Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but M&S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Home Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencers insurance products in document format too.

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Besides Mark's & Spencer Car Insurance, M+S Money Credit Cards and other financial products, M+S Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both M+S Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Funnel Neck Long Sleeve Performance Jacket, at Marks and Spencer
Ideal for active wear, this Performance jacket incorporates moisture management technology. The high-performance fabric draws moisture away from the skin to the surface, keeping you drier. Designed for a great fit and essential ease of movement

Pure Cotton V-Neck Cropped Cardigan, at Marks & Spencer
Pretty and feminine, this cropped cardigan is made from pure natural cotton and features 3/4 length sleeves for a fashionable look

Cotton Rich Velour Long Sleeve Hooded Cardigan, at Marks & Spensers
Soft and comfy, this pretty hooded cardigan makes a practical and fashionable choice

Sequin Cushion, at Marks & Spensers
Sequin detail Rectangular shape L30 x W40cm, Manufacturer: Marks & Spencer

Luc Saint-Roche Red 2007 - Case of 12, at Mark's & Spencer
Country of origin: France Closure: Screw cap Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites

Die Cut Handmade Flowers Anniversary Card, at Marks&Spencer
Cover text: Happy Anniversary with love Inside message: Blank for your own message Approx size: 175 mm x 125 mm

Sony Memory Stick PRO Duo 16GB, at M+S
Optimum for storing, sharing and transferring thousands of high quality pictures, videos and music Memory: Flash Memory Storage Capacity: 16GB Dimensions: 20 x 31 x 1.6mm Weight: 2g Operating Voltage: 2.7 V - 3.6 V Environmental temperature: -25C to 85C Minimum write speed: 15 Mbps(1875MB/sec) Free to Download, the Memory Stick Data Rescue Service enables quick recovery of deleted photographs and files(www.sonydigital-link.com/memstick/) Warranty: 5 years Delivered with a standard size adaptor Ideal for high resolution video recording Compatible with all Sony Cyber-shot, Handycam, VAIO, PSP & Alpha released after 2007 Compatible with copyright protection technology ("MagicGate")

Yalumba Australian Shiraz 2008 - Case of 12, at Marks & Spenser
Style: Full bodied Grape variety: Shiraz (Syrah) Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

PS3™ 80GB with Pure & Tomb Raider Games Bundle, at Marks & Spencers
Bundle includes PS3 80GB console and 2 games: Pure & Tomb Raider Game 1: Pure - Thrill seekers will be racing against skilled rivals and performing gravity defying aerial tricks in Pure, an extreme sports off-road racing video. Pure takes off-road racing to a new level. Featuring vertigo-inducing massive aerial jumps and spectacular airborne tricks in photo-realistic real-world locations all over the globe, Pure delivers heart-pounding experiences unique to the genre Game 2: Tomb Raider - The first lady of gaming returns in Tomb Raider - Underworld with her deepest and darkest adventure yet. Ostensibly searching for the mythical hammer of the Norse god Thor, the real draw of the game is exploring the underworlds of multiple different cultures 80GB HDD for storing games, music, videos and photos High-Definition Blu-ray player for the best movie experience Internet ready with built-in Wi-Fi Two USB ports HDMI output for 1080p resolution (cable sold separately) Plays DVDs and CDs Cell Broadband Engine advanced microprocessor DUALSHOCK3 wireless controller Free PlayStationNetwork membership AC power cord AV cable USB cable Console dimensions: W32.5 x H9.6 x L27.4cm Please note: User responsible for all applicable Internet fees. Some services or features may require additional fees. Video output in HD requires cables and an HD-compatible display, both sold separately. Copy-protected Blu-ray video discs can only output at 1080p using an HDMI cable connected to a device that is compatible with the HDCP standard. HDMI cable not included

The Belted Peplum Pencil Skirt, at Mark's & Spencer
This flirty skirt flatters your curves and features a fashionable pleated peplum at the hem. It was made for wearing with heels and a pretty blouse. This one comes with a fashionable patent belt to define your waistline

Graduating Tone Sunglasses, at Marks and Spencer
Simple and unassuming, these universally flattering sunglasses combine a graduated colour frame with a full tinted lens

