There are lots of ways to save money using M&S Finance. Not least of these is Marks & Spencer Standard Car Insurance. With M&S Finance you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencers Money, you get more, and you pay less.

Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Car Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

When you're shopping at Marks & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Home Insurance and Car Insurance, there's a lot more going on at Mark & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

3 Cool & Fresh Pure Cotton Assorted Hipsters, at Marks & Spenser
Made from soft breathable cotton, these comfy hipsters are ideal for everyday wear

Limited Collection Multi Spot Padded Bra, at Marks and Spenser
Fun and fabulous, this cotton blend bra is part of our Limited Collection lingerie. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Pure Cotton Short Sleeve Mock Layer Top, at M & S
It looks like a top and knitted tank top, but this striking contemporary mock layered design is just one piece. The stripe detail adds a special stylish touch

3 Pairs of 10 Denier Ladder Resistant Tights, at Marks and Spencer
These essential tights are fantastic value. They're made with added stretch for a great fit and shape retention

High School Musical 2: Non-Stop Party CD, at Marks & Spencer
Audio CD, Marks & Spencer

Blue Harbour Cashmilon™ Mock V-Neck Jumper, at Marks & Spencers
This soft and comfortable mock V-neck jumper is outstanding value and an essential part of any wardrobe

5 Big & Tall °Climate Control Cotton Rich Plain Slips, at Marks & Spensers
Climate control fabric absorbs and stores body heat when you're too hot and releases the heat when you're too cold. The result is the perfect body temperature so you'll feel comfortable all day. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology

Extending Table Lamp & Lampshade, at Marks & Spencer
Fabric shade Adjustable height Round base Diameter: 28cm Hieght: 64cm Bulb: 60W GLS or 11W CFL, Manufacturer: Marks & Spencer

Artificial Orchid Spray in Ceramic Bowl, at M+S
Artificial orchid Ceramic bowl H75cm, Manufacturer: Marks & Spencer

The Pleated Hem Skirt, at Marks & Spenser
Wear this fabulous full skirt for a feminine, flattering and retro look that's firmly back in fashion. The layers at the hem are a chic finishing touch to this wear-anywhere style

Signature Grapefruit & Ginger Scented Filled Candle, at Marks & Spencer
Glass holder Grapefruit and ginger fragrance Burns up to 40 hours, Manufacturer: Marks & Spencer

Cotton Rich Drawstring Flared Joggers, at Marks & Spencers
Relaxed and comfy, these casual joggers are made from cotton rich fabric and feature a drawstring waist. A practical easycare choice

Limited Collection High Heel Shoes, at Marks & Spencer
Round toe Buckle fastening High heel Patent finish Comes in sizes 3-8, including half sizes

Dualit Lite 4-Slice Toaster - Black, at Mark's & Spencer
4-slice toaster 1850 watt 36mm extra-wide slots for bagels and buns Defrost setting Cancel button Soft Touch non-marking finish Higher wattage for faster toasting, with accurate browning control Easy to clean with a high quality stainless steel cover High lift mechanism to remove small items easily Bagel button - warms one side and toasts the other Weight: 2.5kg Dimensions: H20 x W36 x D20cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cascade Bead Necklace, at Marks & Spencer
Clasp fastening Adjustable length Cascade bead design Multi strand style Necklace length 41cm, extendable by 8cm

Pure Cotton Drawstring Joggers, at M&S
Soft and practical, these loose fit drawstring joggers are outstanding value. This easycare style is ideal for active games or relaxing in comfort

Adored Pure Cotton Floral Embroidered Long Nightdress, at Marks & Spensers
Stylish and elegant, this flattering long nightdress is part of our feminine Adored collection. It's made from the softest fabrics for the ultimate in comfort

Olympus FE-35 Digital Camera, at Marks and Spencer
Pixels: 10 Megapixels Zoom: 3x optical zoom, 4x digital zoom Screen: High-definition 2.5-inch LCD monitor with about 230,000 dots Dimensions: W93.8 x D26.7 x H61.5mm Weight: 110g Face Detection: Intelligent Auto Mode detects the five most commonly used scenes and adjusts settings, focus and exposure automatically, Advanced Face Detection of up to 16 persons for perfectly focused and exposed faces,Digital Image Stabilisation for less blur 16 shooting modes (e.g. Night Scene with Portrait and Candle) ensure the camera has the right settings for different situations "One button, one function" design principle and in-camera help guide and for easy operation Movie recording: Movie AVI Motion JPEG up to 640 x 480 (30 fps/15 fps)

Artificial Exotic Argumentum & Vase, at Marks and Spenser
Artificial exotic argumentum with short stem Presented in clear and frosted glass Square vase Stone effect Diameter: 51cm, Manufacturer: Marks & Spencer

Abbey View Reserve Shiraz 2005 - Case of 12, at Mark's & Spencer
Style: Dry Grape Variety: Shiraz (Syrah) Country of origin: Australia Closure: Screw cap Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Classic Collection Floral Print Dress, at Marks and Spencers
Pretty and feminine, this short sleeve dress is made from a soft linen blend. A fashionable style with a comfortable, flattering fit

Autograph Pure Cotton Floral Print Empire Line Top, at M & S
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Autograph Berry Damask Pillowcase, at Marks and Spencer
Damask print Pure Cotton, Manufacturer: Marks & Spencer

Big And Tall Luxury Wool Double Breasted Jacket with Cashmere, at Marks & Spencer
Specially proportioned for big and tall men, this double breasted jacket is designed to give a flattering, comfortable fit

5 Younger Girls' Pure Cotton Hello Kitty Briefs, at Marks & Spensers
Cute and trendy, this 5 pack of pure cotton briefs feature assorted Hello Kitty designs

Classic Collection 3/4 Sleeve Dobby Stripe Blouse, at Mark & Spensers
Smart and stylish, this dobby stripe blouse will give your look an instant lift. It looks lovely worn with plain skirts or trousers in coordinating colours from the Classic collection

Vienna Collection - Floor Lamp, at Marks and Spencers
Facetted glass curtain shade Chrome plated base Round base Dimensions: H161 x Diam 40cm Bulb: 100W GLS or 21W CFL, Manufacturer: Marks & Spencer

7 Pair of Freshfeet Stripe Sole Socks with Silver Technology, at Marks & Spencer
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

Long Sleeve Hood Padded Jacket, at Marks & Spensers
Fashionable and practical, this padded jacket is fully lined and features a tie waist belt. A comfortable, easycare style

M&S USB Mini Cable, at Marks and Spencers
1.8 metre cable M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.