Besides Marks & Spencers Motor Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your MarksandSpencer purchases are also protected while you take them home.

Also, on both M&S Finance Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencer are so useful. M&S Finance financial products are, of course, designed to make Marks and Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Finance Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Finance Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.

There are lots of ways to save money using M&S Finance. Not least of these is MarksandSpencer Standard Motor Insurance. With M&S Finance you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Finance, you get more, and you pay less.

Siemens HF26056GB 1000W Built-in Microwave Oven, at Marks and Spenser
27-litre capacity 5 microwave power levels, 3 defrost programs Max 1000W power output Electronic control with clear display H380 x W562 x D450mm (including casing) Stainless steel 34cm glass turntable Left-opening door Fits the top cupboard in the Sonoma Oven Unit. Click here to view the Sonoma Oven Unit

Autograph Exclusive Halterneck Bead Detail Bandeau Swimsuit, at Marks and Spencers
Luxurious and exclusive, this glamorous swimsuit is beautifully designed in a flattering, fashionable silhouette for the ultimate in style. It's made from soft, comfortable fabric and finished with careful attention to detail

England You Decide Activity Book, at Marks and Spencer
Get your kit on-the nation is counting on you! This is YOUR chance to choose England's fate in this exciting activity book. Get ready to play the part of the manager, a player or a referee. Work your way through the crosswords, wordsearchs, picture puzzles and more, and guide England to glory!

Fairtrade Organic Cotton Tiger Romper & Hat, at Marks and Spencer
Look below to see a video clip about Fairtrade This cute romper is made from soft, comfy Fairtrade cotton. We buy the cotton at a fair price from small-scale farmers around the world. The extra income raised enables them to invest in their own communities, like providing wells for clean water and improving healthcare facilities

Collezione Pure Cotton Sateen Shirt, at Marks and Spencer
Italian style is renowned for its attention to detail. Each Collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this shirt to give you a feeling of luxury like no other

Easy Pasta, at Mark & Spencers
Passionate about pasta? Enjoy a great collection of quick and easy-to-make recipes that can be ready in minutes

3 Pure Cotton Stripe Tea Towels, at Marks and Spencers
Pack of 3 Plain edge Assorted designs, Manufacturer: Marks & Spencer

Weekend Leather Curvy Overnight Bag, at MarksandSpencer
Recommended in Guardian Weekend Curvy and colourful, this weekend bag is a must-have for stylish overnight stays and mini breaks. Real leather gives an irresistibly luxe look and feel

Perfect Lightweight Scarf, at M & S
Scarves are a chic way to accessorise any outfit. This one in soft striped jersey is perfect for autumn

Autograph Pure Cotton Long Sleeve Floral Print Top, at Mark's & Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Floral Detail Plimsolls, at Mark & Spensers
Round toe Riptape fastening Flower detail Contrast stitch Ribbed flat sole

Footglove™ Leather Ruched Shoes, at Marks & Spencer
Pointed toe Ruched design Slip on Mid heel Heel height: 67mm Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Blue Harbour Stormwear ™ + Plain Trekking Trousers, at Marks and Spencers
Lightweight and versatile, these trousers are treated with new Stormwear™ +, which combines our unique Stormwear™ finish and pima cotton with a stain repellent technology that'll keep you dry and comfortable all day long. A zip function on the leg lets you turn these trousers into a pair of shorts with ease

La Esperanza Estate Torrontés 2007 - Case of 12, at Marks and Spenser
Style: Dry Grape variety: Torronts Country of origin: Argentina Closure: Synthetic cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.6 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Perfect 60 Denier Opaque Tights, at Marks and Spenser
Bold, colourful opaques are the perfect way to give any outfit this season's look. Pick up your pair today

Pure Cotton Broiderie Vest Top, at Marks and Spencer
This sleeveless vest top will make a useful addition to your wardrobe. It features a pretty lace trim for a stylish casual look

Russell Watson - People Get Ready CD, at Marks and Spencers
Audio CD, Marks & Spencer

Happy Birthday Clutch Bag Gift Card, at Marks & Spensers
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Autograph Single Breasted Stripe Jacket, at Marks & Spencer
Our Autograph jackets are made from finer fabrics with superior attention to detail, giving you the ultimate in sophisticated style

My First Activity Cube, at Marks and Spencers
Promotes hand eye coordination Suitable for ages 0-3 years This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Sebo K3 Vulcano Cylinder Vacuum Cleaner, at Marks and Spencer
Requires 3-litre filter bag Hospital grade pre-motor filter 2.1 metre extra-long hose Triple microfilter S-CLASS system - The Sebo S-CLASS system will remove 100% of particles of 1 micron and above Excellent for carpet, hard flooring and pet hair Includes crevice nozzle and upholstery nozzle Anti-allergy design with British Allergy Foundation approval Quiet operation Dusting brush with clamp Floor turbo brush for powerful easy cleaning Airbelt soft bumper system Light and compact - 5.5kg weight 2100W motor 5 year parts and 2 year labour domestic use warranty M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Front Tie Drape Cardigan & Stripe Vest, at Marks and Spencer
A fashionable longline drape cardigan featuring a stripe vest

Classic Bear Christening Card, at Marks and Spencer
Cover text: Christening, Sent with love on your special day... Inside message: Blank for your own message Approx size: 150 x 150mm

Pure Cotton Lightweight Seersucker Stripe Dressing Gown, at Marks & Spensers
Soft and comfortable, this cotton dressing gown makes the perfect lightweight cover up

2 Pure Cotton Assorted Dresses, at Marks & Spencer
Stock up on style with this pack of 2 dresses featuring fabulous fashionable prints

Classic Collection Floral Print Long Skirt, at Marks & Spencer
Elegant, stylish and comfortable, this long skirt is finished with a floral print. The ideal match for blouses and fine knits in coordinating colours

Perfect Autograph Silk Rich Pleated Thong, at Marks and Spenser
Glamorous and sophisticated, this figure-hugging string is made from a luxurious silk mix fabric and finished with scallop trim. The modern low rise, high leg styling gives a flattering shapely fit. Beautiful exclusive lingerie

Classic Collection Long Lily Print Skirt, at Marks&Spencer
Long and lovely, this lily print skirt is a stylish, versatile choice. A classic style essential

Maternity Tyre Print Short Sleeve Tunic, at Marks&Spencer
Relaxed and casual, this short sleeve tunic is designed to flatter you and your bump. The ruched style and clever cut give a neat, comfortable fit with room for growth. A practical, versatile choice

Divan on Legs & F400 Coolmax° Mattress - Medium, at M&S
Single Mattress (3ft): W90 x L190cm Double Mattress (4ft 6in): W135 x L190cm King Size Mattress (5ft): W150 x L200cm Super King Size Mattress (6ft): W180 x L200cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Mattress depth: 25cm Divan Height: 31cm Individually pocketed springs Coolmax stretch knit cover helps regulate body temperature and adds a soft feel to the mattress Mattress features a layer of resilient foam and memory foam, and also polyester fibre Mattress has foam layers to encourage air circulation Two rows of hand side-stitching give edge-to-edge support on the mattress Quality Belgian fabric for added durability Mattress Spring Count: 1225 Sprung-Edge divan - can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks&Spencer, through its M&S Finance website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.