Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks and Spencers online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark & Spensers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

There are lots of ways to save money using M&S Financial Services. Not least of these is Marks & Spenser Standard Car Insurance. With M&S Financial Services you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from M+S, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Finance, you get more, and you pay less.

Valentine's Day Luxury Wrap Pack, at Marks & Spensers
Contains: 1 sheet of wrapping paper and 1 gift tag Approx size: Wrap: 685 x 980mm, Tag: 65 x 75mm

Sony 40'' KDL-40WE5W HD Ready 1080 Eco-friendly LCD TV, at Marks&Spencer
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 40 inch LCD screen, 1920 x 1080 pixels Contrast Ratio: Dynamic Contrast 100000:1 Integrated Digital and Cable Tuner Provides access to all Freeview™ terrestrial digital channels and radio stations (subject to coverage in your area) and is cable TV ready (with supported providers only) Dimensions: W98.7 x H68.6 x D30.3cm (with table stand), W98.7 x H63.8 x D10.4 (without stabe stand) Weight: 21kg (with stand), 18kg (without stand) BRAVIA Engine 3: Experience incredibly clear and defined images with BRAVIA ENGINE 3 picture enhancement technology and Advanced Contrast Enhancer Connectors: 4 HDMI, 2 Scart, Composite video input, S-video input, Audio Input, Component video input, Mini-D sub, Digital audio output, Headphone jack Live Colour Creation: Delivers natural colour like no other 24p True Cinema: Shows films at 24 frames per second, just like a real cinema Motionflow: Boosts the refresh rate from standard 50Hz to 100Hz for super-smooth, precise viewing, which is ideal for sports Xross Media Bar: A new Sony interface that's easier to operate Picture Frame Mode: When you are not watching TV, display one of the 6 pre-installed masterpieces or show one of your own photos uploaded via the USB input Voice Zoom: Allows you to alter the volume of voices without changing the background volume BRAVIA Theatre Sync: Synchronises your Sony theatre system so it can be operated by the press of a single button Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Glow Bead Stretch Bracelet, at Marks and Spencer
Mixed bead design Stretch style

Long Sleeve Cowl Neck Fleece Top, at Marks & Spensers
Want style and comfort? This cowl neck fleece top looks fashionable and will keep you feeling warm, cosy and snug.

Breakthrough Breast Cancer Re-Usable Organic Cotton Bag, at Marks & Spenser
Show you care with this organic cotton re-usable bag supporting Breakthrough breast cancer charity. 10% of the price of this product is donated to Breakthrough

Autograph Inlayered Rectangle Cufflinks, at M & S
Fashionable and contemporary, these cufflinks add a stylish finishing touch

Autograph Pure Cotton Jeans with Belt, at Mark's & Spencer
Fashionable and practical, these cotton jeans are hardwearing and comfy. The additional stripe belt gives a trendy look

The Kingdom Blu-ray DVD, at Marks and Spenser
Rating Suitable for 15 years and over,

Bodegas Age Rioja 2008 - Case of 12, at Marks and Spencer
Style: Medium bodied Grape variety: Tempranillo Country of origin: Spain Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Daddy & Me - Drill & DIY Accessories, at Marks & Spencer
Helping Daddy with his DIY projects is a seriously fun business, and every little assistant needs to have tools and accessories that are up to the job. With realistic looks and features, the mini cordless drill is just like Daddy's and a 'must-have' for any junior tool kit. The protective gloves and ear defenders mean that no job will be too big (or too dangerous) for Daddy and his helper!

