M&S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Motor Insurance, but Mark's & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Buildings & Contents Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Mark's & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spensers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

Cotton Rich 2 Piece Bunny Dungaree Outfit, at Marks & Spencer
Fun and practical, this cute 2-piece dungaree outfit features embroidered detail. It's made from soft cotton to keep her comfy

Ribbon Hat, at Marks and Spencers
Keep ahead of the trends with this contemporary ribbon sunhat, an essential look for style in the sun

Body Formula Salt Scrub, at Mark & Spensers
250g Fragranced

°Climate Control Pillow Protector, at Mark & Spencers
Keeps you in a comfort zone all night long Absorbs body heat, releasing when you need it Made using outlast technology, originally developed for NASA, Manufacturer: Marks & Spencer

Autograph Weekend Water Repellent Funnel Neck Parka, at Marks & Spensers
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Footglove™ Leather Ankle Boots, at Mark's & Spencer
Pointed toe Stitch detail Zip fastening Heel height 62mm Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Police Vehicles Set, at M&S
Suitable for ages 3-6 years 5 police vehicles Die cast police car, van, 4x4 vehicles and a helicopter Imaginative play This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Sonoma Dark 3-Door Glazed Top Unit, at Marks and Spencer
H110 x W179 x D33cm 6 glass shelves Glass doors and shelves made from toughened safety glass Internal lights with on/off switch This top unit is designed to sit on the Sonoma Dark 3-Drawer Sideboard. Click hereto view the Sideboard Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this top unit as part of a set. Click here to view the Dark Sonoma Collection Set. , Manufacturer: Marks & Spencer

Crossover Mules, at Mark & Spencers
Round toe Flat

Tiga Side Table, at Marks & Spenser
H45 x W46 x D46cm Cube design Made from sheesam wood Finished with a protective matt lacquer for added durability Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Tiga Collection Set. , Manufacturer: Marks & Spencer

8 Cup Cafetiere, at Marks and Spenser
8 cup capacity Clear jug Metallic frame Contrasting lid and handle, Manufacturer: Marks & Spencer

Siemens Electric Double Oven, at Marks and Spencer
H888 x W595 x D550 mm 58L capacity oven in stainless steel Cooking methods: conventional heat, half width variable grill, full width variable grill, hot air, defrosting Pull down glass door Maximum temp: 275C Energy efficiency class: B This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Wavy Embroidered A-Line Mini Skirt, at Marks n Spencer
Elegant and feminine, this a-line embroidered skirt is a look you'll love. Stylish, practical and fashionable

Plain Jogging Bottoms, at Marks & Spencers
With added stretch for essential ease of movement, these comfy and practical joggers feature a decorative drawstring and are great for active workouts or relaxing in style

Short Sleeve Henley Neck Pintuck Front Top, at Mark's & Spencer
Smart and stylish, this scoop neck top features a pintuck front

Autograph Pure Cotton Floral Dress with Tights, at Marks & Spenser
Practical and pretty, this cute dress and tights are made from soft cotton fabric to keep her feeling comfy and happy. With luxury in every detail, this is part of our exclusive Autograph collection

Collezione Cotton Rich Single Breasted 3 Button Jacket, at Marks & Spencer
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Miele FJM Hyclean Dustbags, at M+S
Replacement dustbags for Miele vacuum cleaners using FJM bags

Older Boys' Pure Cotton Bart Simpson Check Pyjamas, at Marks and Spencer
A must for fans of The Simpsons, these pyjamas feature the popular character

Limited Collection Contrast Heel Peep Toe Shoes, at Marks and Spencer
Peep toe Slip on Contrast high heel Heel height: 93mm Comes in sizes 3-8, including half sizes

Airflex™ Leather Saddle Moccasin Shoes, at Marks and Spenser
Round toe Stitch detail Slip-on Low block heel Unique Airflex™ airflow system for unbeatable comfort

Football Pitch Son Birthday Card, at Marks and Spencer
Cover text: Happy birthday "It's in the net!" Son Inside message: With love This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 127mm

Diamante Flower Slim Diary, at Marks & Spencer
Week to view Diamante flower design Ribbon page marker Dimensions: 165 x 80 mm

Pure Wool Izmir Rug, at Mark's & Spencer
Made from New Zealand wool Traditional pattern Fringed design Small: L140 x W80cm Medium: L170x W120cm Large: L230 x W160cm, Manufacturer: Marks & Spencer

Villa Maria Seddon Vineyard Pinot Noir 2006, Marlborough - Case of 6, at Marks & Spencers
Style: Dry, medium bodied Grape variety: Pinot Noir Country of origin: New Zealand Closure: Stelvin Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol Alcohol units per bottle 10.5 Alcohol units per 125ml 1.8 Contains sulphites You must be 18 or over to purchase this product

Handcrafted Woven Label Valentine Card, at Marks & Spenser
Cover text: With love Inside message: On Valentine's Day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: Unfolded: 178 x 127mm

Summer Manor Side Plate, at M&S
Floral design Fine china Diameter 21.5cm, Manufacturer: Marks & Spencer

Silver Tree Chardonnay 2007 - Case of 6, at M&S
Style: Dry Grape variety: Chardonnay Country of origin: South Africa Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

3 Pairs of Sheer Assorted Net Design Socks, at MarksandSpencer
The ultimate in stylish net design, these ankle high socks have added stretch so they'll always stay in shape. They're finished with a reinforced sole and toe section so toes won't get caught in the netting

Flat Front Straight Leg Plain Trousers, at Marks & Spencers
Stay smarter for longer with these innovative crease resistant trousers

There are lots of ways to save money using M&S Money. Not least of these is Marks & Spencer Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spensers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencer Money, you get more, and you pay less.