Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spenser online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

M&S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco's:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks n Spencer are so useful. M&S Money financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Home Insurance than you will anywhere else, and you may even pay less with M&S.

Older Boys' Cotton Rich Long Sleeve Ben 10™ Pyjamas, at Marks & Spencers
A must for fans of Ben 10, these pyjamas features the popular character

Hepworth Dining Tables & 6 Fabric Chairs Set, at Marks and Spencers
Table: H75.5 x L175 x D90cm Extends to L215cm Seats 6-8 Comes with extension leaf to seat 8 Extension leaf is stored beneath the table top Chairs: H97 x W48 x D63cm Seat: H48cm Neutral-coloured stripe fabric Made from European Birch solids and veneers Treated with a rich stain and aged with dark patina known as a 'housemaid's rub' Finished with 2 coats of durable, clear lacquer of mid sheen Chairs made from solid wood for strength Solid European Birch legs Top panel is veneered with solid birch edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Blue Harbour Pure Cotton Chino Shorts, at Marks & Spensers
Think smart on those warmer days and nights with the design of these great value shorts. Pair with sandals and a T-shirt or team with a short sleeve shirt and boat shoes for a dressier casual look

Supima® Pure Cotton Non-Iron Deep Fitted Sheet, at Mark's & Spencer
Deep fit 30cm Internationally recognised as the world's finest cotton Supima is renowned for its superior strength, enhanced durability and sumptuous feel High performance non iron finish offering the ultimate in easy care Think climate! This can be washed effectively at 30C, find out more , Manufacturer: Marks & Spencer

Dyson DC22 Allergy Vacuum Cleaner, at Marks & Spenser
Suction power: 200 airwatts (constant) Bin capacity: 1.2 litres Root Cyclone™ technology: Dyson vacuum cleaners separate dirt from the air by centrifugal force. It spins the air incredibly fast and the dust and dirt is flung out into the clear bin™. Suction is maintained as there is no bag to become clogged No bags or filters: No extra costs and your vacuum doesn't lose power as you clean Hygienic and quick to empty: Dyson design minimises risk of contact with dirt Included in the box: Mini Flat Out™ tool, combination tool, stair tool, operations manual, quick start guide Dimensions: H291 x W402 x D263mm Weight: 7.1 kg Cord length: 5 metres Max reach: 8.6 metres M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Sony Cyber-shot™ DSC-T90S Camera, at MarksandSpencer
Pixels: 12.1 Megapixels Zoom: 4x optical zoom, 8x digital zoom Screen: Large, wide 3.0-inch (230K dot) Clear Photo LCD plus touchscreen with wide viewing angle ISO: Auto, 100, 200, 400, 800, 1600, 3200 Dimensions: W93.6 x H57.2 x D15mm Pitcure 720p HD movie recording captures crisp, detail-packed HD video clips plus stereo sound at 30 frames per second Enhanced Smile Shutter Enhanced Smile Shutter automatically fires shutter when subject smiles: now easier to use with adjustable smile threshold Enhanced Face Detection Enhanced Face Detection with selectable adult/child priority high-speed subject tracking for clearer portraits. Includes Face Motion Detection Intelligent Scene Recognition Intelligent Scene Recognition simplifies shooting by choosing best settings for difficult conditions such as twilight portraits and backlit scenes Optical SteadyShot High sensitivity ISO 3200 and Clear RAW Noise Reduction for high-quality images with reduced blur during handheld shooting in low light BIONZ processor BIONZ processor for enhanced image quality, reduced image noise and fast shooting response Slideshow HD Slideshow with music offers fun image display with effects and music on LCD or connected HD TV M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Limited Collection Chantal Charm Bracelet, at Marks & Spencer
Stretch style Multiple layer Mixed beads and charms

The Knee Length Zig Zag Stripe Bow Skirt, at Marks & Spensers
Figure-hugging and super flattering, this striking skirt features an origami style bow for a catwalk-inspired feel. Geometric stripes give it an edge

Xenon Collection Small Rollercase, at M&S
Free 5 year guarantee Practical and stylish, this rollercase has a built-in protective moulded rear panel and expands to give you extra 20 percent capacity, while comfort grip handles ensure easy transport

Bingley Bear Horseshoe Wedding Card, at Marks and Spenser
Cover message: Wedding! Inside message: A wish for the happy, New Husband and Wife, For a wonderful start, To a wonderful life! Approx. size: 230 x 114mm

5 Pairs of Plain Trainer Liner Socks, at Marks and Spenser
Comfortable and durable, these socks are outstanding value. They feature a reinforced toe and stretch fabric for an improved fit

Dry Cured, Sugar Glazed Large Gammon Joint (Serves 14-16), at Marks and Spencer
Serves 14-16 Ready to cook Gluten free Suitable for freezing 3kg total weight As featured on page 37 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Easycare Long Sleeve Simple Stripe Shirt, at Marks and Spencer
Smart and stylish, this easycare shirt makes a practical choice for everyday wear

