order brochure Not suitable for nut allergy sufferers

Seville Antique Brass Double Towel Rail, at Mark's & Spencer
Double rail Wall mounted H13.7 x W51.58 x D18.17cm, Manufacturer: Marks & Spencer

7 Pure Cotton Plain Sleeveless Bodysuits, at Marks & Spenser
Soft, pretty and machine washable, these bodysuits are a perfect buy for your newborn

Per Una Short Sleeve Sparkle Top, at Marks and Spencer
A fabulous scoop neck top in pure soft cotton embellished with sparkling sequins

Ruby Side Plate - Black, at Marks & Spencer
Plain centre Stripe edge Diam 21.5cm, Manufacturer: Marks & Spencer

Fred Bear Lovely Birthday Card, at Marks and Spenser
Cover text: Have a Lovely Birthday Inside message: With lots of love Approx. size: 215 x 150mm

Seville Antique Brass Glass Shelf, at Marks and Spencers
Toughened safety-glass shelf Wall mounted Brass base material with antique nickel plating H15.22 x W45.6 x D13.5cm, Manufacturer: Marks & Spencer

Modal Blend Button Placket Bib T-Shirt, at Marks&Spencer
Pretty and feminine, this fashionable long sleeve t-shirt is made from supersoft fabric that looks and feels great. Modern styling details give a contemporary edge

Sonoma Extending Dining Table & 6 Alton Antiqued-Leather Chairs Set, at Marks & Spencer
7 piece set Table: H76 x L180 x W100cm Extends to L230cm Seats 6-8 people, comes with extension leaf to seat 8 Chair: H99 x W46 x D56cm Made from solid walnut with fabric seat Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats of durable, clear lacquer of low sheen Side and back made from White Oak veneer Top panel is veneered with solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Perfect Autograph Double Tramline Slip-On Shoes, at Marks & Spencers
Square toe Stitch detail Slip-on Block heel

Beach Towel, at M & S
Plain L160 x W90cm, Manufacturer: Marks & Spencer

Edmonton Armchair, at M&S
H92 x W92 x D98cm Seat: H48cm (all dimensions are approximate) Seat cushions made from shape-retaining foam on leather upholstery options and polyester fibre on fabric upholstery options Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

M&S Money Direct offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Direct Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spensers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money Direct UK and European Breakdown Cover, since it covers you as a passenger too.