Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spensers online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M & S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Besides Marks & Spencer Motor Insurance, M+S Money Credit Cards and other financial products, M+S Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both M+S Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Limited Collection Pure Silk Floral Print Top, at Marks & Spencers
Part of Limited Collection's LA Love trend. Feminine, soft and laid back, this is a fashionable LA look with a boho vibe. Beautiful fabrics and playful prints are key

Perfect Pure Cotton 3/4 Roll Up Sleeve Longline Shirt, at Marks and Spencer
Simple sophistication. This longer line shirt adds crisp, business-like chic to any outfit

Draping Wisteria Embroidered Cushion, at Mark & Spensers
Rectangular shape Floral embroidery, Manufacturer: Marks & Spencer

Pure Cotton Mock Layer Comic Print Top, at Marks&Spencer
Fun and fashionable, this long sleeve top in soft cotton features a comic print. A practical easycare style

24 Vol-Au-Vents, at MarksandSpencer
Contains 24 pieces Serves 6 Ready to cook Suitable for freezing 400g As featured on page 14 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Younger Girls' Pure Cotton Hello Kitty Hooded Poncho, at Marks & Spencers
Fans of Hello Kitty will love this hooded cotton poncho featuring the popular character. A practical, easycare style

2 Assorted Underwired T-Shirt Bras, at Marks & Spensers
Smooth and versatile, this pack of 2 t-shirt bras is great value. They're designed to give gentle support and a flattering fit

Autograph Pure Wool Flat Front Stripe Trousers, at M+S
Fashionable and contemporary, these stripe trousers are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Widefit Almond Toe Buckle Shoes, at Mark & Spensers
Almond toe Buckle fastening Mid heel Heel height: 53mm Comes in sizes 3-8, including half sizes

Per Una Linen Blend Connie Jacket, at M & S
A feminine 3/4 sleeve linen blend jacket featuring an asymmetric hem and notch lapel makes this a versatile choice

Happy Birthday Cupcake Card, at M&S
Cover text: Happy Birthday Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Silver Plated Crystal Stud Trio Earrings, at M & S
3 pairs Crystal stud design Assorted colour For hygiene reasons, refunds will only be given in accordance with your legal rights

Hand Crafted Stitched Guitar Son Birthday Card, at Marks & Spencer
Cover Text: Happy birthday son Inside Message: Blank for your own message Approx size: 178 x 126mm

County Life - Magazine Gift Subscription, at Marks & Spencer
Your life, your county, your choice! With this magazine gift subscription the recipient chooses one of 26 County magazines - Berkshire & Chiltern Life, Cheshire Life, Cornwall Life, Cotswold Life, Derbyshire Life, Devon Life, Dorset Magazine, Essex Life, Hampshire Life, Hereforshire Life, Hertforshire Life, Kent Life, Lake District Life, Lancashire Life, North East Life, Oxfordshire Life, Peak District Life, Shropshire Life, Somerset Life, Stafford Country Magazine, Surrey Life, Sussex Life, Warwickshire Life, Wiltshire Magazine, Worcestershire Life or Yorkshire Life

Per Una Roma Bootleg Patent Belt Jeans, at Marks and Spencers
Comes with belt shown in image A modern pair of bootleg jeans in stretch cotton and finished with a stylish patent belt

Per Una Body Spray, at Marks & Spencer
100ml This product is not available for international delivery. Find out more

Pure Cotton Short Sleeve Lifeguard Top, at Mark's & Spencer
Cute and comfy, this practical cotton top features a 'lifeguard in training' slogan and motif. The envelope neckline makes it easier to dress him

Halterneck Spot Print Tankini Top, at Marks & Spencer
Modern and colourful, this flattering tankini top is designed in the latest shape

Ribbon Trim Hat, at Marks and Spencers
Keep ahead of the trends with this contemporary ribbon sunhat, an essential look for style in the sun

Autograph Addison Console Table, at M+S
H80 x W110 x D40cm With 2 drawers Made from American Black Walnut solids and veneers, with Beech veneer on unseen faces Finished with 2 coats of durable, clear lacquer of mid sheen Drawer pulls are solid wood due to their shape All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Cotton Rich Long Sleeve Shirt, at Marks and Spenser
Stylish and contemporary, this cotton rich shirt is part of our luxurious Autograph collection. The fabric has been created exclusively for us to tie in with this seaso's key looks, so you won't find it anywhere else