Philips 42FL5604 42" Full HD Digital LCD TV, at M&S
HD Ready: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device Display: LCD Full HD W-UXGA Act. matrix, 1920 x 1080p Screen Enhancement: Anti-Reflection coated screen Brightness: 500 cd/m Viewing angle: 178 (H)/178 (V) Picture enhancement: Pixel Plus HD, 3/2 - 2/2 motion pull down, 3D Combfilter, Active Control + Light sensor, Colour Enhancement, Colour Transient Improvement, Digital Noise Reduction, Dynamic contrast enhancement, Luminance Transient Improver Sound: Output power (RMS) - 2 x 10 W; Sound Enhancement - Incredible Surround, Treble and Bass Control; Sound System - Nicam Stereo Child Protection: Child Lock+Parental Control Smart mode: Game, Cinema, Personal, Energy saving, Standard, Vivid Playback Formats: MP3, LPCM, JPEG Still pictures, MPEG1, MPEG2, H.264/MPEG-4 AVC Tuner bands: Hyperband, S-Channel, UHF, VHF Connectivity: Ext 1 Scart - Audio L/R, CVBS in, RGB; Ext 2 Scart - Audio L/R, CVBS in, RGB; Ext 3 - YPbPr, Audio L/R in; Front/Side connections - HDMI v1.3, S-video in, CVBS in, Audio L/R in, Headphone out, USB 2.0 Other connections - Audio constant level out, PC Audio in, PC-In VGA, S/PDIF out (coaxial), Common Interface; HDMI 1/2 - HDMI v1.3; EasyLink (HDMI-CEC) - One touch play, System info (menu language), Remote control pass-through, System audio control, System standby Mains power: 220240 V, 50 Hz Power consumption: 210 W Dimensions: W103.4 x H64.4 x D8.3cm Weight: 16kg, 20kg(with stand) Included Accessories: Tabletop swivel stand, Power cord, Quick start guide, CD-ROM with software + manual, User Manual, Warranty certificate, Remote Control, 2 x AAA Batteries Pixel Plus HD for better details, depth and clarity 28.9 billion colours for brilliant natural images Dynamic contrast 50000:1 for incredible rich black details 2.1 channel surround with subwoofer for deep bass USB for fantastic multimedia playback 3 HDMI inputs with Easylink for a full HD connection PC-input allows you to use your TV as a PC monitor MPEG4 HDTV reception via DVB-T and DVB-C tuner with CI+ M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Perfect Autograph Double Tramline Slip-On Shoes, at Marks and Spencer
Square toe Stitch detail Slip-on Block heel

Autograph Styled Pleated Underwired DD-G Bra, at Marks and Spencer
Sophisticated and feminine, this padded bra features a pleated design and lace trim. It's underwired and structured to give fuller busts great support and a flattering enhanced shape. Beautiful exclusive lingerie

My First Nursery Rhyme Book, at Marks & Spenser
Suitable for ages 0-3 years Classic nursery rhymes to share This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Shoe Collection Birthday Card, at M & S
Cover text: Party shoes, favourite shoes, flip flops, sparkly shoes, dancing shoes, holiday shoes, Put on your party shoes... Inside message: ...and have a fabulous birthday! Approx size: 215 x 150mm

Venetian Floral Mirror, at Marks and Spencer
Venetian design Rectangular shape Frosted floral detail H85 x W51cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Wedding Planner File, at Marks and Spenser
Wedding dress printed cover Ribbon tie Pack contains: 1 planner with various page inserts Approx size: H218 x W165 x D35mm

Per Una Spot Print Balcony Bra, at Marks & Spenser
Feminine and delicate, this stylish bra features lace detail and spot print. The padded balcony style gives maximum uplift and a fuller shape. Pretty everyday fashion

Blue Harbour Pure Linen Drawstring Trousers, at M&S
A stylish smart casual look, these wide leg trousers are made from cool linen and designed for a fashionable and comfortable relaxed fit

Short Angel Sleeve Leaf Print Top, at Marks & Spencer
Pretty and feminine, this short angel sleeve top is made from softly draping stretch viscose for a fluid look. The leaf print adds a fashionable finishing touch.

Plain Swimming Trunks, at Marks and Spencers
Perfect for holidays or school swimming lessons, these practical trunks are outstanding value

Pink Spotty Shoes 40th Birthday Card, at Marks and Spencer
Cover text: Happy 40th birthday Inside message: Hope you have a lovely day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 126mm

Round Glow Alarm Clock, at M & S
Analogue display Round face Snooze alarm Sweep second movement Glow in the dark hands and numerals Quartz accuracy Dimensions: H10 x W10 x D5cm Weight: 0.11kg

Plain Flexilite Umbrella, at Mark & Spencers
Lightweight and easy to carry, this slimline umbrella is perfect for keeping at hand for effective protection from sudden downpours

Pure Cotton Short Sleeve Embroidered Bib Top, at Marks & Spencer
This short sleeve top will make a useful addition to your wardrobe. It features pretty embroidered bib detail for a stylish casual look

Older Boys' Limited Knitted Beanie Hat, at Marks and Spenser
Warm and comfy, this knitted beanie hat is ideal for chilly days

2 Sheer & Opaque Minimiser Bras, at Marks & Spencers
This gorgeous bra provides essential support for the fuller bust with a full cup and underwiring, while the minimiser design helps create a smoother, shapelier silhouette

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while M & S once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencer, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.