Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Car Insurance, but M+S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Buildings Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Mark's & Spencer are so useful. M&S Financial Services financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Financial Services Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Financial Services Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Autograph Pure New Wool Single Breasted 2 Button Jacket by Timothy Everest, at Marks & Spencer
This luxurious Pure New Wool suit is part of an exclusive collection by Timothy Everest, one of London's leading tailors. This sought-after collection features the impeccable quality, styling and attention to detail of his signature work

Body Padded Plunge Lace T-Shirt Bra, at Marks & Spensers
Smooth and versatile, this comfortable t-shirt bra is designed for a no-show look under your clothes

Chuggington Story & Sticker Activity Book, at Marks n Spencer
Wilson's too scared to get his damaged wheel fixed. But soon the red chugger can't ignore the problem any longer. Maybe the repair shed won't be so scary after all.. Once you've read the story, complete the activity pages at the end of the book. Within stickers of all your favourite friends

Stripe Halterneck Tankini Top, at Mark & Spensers
Feminine and fashionable, this flattering tankini top is designed in the latest shape. Make a splash!

Classic Collection Cotton Rich Straight Leg Trousers, at Marks & Spencers
An ideal choice for casual everyday wear, these straight leg trousers are finished with a centre crease. They look stylish worn with knitwear or casual tops in complementary colours

Portfolio Double Strand Link Chain Necklace, at Marks & Spencer
Clasp fastening Link chain style Double strand Necklace length: 40cm

Pure Wool Fedora Hat, at Marks & Spensers
Make a stylish impression with this fedora. It adds a smart touch to formalwear and looks contemporary with casuals

Malabar Nest of Tables, at Marks & Spenser
Set of 3 H61 x L63 x W46cm (largest) Made from solid mango wood Protective low-sheen lacquer finish for added durability Legs made from solid wood Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Classic Collection Floral Embroidered Slippers, at Marks and Spencer
Round toe Embroidered floral detail Pump style Flat sole Slip on

Little Acorns New Baby Card, at Marks & Spensers
Cover text: New Baby Inside message: Blank for your own message Approx size: 230 x 230mm

Pure Cotton Pyjamas, at Marks & Spencers
Soft and breathable, pure cotton pyjamas are the natural choice for a comfortable night's sleep

3 Younger Girls' Pure Cotton Dora The Explorer Sleeveless Vests, at Marks & Spensers
A must for fans of Dora The Explorer show, these cotton sleeveless vests feature motifs of the popular character

Classic Collection Seersucker Stripe Straight Leg Trousers, at Marks and Spencer
Smart and stylish, these straight leg trousers are designed for a flattering, comfortable fit and a polished look. They make the perfect match for fashionable jackets, blouses and knitwear

In Bloom Orchid & Vanilla Fragranced Candle, at Marks & Spencer
Orchid and vanilla fragrance Burns upto 20 hours, Manufacturer: Marks & Spencer

Signature Green Fig Fragrance Diffuser & Refill Plug-In, at Marks and Spencer
Changeable fragrance 15ml of fragranced liquid Lights up when in use This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Zip Folio Case, at Marks and Spencer
When you're on the move, make sure to keep your important documents in order with this smart looking folio

Per Una 3/4 Sleeve Pearly Cardigan, at Marks and Spencers
A feminine 3/4 sleeve cardigan featuring an open weave knit and button fastening

Condrieu 2007 - Case of 6, at Mark's & Spencer
Style: Dry Grape variety: Viognier Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Small Flower Fairies© Happy Birthday Card, at Marks and Spencer
Cover Text: Happy Birthday To You Message: Hope you have a lovely day Approx size: 150 x 150mm Copyright: Flower Fairies™ The Estate of Cicely Mary Barker 2008 Books published by Frederick Warne & Co. Licensed by opyrights Group Visit Flower Fairies website at: www.flowerfairies.co.uk All Rights Reserved

Collections - PB BK END GIRAFFE, at Marks & Spensers
Manufacturer: Marks & Spencer

Autograph Wool Rich Funnel Neck Double Breasted Coat, at Marks and Spencer
Contemporary styling and superior finishing makes this Autograph double breasted coat a fashionable choice for this season

2 Glitter Hair Clips, at Marks and Spencers
Dress up those tresses in fabulous style with these stylish glitter design hair clips

Pure Cotton Bird All-In-One with Pram Shoes Gift Set, at Marks & Spencer
2 piece set Long sleeve popper fastening all-in-one with bird motif and spot print Round toe slip on bird motif pram shoes

Fraser Armchair, at Mark & Spencers
H99cm x W107cm x D102cm Seat: H48cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Bordeaux AC Sauvignon Blanc 2007 - Case of 12, at M&S
Style: Dry, fresh and fruity Grape variety: Sauvignon Blanc Country of origin: France Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Airflex™ Stormwear™ Leather Oxford Toe Cap Shoes, at Marks and Spenser
Wide fit Round toe Stitch detail 5 eyelets Lace-up Block heel Expanding breathable and waterproof sole Unique Airflex™ airflow system for unbeatable comfort Stormwear™ technology repels water and stains

Autograph Pure Cotton Loop Bathmat, at MarksandSpencer
Manufacturer: Marks & Spencer

M&S 15'' LCD TV with Built-in DVD Player - Blue, at Marks & Spencers
Display: 15 inch flatscreen, 1280 x 800 pixels Contrast Ratio: 400:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: H34.5 x W38 x D17.5cm Sound: Nicam stereo Connectors 1 x HDMI input, 1 x Scart socket DVD Player: Built-in Dynamic Contrast Ratio: 2000:1 Use wall mount T042100 to perfectly mount this TV

Sprung-Edge Non-storage Divan & F300 Mattress, at Marks & Spencer
Single Mattress (3ft): W90 x L190cm Double Mattress (4ft 6in): W135 x L190cm King Size Mattress (5ft): W150 x L200cm Super King Size Mattress (6ft): W180 x L200cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Mattress depth: 25cm Divan Height: 41cm All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Kaituna Hills Forty Knots Marlborough Sauvignon Blanc 2008 - Case of 6, at Marks & Spencers
Style: Dry Grape variety: Sauvignon Blanc Country of origin: New Zealand Closure: Screw cap Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at Marks & Spensers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."