M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks n Spencer are so useful. M&S Money financial products are, of course, designed to make Marks & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Property Insurance than you will anywhere else, and you may even pay less with M&S.

When you're shopping at Marks & Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Property Insurance and Car Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

5 Cotton Rich Full Briefs, at Marks & Spencers
This pack of 5 full briefs contains the following colours: black, white and cream. To see all 5 pairs go to "click for zoom and other views" under the photo

Pure Cotton Candy Stripe Bedset, at Marks & Spenser
Candy stripe design Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in) and 2 pillowcases, Manufacturer: Marks & Spencer

Mirrored Side Table, at Marks & Spensers
H50 x W48 x L48cm Mirrored effect finish Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Little Acorns Christening Invites - Pack of Ten, at Marks and Spencer
Cover text: Christening Inside message: Would like to invite.....to the christening of.....on.....at.....time.....RSVP..... 10 cards, 1 design Approx size: 120 x 120 mm

Limited Collection Bow Detail Faux Pearl Long Necklace, at Marks&Spencer
Clasp fastening Adjustable length Faux pearl design Bow detail Necklace length 107cm, extendable by 8cm

Petite Knee Length Belted Pencil Skirt, at Marks & Spencers
Sleek and chic, this pencil skirt is tailored to fit and flatter. A stylish choice for work or smart occasions and it's machine washable for added convenience

Lace-Up Canvas Trainers, at Marks & Spencers
Round toe 6 eyelets Lace-up Flat sole

Cotton Rich Velour Bootleg Joggers, at Marks & Spencer
Flattering and practical, these comfy joggers are made from soft velour. An easycare essential with a stylish look.

Short Sleeve 3 Button Jacket, at Marks & Spencers
Chic and stylish, this short sleeve jacket makes a great choice for work or smart occasions. It's machine washable for added convenience

No VPL Bonded Lace Trim Full Briefs, at Marks and Spencer
Pretty and feminine, these bonded lace trim midi briefs are extremely comfortable to wear and give good coverage at the front and back

Petite Linear Colour Block Dress, at Mark & Spencers
Chic and contemporary, this linear dress features a colour block design. A fabulous fashionable look. Specially designed and perfectly proportioned for the petite frame

Double Buckle Snake Print Handbag, at Marks and Spencers
Get bags of style! This snake print handbag is a fabulous fashionable accessory. Handy compartments make it useful and practical too

Spot Print Waist Cropped Pyjama Bottoms, at M & S
Pretty and feminine, these pyjamas are made with modal, a supersoft fabric that feels luxurious and comfortable to wear

6 Button Pleated Skirt, at Marks&Spencer
An ideal choice for school, this easycare skirt gets top marks for its stretch fabric, drop waist, button detailing and smart pleats

Handcrafted Black Velvet Flock Valentine Card, at Marks & Spencers
Cover text: Valentine Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 178 x 127mm

Small Flower Fairies© Happy Birthday Card, at Marks and Spencers
Cover Text: Happy Birthday To You Message: Hope you have a lovely day Approx size: 150 x 150mm Copyright: Flower Fairies™ The Estate of Cicely Mary Barker 2008 Books published by Frederick Warne & Co. Licensed by opyrights Group Visit Flower Fairies website at: www.flowerfairies.co.uk All Rights Reserved

Classic Thinking of You Card, at Marks and Spenser
Cover text: Thinking of You Inside message: During this difficult time Approx size: 175 x 127mm

Perfect Autograph Pure Cotton Straight Leg Jeans, at M&S
Straightforward jeans at a no-nonsense price. The straight fit and modern styling make them a wardrobe must-have

Cotton Rich Long Sleeve Top, at MarksandSpencer
Smart and stylish, this long sleeve top is made from stretch cotton for a flattering and fashionable fit

Square Neck Hexagon Print Top, at Mark & Spensers
Smart and stylish, this square neck top features a colourful hexagon print. A sophisticated new look, perfect for this season

Petite Wide Waistband Straight Leg Trousers, at Marks & Spencers
Simple and stylish, straight leg trousers are a modern classic. They are cut to skim the hips and thighs, giving a sleek flattering shape that's always in style. Specially designed and perfectly proportioned for the petite frame

Post Surgery Rose Broderie Non-wired Lace Bra, at Marks and Spenser
Pretty and feminine, this non-wired rose embroidered bra is made from soft microfibre fabric and gives a gently supportive fit and a flattering shape. It features 2 secure prosthesis pockets

Ethnic Long Mix Necklace, at Marks & Spensers
Ethnic style Chunky mixed beads Necklace length 82cm, extendable by 8cm

3 Pure Cotton Assorted Sleepsuits, at Mark's & Spencer
Soft and snuggly, this practical pack of sleepsuits is great value! The cotton fabric is comfy to sleep in and popper fastenings make quick changes easy

Oscar Wardrobe, at Marks and Spencer
H180 x W96 x D55cm 1 drawer Hanging rail and 2 shelves Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Limited Collection Cropped Leggings, at Marks & Spencer
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Autograph Anodised Aluminium Frying Pan, at Marks & Spencers
Charcoal-coloured aluminium design Non-stick interior for low-fat cooking and easy cleaning Excellent heat distribution with no hot spots Riveted handle for durability Handwash only Oven safe to 180C/350F/gas mark 4 Suitable for all cooker types except induction Diam: 24cm, Manufacturer: Marks & Spencer

Photo Frame with Mount 13 x 18cm (5 x 7"), at Marks & Spencers
Rectangular shape Removeable mount card Wood stand Frame dimensions: H29 x W24cm Aperture: 5 x 7in, Manufacturer: Marks & Spencer

Daily Mail Quick & Cryptic Crosswords, at Marks&Spencer
This compilation of the Daily Mail's quick and cryptic crosswords will provide you with hours of fascinating puzzling

Wooden Countryman Umbrella, at Marks & Spencers
Stylish and practical, this large traditional umbrella gives good coverage to protect you from the elements

Besides Marks & Spencer Car Insurance, M&S Money Credit Cards and other financial products, M&S Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencer purchases are also protected while you take them home.

Also, on both M&S Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.