Kaspersky Anti-Virus 2009 1 User 1 Year License, at Marks & Spenser
Data and Identity Theft Protection: Disables links to phishing websites Essential Protection: Protects from viruses, Trojans and worms, Protects from spyware and adware, Scans files, email messages and Internet traffic, Protects instant messengers (ICQ, MSN), Proactive protection from unknown threats Preventive Protection: Scans operating system and installed applications for vulnerabilities, Disables links to malware sites Usability: Automatic configuration, Wizards for common tasks, Automatic or interactive mode, Round-the-clock technical support, Automatic database updates, Global threat monitoring (Kaspersky Security Network) Advanced Protection & Recovery: Program can be installed on infected computers, Self-protection from malware, Restores correct system settings after removing malicious software Suitable for 1 user for 1 year

Adored Lily Embroidered Non Padded Bra, at MarksandSpencer
Pretty and elegant, this non-padded bra is made from the softest fabric, embroidery and lace, so it's blissfully comfortable to wear

Per Una Leather Tubular Knot Mule Shoe, at Marks & Spencer
Open toe Slip on Tubular knot foot strap Mid-high wedge heel

Button Detail Knee Length Skirt, at Marks & Spenser
Chic and stylish, this above the waist skirt features a button detail and contrast stitching. A great choice for work or smart occasions and it's machine washable for added convenience

Airflex™ Comfort Side Stripe Mudguard Trainers, at Mark's & Spencer
Round toe Stitch detail Lace-up Fresh Feet antibacterial lining for odour free feet Lining absorbs moisture so feet stay dry Unique Airflex™ airflow system for unbeatable comfort Lightweight, flexible and durable Heel cushion and arch

Per Una Pure Linen Safari Palm Belted Dress, at M & S
A beautiful calf length dress in pure cool linen featuring a safari palm leaf print and comes with a belt

Classic Collection Cotton Rich Drawstring Joggers, at Marks and Spencer
Relaxed and comfortable, these casual joggers are made from soft stretch cotton. The drawstring waist gives the perfect fit

La Perla Cushion With Recycled Filling, at MarksandSpencer
Square design Textured Comes in 10 different colour variations L50 x W50cm, Manufacturer: Marks & Spencer

Collezione Pure Cotton Long Sleeve Stripe Shirt, at Marks and Spencer
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this shirt to give you a feeling of luxury like no other

Spot Print Bikini Top, at Marks & Spencer
Modern and stylish, this bikini is outstanding value. Style and quality at a great price

Portfolio Short Sleeve Jumper with Cashmere, at Marks and Spencers
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

Big And Tall Flat Front Linen Trousers, at Mark's & Spencer
Fashionable and smart, these lightweight flat front trousers are the perfect choice for warmer weather

3 Cool & Fresh Cotton Rich Assorted Trunks, at Marks & Spencers
Made from soft breathable stretch cotton, these comfy trunks are ideal for everyday wear

Cotton Rich Long Sleeve Heart Print Cardigan, at Marks and Spencer
Soft and comfy, this long sleeve cardigan is made from soft cotton and features a heart print design. A pretty easycare style

Pure Cotton Bubble Sarong, at Marks and Spencer
Feminine and pretty, this fashionable sarong features a striking bubble print. The ultimate in poolside glamour

Collezione Exclusive Pure Wool Single Pleat Twill Trousers, at Marks and Spencer
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on these trousers to give you a feeling of luxury like no other

Gold Plated Catseye Stud Earrings, at M & S
Catseye design Butterfly fastening For hygiene reasons, refunds will only be given in accordance with your legal rights

Ceriso Essentials Spot Embroidered Non Padded Bra, at Marks and Spencers
Feminine and fashionable, this bra is beautifully detailed with a embroidered spot design and multiple bows. The non padded balcony style gives maximum uplift and a fabulous shape. Designed for women who want the latest look

Prints - NAT LINEAR LEAF, at Marks & Spencer
Manufacturer: Marks & Spencer

There are lots of ways to save money using M+S Money. Not least of these is Marks & Spencer Standard Car Insurance. With M+S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spensers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money Direct, you get more, and you pay less.