WowWee™ Femisapien™ Robot, at Marks & Spensers
RS Femisapien has 3 main function modes, each corresponding to a different head position. Tilt her head in the desired direction and her function mode will change! In Attentive Mode, RS Femisapien interacts directly with you. She will slow pose, be your back-up singer, introduce herself, dance with you, and even blow kisses In Learning Mode, teach RS Femisapien a sequence of movements that she can perform for you, up to 80 steps long! RS Femisapien is also pre-programmed with a number of precise functions and sounds that can be used as part of her program routine, including striking poses, holding and presenting thin objects such as business cards (not included) and blowing kisses! Responsive Mode is RS Femisapien's main walking mode; she can interact with your sounds or perform comedy routines. She will also detect objects at neck level, and stop when something is in her path. And, she can even respond to your hand gestures as you wave in front of her! RS Femisapien features responsive 4-way joystick hands. Each hand can be moved forward, backward, inward or outward to initiate various actions. Depending on Femisapien's head tilt, each hand position combination differs Acts as your own personal back-up singer with her "Shoop" feature. Sing aloud or play music, and when in range (within 3 feet /1 m) of any sound source, she will move her hips and arms to the music and sing a back-up tune Comes loaded with 36 functions and 20 interactive routines, so you will constantly be entertained. There are also 59 "hidden" functions to explore! RS Femisapien can communicate with, and even control, other WowWee robots, including the original Robosapien™! RS Femisapien will converse with you; speak clearly within approximately 3 feet (1 m) of her, and she will "chat" with you! Features a Standby Mode to conserve battery power RS Femisapien has four adjustable volume settings 5 x motors 4 x position switches in each joystick hand access up to 56 functions 1 x IR receiver 2 x IR transmitters 1 x microphone to detect words, music and sharp noises 1 x speaker with nearly 90 seconds of sound 2 x tilt sensors for forwards and backwards fall detection Ages: 8+ Dimensions: L10.2 x H38.1 x W20.3 cm Weight: 0.7 KG Batteries: 6 x AA alkaline not included M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

M&S Twin 1210 DECT Cordless Phones with Answering Machine, at Marks & Spensers
DECT - Digitally enhanced cordless phones provide crystal clear sound quality, increased talk time and range coupled with increased security 3 line display 40 name and number phonebook Up to 8 hours talk time and up to 80 hours standby Answering machine with up to 15 minutes digital recording time and remote access Caller display stores information on the last 20 calls 8 ringer melodies Last 10 number redial Adjustable ringer and earpiece volume Call duration display EZcom™ - use your phones like an intercom M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Pink Fabric Flowers Birthday Card, at Marks and Spenser
Cover text: Happy birthday Inside message: Wishing you a wonderful day Approx. size: 174 x 126mm

Limited Collection Cropped Leggings, at Marks and Spencers
Complete with a cropped length and understated design, these great leggings are the perfect partner for this season's trendy tunics and denim minis

Millionaire's Shortbread Dessert, at Marks and Spencer
Serves 6-8 Ready to eat Not suitable for nut allergy sufferers Comes in a table-presentable bowl 750g total weight As featured on page 49 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Belle Tour Cabernet Sauvignon 2007 - Case of 12, at Marks & Spencers
Style: Dry Grape Variety: Cabernet Sauvignon Country: France Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Siemens Built-In Induction Hob EH775501E, at Marks & Spencer
H60 x W575 x D505mm Black ceramic glass hob with stainless steel trim Four induction zones with boost function LED display Front-mounted electronic controls 17 temperature settings including 'keep warm' setting Residual heat indicator for each zone Automatic safety cut-out and emergency stop facility Child lock 2-year guarantee This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Handmade Stripy Text Birthday Boy Card, at Marks and Spencers
Cover text: Birthday boy Inside message: Hope you have a great day! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

125 Years Luxury Wool Rich Single Breasted 2 Button Jacket, at M+S
Part of the Commemorative Collection, celebrating 125 years of M&S. Fabulous vintage style inspired by our archives

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.