Marks&Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Car Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Buildings Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spenser insurance products in document format too.

M+S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencers online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

Edwardian Lady Peach Jug Mum Birthday Card, at M & S
Cover Text: With love on your Birthday Mum Inside Message: Have a wonderful day Approx size: 150 x 150mm The Country Diary of an Edwardian Lady Rowen Stott (Designs) Ltd and RW.UK. Ltd 2008

Black & White Floral Tracing Paper Birthday Card, at Marks & Spencers
Cover text: birthday Inside message: blank for your own message Approx size: 150 x 150mm

Autograph Pure Cotton Butterfly Embroidered Top, at M&S
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Low Rise Thong, at Marks & Spencer
These exceptionally soft and comfortable thong knickers are finished with smooth flat edges, so there are no visible outlines under clothes. The close fit and low rise style give a sleek, shapely look. Designed for women who want a streamlined silhouette

Soft Vanilla Pot Pourri Box, at Mark & Spencers
Soft vanilla fragrance Presented in a box, Manufacturer: Marks & Spencer

Seed Embroidered Cushion, at Marks and Spencer
Rectangle shape Seed embroidered design L30 X W40, Manufacturer: Marks & Spencer

Limited Pure Cotton Long Sleeve Cardigan, at Marks and Spencers
Knitted in pure cotton, this cute cardigan will keep him warm and comfy. It looks cuddly too!

Sebo Airbelt K1 Cylinder Vacuum Cleaner, at Marks and Spenser
1800 watt motor Combination floor head Crevice nozzle, upholstery nozzle, lightweight combination nozzle Anti-allergy design with British Allergy Foundation Approval Excellent for carpet and hard flooring Unit weight 5.5kg Airbelt soft bumper system Quiet operation Lightweight telescopic tube 5 year parts and 2 year labour domestic use guarantee M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Assorted Charm Bracelet, at Marks & Spencers
Clasp fastening Adjustable length Assorted charms

Cross Dye Quilted Bedcover, at Marks and Spenser
Stitch detail Padded Medium: 150x200cm Large: 260x265cm, Manufacturer: Marks & Spencer

Detroit Glazed Unit, at Marks and Spencers
H180 x W90 x D40cm Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak doors Solid oak legs Shelves made with oak veneer Side panels made with oak veneer Top panels made from oak veneer with a solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Isis Body Spray, at Marks and Spenser
Scented body spray 100ml This product is not available for international delivery. Find out more

Deep V-Neck Embellished Tankini Top, at Mark & Spencers
Feminine and glamorous, this flattering tankini top is designed in the latest shape. Make a splash!

5 Lace Front Low Rise Bikini Knickers, at Marks n Spencer
A great value pack, ideal for everyday wear. This pack may contain a mixture of designs and colours. See Click for zoom and other views

Sweet Chilli & Lime and Coriander & Lime Chicken Platter, at M & S
Serves 8 Ready to eat Suitable for freezing 360g As featured on page 17 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Cashmilon™ Snake Print Tasselled Scarf, at Marks and Spencers
Keep warm, cosy and stylish in this fashionable snake print tasselled scarf made from supersoft cashmilon™

Autograph Luxury Down & Feather Mattress Topper, at Marks & Spencer
Padded Goose down and feather filled Double layer Down is a good insulator and copes well with temperature variation Feather and Down combine to reduce weight and improve softness Comes in single, double, king size and super king, Manufacturer: Marks & Spencer

Satin Trim Bootleg Linen Blend Trousers, at Marks & Spenser
Fashionable and fabulous, bootleg trousers flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. A look that's always in style

Perfect Limited Collection Buckle Boots, at Mark & Spensers
Round toe Top and ankle buckle feature Stitch detail Heel height: 51mms Comes in sizes 3-8, including half sizes

Ceriso Frill Fan Padded Balcony Bra, at Marks & Spencer
Feminine and fashionable, this modern bra features a fan print and is finished with a frill trim. The padded balcony style gives maximum uplift and a fabulous fuller shape. Designed for women who want the latest look

3 Pairs of Argyle Ultimate Comfort Socks, at Marks & Spensers
Get a fabulous, fashionable look with these argyle design socks. They're made from comfortable soft stretch fabric for a great fit and shape retention

Blue Harbour Pure Cotton Long Sleeve Stripe Shirt, at Marks & Spensers
Relaxed and stylish, this stripe shirt is made from pure cotton so it feels soft and comfortable to wear

Per Una Open Front Asymmetric Drape Cardigan, at M+S
A stylish open front asymmetric cardigan in soft fabric featuring angular ribbed trim

Per Una Linen Blend Spring Mist Skirt, at Mark's & Spencer
An elegant full length linen blend skirt. The spring floral detail give it the Per Una touch

Cotton Blend Stripe Pyjama Bottoms, at Marks and Spencers
Pretty and feminine, these comfortable pyjama bottoms feature stripe design

Blue Harbour 3/4 Length Trekking Shorts, at Mark's & Spencer
Lightweight and versatile, these 3/4 length shorts are ideal for the warmer days

Leather Rectangle Plaque Buckle Belt, at Marks & Spencers
Add a smart finishing touch with this pure leather belt and plaque buckle

Blue Harbour Long Sleeve V-Neck Fleece Top, at Marks and Spencers
Relaxed and cosy, this long sleeve v-neck fleece top is outstanding value!

Older Girls' Sunglasses, at Mark's & Spencer
Fashionable and fab, these plain sunglasses give 100% UV protection for safer style in the sun

Perfect Knee Length Panelled Pencil Skirt, at Marks & Spencer
Sophisticated and stylish, this pencil skirt in easy-to-wear jersey makes dressing for work an absolute breeze this autumn

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencers are so useful. M+S Money financial products are, of course, designed to make Marks & Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.