Pure Cotton Block Stripe Hooded Top, at MarksandSpencer
Relaxed and casual, this comfortable hoodie is made from pure cotton and features stripe design. A great value easycare style

Pure Cotton Knee Length Cargo Skirt, at Marks & Spencer
A bright summer skirt makes a stylish alternative to shorts

Footglove™ Widefit Round Toe Pumps, at Marks n Spencer
Round toe Stitch detail Slip-on Flat sole Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Sun Formula Spray On Leg Make-Up, at Marks & Spencer
Light tan Long-lasting Gives the appearance of natural tights This product is not available for international delivery. Find out more

XBOX 360® Quantum of Solace Game, at M+S
You must be 12 years of age or over to purchase this product You are the new Bond: Employ all of you Bond skills in high-octane combat, chaotic gun fights and precise stealth takedowns Take cover: First-person shooting with third-person cover combat allows you to adjust your game play to meet each challenge Fight worthy adversaries: Advanced A.I. systems allow enemies to react to you in intelligent and tactical ways The new world of Bond: Immerse yourself in the world of Bond with characters from both films and missions that take you through exotic real-world locations Become the world's premier MI6 agent: Go online with standard 12-player multiplayer modes plus unique Bond modes M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Platforms: Xbox 360, ESRB Rating: Teen

5 Pairs of Knee Length Socks, at Marks & Spensers
Perfect for the school year ahead, these knee length socks are oh so smart. The elastane ribbed tops ensure they'll stay up all day

Lambswool Blend Long Socks, at Marks and Spencer
Warm and comfortable, these easycare socks are made from a blend of finesoft lambswool and resilient nylon so they have the softness, breathability and absorbency of wool and are hard wearing. A reinforced heel and toe gives extra durability

Reversible Jigsaw Quilted Bedcover, at Marks & Spenser
Jigsaw pattern Reversible 150 x 200cms, Manufacturer: Marks & Spencer

Magic Firm Control Lace Trim Waist Cincher, at Marks and Spencer
A great shape for those who want total body definition, the waist cincher flattens and shapes your waist, tummy and bottom. Great for wearing under dresses

2 Piece Pure Cotton Embroidered Dress & Top, at Marks & Spenser
A cute look in pure soft cotton, this coordinated outfit combines a stripe top with pinafore dress. The embroidered detail adds a pretty finishing touch

Limited Collection Taffeta Skirt, at Marks & Spenser
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Fenton Compact 2-Seater Sofa, at Marks and Spencers
H90 x W168 x D103cm Seat: H51cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with dark finish Includes 2 free matching bolsters All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

5 Older Girls' Pure Cotton Heart Print Shorts, at Marks and Spenser
Cute and trendy, this pack of 5 cotton shorts makes a great way to stock up on essential style

Music Mad Grabs Game, at Marks and Spencers
Number of players: 3+ Suitable for ages 8+ Contains: 72 game cards, 90 song name cards, instructions Approx. card size: 58 x 88mm This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Long Sleeve Dobby Stripe Blouse, at Marks and Spencers
This fab long sleeve shirt features a stunning dobby stripe design. A sophisticated new look, perfect for this season

XBOX 360® Pro Evolution Soccer™ 2008 Game, at Marks & Spencers
All new 'Teamvision' A.I. (Artificial Intelligence) system Player detail has been taken to incredible levels with full facial animation and the high-definition detail afforded by the hardware used to show full movement and subtle details to the various kits during the course of a match Enhanced close control system enabling more control of the ball when dribbling Brand new commentary by John Champion and Mark Lawrenson Extensive edit mode including players, kits, badges & stadium names Improved set pieces - players now have full control over the defensive wall Increased player detail with full facial animation M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Platforms: Xbox 360, ESRB Rating: Kids to Adults

Football Shirt Cake, at Marks & Spenser
Collect in 7 days Serves 40 Sponge cake: all-butter sponge filled with buttercream and raspberry jam 16.5 x 25cm 1.9kg Available for collection in the majority of our UK mainland stores As featured on page 65 in the food to order brochure Not suitable for nut allergy sufferers Chocolate and sponge cakes can be eaten up to 5 days after collection

Beach Towel, at Marks & Spencer
Plain L160 x W90cm, Manufacturer: Marks & Spencer

Per Una Pure Cotton Double Breasted Corduroy Jacket, at Marks and Spenser
A smart double breasted jacket in pure soft cotton, featuring long sleeves and side pockets

Autograph Cosmetox Anti-Ageing Foundation, at Mark's & Spencer
Anti-ageing Medium coverage Hypoallergenic SPF 15 30ml

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at Marks n Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."