There are lots of ways to save money using M+S Money. Not least of these is Marks & Spensers Standard Motor Insurance. With M+S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencers Money, you get more, and you pay less.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks n Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days M+S, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Besides Marks and Spencer Motor Insurance, M+S Money Credit Cards and other financial products, M+S Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spenser purchases are also protected while you take them home.

Also, on both M+S Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Blue Harbour Straight Leg Jeans, at MarksandSpencer
A fine and relaxed alternative to the usual blue jeans, you'll really enjoy the dark colour of these. Their cut is as flattering and relaxed as you'd expect from Blue Harbour, with a zip and button fastening and belt loops

Per Una Lightweight 3 Piece Shrug Top, at Marks and Spenser
A fashionable 3/4 length sleeve shrug featuring a floral lace top and plain inner vest

Medium Square Jewellery Box, at Marks and Spencer
4 drawers Square design

Super Hydrating Body Cream Oil, at Marks and Spenser
Nourishes extra dry skin Olive oil to replenish Glycerin to hydrate Suitable for all skin types 250ml

Wedding Planner File, at Mark's & Spencer
Wedding dress printed cover Ribbon tie Pack contains: 1 planner with various page inserts Approx size: H218 x W165 x D35mm

Limited Collection Lampshade Mini Skirt, at M+S
Part of Limited Collection's LA Love trend. Feminine, soft and laid back, this is a fashionable LA look with a boho vibe. Beautiful fabrics and playful prints are key

Pure Cotton Denim Playsuit Outfit, at Marks & Spenser
Fun and fashionable, this easycare playsuit features pintuck details for a modern look

Daily Mail Quick & Cryptic Crosswords, at Marks and Spenser
This compilation of the Daily Mail's quick and cryptic crosswords will provide you with hours of fascinating puzzling

Autograph Value Suit Jacket, at Marks and Spencer
Smart and stylish, this suit jacket is outstanding value! It's made from comfortable hardwearing fabric, ideal for sixth form wear

Petite Wide Waistband Straight Leg Trousers, at M & S
Simple and stylish, straight leg trousers are a modern classic. They are cut to skim the hips and thighs, giving a sleek flattering shape that's always in style. Specially designed and perfectly proportioned for the petite frame

Younger Boys' Pure Cotton Assorted Slips, at Marks and Spencers
An outstanding value 5 pack of Slips in natural breathable cotton

Mirrored 5-Drawer Chest, at Marks and Spencer
H102 x W51 x D40.5cm 5 drawers Mirrored finish with clear knobs All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this chest as part of a set. Click here to view the Mirrored Collection Set. , Manufacturer: Marks & Spencer

Baby Girls' Floral Print Pram Shoes, at Marks & Spencers
Round toe Twin riptape fastening Contrast lining Floral design Flat sole Lined

Oxford Toe Cap Shoes, at Marks and Spencer
Round toe Lace up Stitch detail Block heel

Single Sprung-Edge Divan with 1 Small + 1 Large Drawer & Autograph M500 Mattress - Firm, at Marks and Spencers
Single mattress (3ft): W90 x L190cm Single divan (3ft): W90 x L190cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 27cm Divan height: 41cm Large drawer: H14 x W78 x D52cm Small drawer: H14 x W40 x D52cm Mattress is entirely handmade Individually pocketed springs Mattress features deep pillowtop layer containing high quality fillings of cashmere, silk and super-soft reflex foam Two further layers of cotton and polyester underneath the pillowtop layer Double row of hand side-stitching to add support to the edges of the mattress Pocket sprung mattresses give a flexible feel Mattress spring count: 1225 Sprung-edge divan can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Floral Print Hooded Snowsuit, at Marks and Spencer
Perfect for outdoor adventures, this snug snowsuit features a furry hood. Soft lining will keep her warm and comfy

Faux Pearl Collar Necklace, at Marks and Spencer
Adjustable length Clasp fastening Multi strand Faux pearl design Necklace length: 30cm, extendable by 8cm

3 Thermal Briefs, at Marks & Spencer
A great value set of comfortable and pretty briefs which are sure to keep her warm thanks to their insulating properties

Playmobil Road Sweeper Toy, at Mark's & Spencer
Suitable for ages 4+ Includes functional brushes The catch tank can be opened This product conforms to the EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Chablis Grand Cru Grenouille 2004 - Case of 6, at Marks and Spenser
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Spotty Card with Spinner 21 Card, at Marks & Spencers
Cover text: 21 today Inside message: Blank for your own message Approx size: 175 x 126mm

Stain Defence™ Tab Detail Fashion Skirt, at Marks & Spencer
Smart and stylish, this fashionable skirt is treated with Stain Defence™ technology which helps repel everyday stains. The adjustable waist gives a perfectly comfortable fit for longer

Mini Limited Long Sleeve Animal Print Cardigan, at MarksandSpencer
Mini Limited is a collection of cute fun styles designed in the latest looks. The casual, contemporary pieces are comfortable, easy to wear and perfect for layering.

Domaine Bois d'Yver Chablis 2007 - Case of 6, at Marks and Spencers
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Panasonic 42'' TX-P42G15 Full HD Plasma TV with freesat HD, at Marks and Spencers
Manufacturer: Marks & Spencer

4 Size Funnel Set, at Marks & Spencers
Set of 4 Mixed sizes, Manufacturer: Marks & Spencer

Limited Collection Frill Side Tunic, at Marks and Spenser
Get the latest look in this trend-conscious tunic with contemporary frill details

Classic Collection Pure Merino Wool Tweed Cardigan, at Marks and Spencer
Add a touch of cosy comfort to your wardrobe with this stylish cardigan in soft, luxurious lambswool. It's versatile enough to be dressed up or down for a smart or casual look

The Aristocats Special Edition DVD, at M+S
Rating Universal, suitable for all,

Per Una Pure Cotton Bold Floral Skirt, at Marks and Spencer
A pretty knee length skirt in pure cotton featuring a bold floral print and tie waist feature

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.