There are lots of ways to save money using M&S Financial Services. Not least of these is Mark's & Spencer Standard Car Insurance. With M&S Financial Services you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Finance, you get more, and you pay less.

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Car Insurance, but Marks & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Buildings Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Besides Marks&Spencer Car Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M & S purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Autograph Short Sleeve Crew Neck Vest, at Marks and Spencers
Ideal for layering, lounging or sleeping in, these comfortable, easy to care for vests are an essential part of any modern man's wardrobe

Pure Cotton Hannah Montana Glitter Rock T-Shirt, at Marks and Spencer
Fans of Hannah Montana will love this cotton t-shirt featuring the popular character. A practical, easycare style

Curvy Glass Jug, at Marks and Spenser
Curved design Solid handle 1.5 litre capacity H26cm, Manufacturer: Marks & Spencer

Sicilian Pinot Grigio Blush Rosé 2008 - Case of 12, at Marks & Spenser
Style: Dry Grape variety: Pinot Grigio Country of origin: Italy Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Blue Harbour 3/4 Length Shorts, at Marks & Spencers
Relaxed and casual, these fashionable shorts are made from comfortable cotton and feature characteristic cargo style pockets

Tankini Boy Shorts, at Marks and Spenser
Elegant and feminine, these flattering shorts are designed in the latest shape. A stylish, shapely look

Garmin® 3.5'' Sat Nav Case, at Marks and Spenser
Keep your Garmin sat nav protected from knocks and scratches with this stylish case

Older Girls' Soft Fluffy Dressing Gown, at Marks and Spenser
Perfect for bathtime, this cute dressing gown is made from soft, comfy towelling

Classic Non-Wired Padded Lace Bra, at Marks and Spencer
Non-wired to provide you with a more natural silhouette. This great bra offers superior support thanks to adjustable straps and added stretch, while the lace design has a feminine touch

Jacquard Patchwork Curtains, at Marks n Spencer
Pencil pleat Patchwork jacquard design Fully lined Comes in standard 168cm/66'' (STD) and wider 219cm/86'' (WDR) widths Also comes in three drop lengths: short (137cm/54''), medium (183cm/72''), long (229cm/90'') How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

Older Boys' Pure Cotton Straight Leg Jeans, at Marks and Spencer
Comes with belt shown in image These contemporary jeans with matching belt are great for wearing casually and are made of comfortable cotton

Philips HP6335 Double Contour Ladyshave, at M&S
Fast and efficient shaving: Twin-head for light shave of even the toughest hairs Adjusts to every body curve: Floating shaving head follows your body curves Smooth shave with aloe vera Washable shaving head Rechargeable Accessories: cleaning brush, charging stand and bikini trim attachments

Cotton Rich Aztec Pull On Hat, at MarksandSpencer
Keep ahead of the trends with this contemporary aztec pull on sunhat, an essential look for style in the sun

Older Boys' Fluffy Waist Tie Dressing Gown, at Marks and Spencers
Soft and cosy, this dressing gown is made from comfy fluffy fabric

Leather Zipped Washbag, at Mark's & Spencer
Stylish and practical, this washbag is a well designed travel essential

2 Easycare Short Sleeve Shirts, at Mark & Spencers
Combining great value with convenience, these short sleeve shirts make an excellent wardrobe staple

AUTO DELIVERY - MCS FEB INTRO MIX, at Marks and Spenser
This product is not available for international delivery. Find out more

Chrome-Effect Nut Cracker, at Marks & Spencer
Chrome-effect design, Manufacturer: Marks & Spencer

Gold Rope Photo Frame 13 x 18cms (5 x 7"), at Marks & Spencers
Gold rope design Aperture: 13 x 18cms (5 x 7"), Manufacturer: Marks & Spencer

Autograph Pin Spot Riptape Fastening Tie, at Marks & Spencers
A crafty pre-tied tie which fastens at the back with riptape. Machine washable

Active Performance Drawstring Waist Cropped Leggings, at M & S
Perfect for active wear, these Performance leggings incorporate moisture management technology. The high-performance fabric draws moisture away from the skin to the surface, keeping you drier. Designed for a great fit and essential ease of movement

Wedding Icons Card, at Marks and Spencers
Cover text: On your wedding day Inside message: Blank for your own message Approx. size: 230 x 114mm

Country Bunch Goodbye Card, at Marks and Spencer
Cover text: Goodbye Inside message: Blank for your own message Approx size: 150 x 150mm

Short Sleeve Crushed Stripe Shirt, at M & S
Feminine and elegant, this sophisticated shirt is beautifully designed and cut for a flattering shape and features a contemporary stripe print

Limited Collection Dogtooth Mini Skirt, at Marks n Spencer
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Seville Antique Brass Double Towel Rail, at Mark & Spensers
Double rail Wall mounted H13.7 x W51.58 x D18.17cm, Manufacturer: Marks & Spencer

Sprung-Edge 4 Drawer Divan & Autograph M500 Mattress - Medium, at Marks & Spencer
No turn mattress Mattress and divan are anti-allergy Mattress: spring count 1225, depth 27.5cm Divan height: 41.5cm Divan drawer size: 4 x large H15 x W78.4 x D53cm Single 3ft: W90 x L190cm (has 2 large right- or left-hand drawers) Double 4ft6: W135 x L190cm King size 5ft: W150 x L200cm Super king size 6ft: W180 x L200cm This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer, Manufacturer: Marks & Spencer

Per Una Short Sleeve Stripe Frill Top, at Mark & Spensers
A casual short sleeve top featuring a stripe sleeve and v-neck design

Build A Farm Puzzle, at Marks & Spencer
50 piece puzzle Country scene farm design Helps with problem solving and discovering the environment Suitable for ages 3-6 years This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Blue Harbour Luxury Single Breasted 2 Button Jacket, at Marks & Spencers
Beautifully designed, made from superior fabric and finished with careful attention to detail, this single breasted jacket is exceptionally stylish and luxurious

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencers, through its M&S Financial Services website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.