There are lots of ways to save money using M&S Money. Not least of these is Marks & Spencer Standard Car Insurance. With M&S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from M & S, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money, you get more, and you pay less.

When you're shopping at Mark's & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Home Insurance and Car Insurance, there's a lot more going on at M & S than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Ribbon Tie Mule Slippers, at Marks & Spencers
Incorporating a round open toe and flat heel, the fuss-free design of these cosy slippers promises great value and even greater comfort for your feet

Per Una Lash Extension Mascara, at Marks and Spencer
Lash lengthening mascara Hypo-allergenic

Pear Necklace and Earrings Set, at MarksandSpencer
2 part set Adjustable length pear design necklace with a clasp fastening Hook fastening pear style drop earrings

Per Una Styled Embroidered Brazilian Knickers, at Marks & Spencers
Elegant and feminine, these stylish brazilian feature a delicate front panel in soft stretch lace. The modern Brazilian style gives a close fit and a flattering shapely look. Pretty everyday fashion

Gold Plated Wave Ring, at Marks and Spencer
Gold plated Wave design

Geometric Print Tie Waist Sarong, at M&S
Elegant and sophisticated, this fashionable sarong features a striking geometric print. The ultimate in poolside glamour

Die Cut Letters Get Well Soon Card, at Marks & Spensers
Cover text: Get well soon Inside message: Blank for your own message Approx size: 150 mm x 150 mm

2 Sonoma Dark Dining Chairs, at Mark & Spensers
H87 x W49 x D56cm Seat: H48cm Sold as a pair Solid oak with leather padded seat Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Chairs made from solid wood Legs made from solid hardwood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery.

Autograph Leather Lace-Up Shoes by Jeffery-West, at Marks&Spencer
Square toe Punched hole 4 eyelets Lace-up Block heel Tramline design Designed exclusively for Autograph by Jeffery-West

Handcrafted Woven Label Valentine Card, at M&S
Cover text: With love Inside message: On Valentine's Day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: Unfolded: 178 x 127mm

Autograph 12-Piece Bone China Dinner Set, at Marks&Spencer
12-piece set Includes 4 dinner plates, 4 side plates and 4 cereal bowls Plain Dishwasher and microwave safe Dinner plate: Diam 27cm Side plate: Diam 22cm Cereal bowl: Diam 18 x H7cm, Manufacturer: Marks & Spencer

Mosaic Pendant Necklace, at Marks and Spencer
Clasp fastening Adjustable length Mosaic pendant Necklace length: 40cm, extendable by 8cm

Per Una Eau De Toilette Limited Edition Spray, at M&S
Clear bottle with Per Una floral print Floral and fruity fragrance 50ml This product is not available for international delivery. Find out more

Delicious Everyday Drinking - Case of 12, at Marks and Spencer
2 Sicilia Bianco 2008: Clean, fresh limey aromas with lively fruit on the palate. A really refreshing, fruit dry wine... 2 Face Face Colombard Sauvignon 2008: This is a tangy, rounded and lively style of wine, a delectably modern take on the traditional styles of white from south-west France... 2 Casablanca Sauvignon Blanc 2008: A lively, zesty dry white with an inviting, fresh, slightly grassy aroma and mouthwatering flavours of gooseberry, pear and melon... 2 Rosso di Puglia 2008: Ripe but soft Italian red wine, deeply coloured with rich blackberry and cherry notes and hint of toasted nuts... 2 La Croix d'Austran Bordeaux 2008: This is claret at a fantastic price but with that classic scented, earthy and tobacco-leaf character that is so typical of Bordeaux reds... 2 Casablanca Pinot Noir 2008: An exceptionally fruity, soft and moreish red wine that is aromatic with juicy flavours of cherry and mulberry... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Long Sleeve 'Cymru' Zip Fastening Jacket, at Marks & Spencer
Sports fans will love this Wales jacket featuring the team motif. A practical, easycare style

Collezione Single Breasted 3 Button Plain Jacket, at Marks and Spencer
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this shirt to give you a feeling of luxury like no other

Cookie Nan Birthday Card, at Marks & Spencer
Cover text: To my lovely Nan Inside message: Blank for your own message Approx size: 150 x 150mm

2 Autograph Puccini Benches, at Marks & Spencer
H43 x W150 x D43cm 2 benches Frame made from aluminium covered with synthetic rattan Includes plain cushions in 100% polyester This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Long Sleeve Little Miss Super Girls Top, at Marks and Spencers
Fans of Mr Men will love this short sleeve cotton t-shirt featuring Little Miss Super Girls. A practical, easycare style

3/4 Sleeve Square Neck Button Top, at Marks and Spencer
This square neck top is a casual style essential. Perfect for mixing and matching with trousers or skirts

Fabulous at 40 Dotty Birthday Card, at Marks & Spensers
Cover text: Fabulous at 40 Inside message: Happy Birthday! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future 178 x 125mm

Cosmetox Rejuvenating Cleansing Cloths, at Marks and Spencer
Visible results in 4 weeks Suitable for all skin types Hypoallergenic

Ribbed Thermal Leggings, at Marks and Spencers
Soft, warm and cosy, these cotton blend thermal leggings are designed to give comfy insulation, perfect for chilly weather

Cafe Stripe Curtains, at M+S
Eyelet Cafe stripe design Lined Comes in standard 168cm/66in and wider 219cm/86in widths Also comes in three drop lengths: short (137cm/54''), medium (183cm/72''), long (229cm/90'') How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

Coco Sunglasses, at Marks n Spencer
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Older Girls' Limited Corsage Hat, Scarf & Mittens Set, at Marks & Spencer
Snug and cosy, this pretty hat, scarf and mittens set is a fashionable choice for chilly days

Cotton Rich 3/4 Sleeve Slash Neck Jumper, at Marks & Spencers
Contemporary and casual, this 3/4 sleeve jumper is made with cool comfortable cotton and features a slash neck for a fashionable look

Trentino Chardonnay 2008 - Case of 12, at Marks & Spencers
Grape variety: 100% Chardonnay Country of origin: Italy Closure: Natural cork Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una Short Sleeve Stripe Cardigan, at Marks and Spencers
A fashionable short sleeve stripe cardigan in a soft cotton blend. The tie bow neck feature makes it extra stylish

Pure Wool Single Breasted 2 Button Plain Jacket, at Marks and Spencers
Don't sacrifice style for comfort this summer. This Pure Wool jacket is specially designed for the warmer months. It's made with a lighter weight fabric, has a softer feel and it features an antibacterial body lining to help keep you feeling fresh

Marks & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but Marks & Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the MarksandSpencer insurance products in document format too.