Marks & Spencer Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the M+S online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks n Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spensers, through its Marks & Spencer Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Navarra Bookcase, at Marks and Spencer
H184 x W100 x D38cm Made from solid oak and oak veneer Finished with a low-sheen lacquer that provides added durability Shelves are bevelled and made from safety-tested toughened glass Legs made from solid wood Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Woodhaven Shiraz 2007 - Case of 12, at Marks and Spencer
Style: Medium bodied Grape variety: Shiraz Country of origin: USA Closure: Synthetic closure Bottle: 12 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml:1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

M&S 2-Slice Toaster - White, at Marks and Spencers
2-slice cool touch toaster 700-800W Adjustable browning control Indication lights Cancel setting Automatic and manual switch off Removable crumb tray for easy cleaning Dimensions: H19 x W30 x D17cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cotton Rich Short Sleeve Single Button Jacket, at Marks and Spenser
Chic and stylish, this cotton rich single breasted jacket is tailored to fit and flatter. A great choice for work or smart occasions and it's machine washable for added convenience

Elasticated Weave Waist Belt, at Mark & Spensers
Define your waistline with this fashionable weave waist belt.

5 Cotton Rich Heart Print Bikini Knickers, at Marks and Spencers
These heart print cotton rich bikini knickers are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Stain Defence™ Non-Iron Trousers With Stormwear™, at Marks and Spencer
These trousers are treated with Stain Defence™ and Stormwear™ technologies, so they repel water and stains. They're non-iron for convenience - for best results, machine wash, tumble dry and hang straight away

Swirl Champagne Flute, at Marks & Spencers
Swirl design Wide base Coloured glass Handmade Height: 27.5 cm Capacity: 17 cl, Manufacturer: Marks & Spencer

Small Fish, at M & S
Hand casted aluminum fish design Place it in your garden H6.75 x W7.75 x D3, Manufacturer: Marks & Spencer

Pure Cotton Belted Cargo Trousers, at Mark & Spensers
Casual and relaxed, these stylish pure cotton cargo trousers are so comfortable and easy to wear. An effortless contemporary look that's fashionable, practical and easycare

Beatrix Potter Wrap Pack, at Marks and Spencer
Pack contains: 2 sheets, 2 tags Each sheet: 495 x 695 mm Tags: 80 x 55 mm (folded) Frederick Warne & Co Limited 2008

Walkmates Pure Leather Riptape Shoes, at Marks and Spencers
Round toe Stitch detail Cutaway design Riptape fastening Flat sole

Tulsa Armchair, at M&S
H96 x W103 x D98cm Seat H50cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that maintains the cushions' look and shape. Click here to Find out more Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Per Una Mixed Bohemian Bead Rope Necklace, at Marks & Spencer
Rope necklace Mixed bead design Length: 84cm

Curvy Glass Jug, at Marks and Spencers
Curved design Solid handle 1.5 litre capacity H26cm, Manufacturer: Marks & Spencer

Marble Swirl-Effect Candy Floss Bowl, at Marks and Spencer
Swirl effect Opaque design Round shape Soda glass H5.5 x Diam29cm Weight: 0.95kg, Manufacturer: Marks & Spencer

Styled Pin Dot Shorts, at M & S
Sleek and stylish, these soft stretchy shorts are finished with smooth flat edges, so there are no visible outlines under clothes. The close fit and shorts style give a modern, shapely look. Designed for a streamlined silhouette

Girls' Limited Cotton Rich Denim Leggings, at Marks n Spencer
Part of Girls Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Short Sleeve Hello Kitty Top, at M & S
Fans of Hello kitty will love this cotton top featuring the popular character. A practical, easycare style

Older Girls' Permair™ Sporty School Shoes, at Marks & Spencers
Round toe Zig zag stitch detail Strap with riptape fastening Low wedge heel Scuff Resistant Permair™ micro porous coating makes the shoes scuff- and water-resistant and easy to clean, while allowing feet to breathe

Beef Sirloin Joint, at MarksandSpencer
Serves 6-8 Ready to cook Suitable for freezing Gluten free 1.6kg total weight Matured for 21 days for extra tenderness As featured on page 34 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Ethnic Heart Cluster Necklace, at Marks and Spencer
Adjustable length Clasp fastening Heart cluster design Necklace length 82cm, extendable by 8cm

Beef Wellington, at Marks & Spensers
Serves 4-6 Ready to cook 1.3kg As featured on page 35 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Ruched Back Low Rise Shorts, at Marks and Spencer
Low rise shorts are perfect for wearing with hipster styles and these pretty lace detail shorts are shapely and modern. Added stretch gives a comfortable, flattering fit

Per Una Pure Cotton Mosaic Floral Kaftan, at Marks & Spencers
A casual 3/4 sleeve kaftan in pure soft cotton featuring a mosaic floral print and tie bow feature

Graduation Owls Congratulations Card, at Mark & Spencers
Cover text: Congratulations on your Graduation Inside message: Blank for your own message Approx size: Unfolded: 150 x 150mm

M&S 1.7L Cordless White Kettle, at Marks and Spencers
1.7 litre capacity 220-240v 50hz 1850-2200w Water window and on/off switch Cord storage base Lockable safety lid Removable filter for simple cleaning 2 year guarentee

3/4 Sleeve Knitted Mock Layer Cardigan with Linen, at Marks and Spencer
Modern and stylish, this cardigan features a ring fastening. Ideal for layering

Yellow Flower Seed Birthday Card, at Marks & Spencers
Cover Text: If friends were flowers... then I'd pick you Inside message: Blank for your own message Approx size: 174 x 126mm

Pointed Toe Court Shoes, at Marks and Spencer
Pointed toe Slip on Mid heel Plain Heel height 67mm Comes in sizes 3-8, including half sizes

There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks & Spencer Standard Car Insurance. With Marks & Spencer Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Mark & Spensers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencer Money, you get more, and you pay less.